Poor Man Survival
Self Reliance tools for independent minded people…
->->-> If you lend someone $20, and never see that person again, it was probably worth it.
How to Be a Frugal Opportunist
When frugality meets opportunism there are dramatic savings.
The Rolling Stones said, in their 1969 hit song, "You can't always get what you want, but if you try sometimes, well, you might find you get what you need." That is exactly the attitude to take if you want to be a frugal opportunist. Getting what you need at a lower cost, instead of chasing after exactly what you want (and paying top dollar) can save you a lot of money, even if it is saved a little at a time.
For example, you might want oranges, but really just need some kind of citrus fruit, so you could be happy with grapefruit. Recent government data shows that the average price for navel oranges is $1.15 per pound in U.S. cities, while grapefruit averages about $1.00 per pound. Of course if you're a true opportunist, and all you want is to have some kind of healthy fresh fruit, you might wait to buy oranges or grapefruit when they go on sale and buy bananas at 60 cents per pound for now.
If you spend 13% to 47% less (as in the example above) on enough of the things you buy, the savings can really add up.
Save on Everything
You can apply the same opportunistic strategy to almost any budget category. If you want to go to a movie, wait for a weekend matinee. For example, according to the AMC Theatres website, an evening ticket at the AMC River East 21 in Chicago will run you $12, while a matinee is just $6 per adult. But that's just one possibility. Maybe you just need to get out of the house for a while and do something. In that case you could check online for events where there are free movies or documentaries. Alternately you could go to a friend's house to share snacks and a rental movie on DVD.
Whether it's new furniture, an education, a vacation, or a meal out, there are less expensive alternatives to what you initially think you want. Here are three steps to getting what you really need at the lowest cost:
1. Reconsider and redefine your needs and desires
2. Identify lower-priced alternatives
3. Search out and wait for lower prices. It takes some serious thought to be a frugal opportunist. Do you want a new car or just reliable transportation? Do you need guacamole or just a healthy tasty snack? Knowing what's really important makes it possible to find the right lower-priced alternatives.
4. Patience helps too, because even when you find cheaper items to replace what you initially desired, you can save still more money by searching out inexpensive places to buy them, or by waiting for a sale. You might not get what you first wanted, but you'll spend a lot less to get what you need.
Think broadly when considering your potential choices. - See more at: http://www.everywaytomakemoney.com/frugal-opportunist.html#sthash.LJoKtrRo.dpuf
25 Ideas for Frugal Summer Fun
Find a local Farmer’s Market
Heart Healthy Aioli Sauce – Great on Veggies & Fish
-Put 4 cloves of a garlic through a press
-Blend with a little Kosher salt & a squeeze of fresh lemon juice
-whisk in extra virgin olive until a mayonnaise like sauce is created
With two young boys at home, I am constantly on the go with various activities. I keep a basket in the back of our minivan labeled "snacks in the back." I frequent the discount grocery outlets on a regular basis and stock up on low-cost boxed juices, water bottles, crackers, pretzels, apple sauce, gummy treats, nuts, and beef jerky. (Be careful to avoid items that melt like chocolate and snacks that need to be refrigerated.) I keep the box hidden from the boys so they never know what kind of treat they'll get when we are out-and-about during snack times. It saves me a lot of money on unhealthy drive-thru snacking or impulse buys. And the boys are constantly delighted by the surprises from their snacks in the back!
The Poor Man’s Special Reports: Self Protection Tips for Women & Children
Mylar Blankets Reflect Energy Savings
We have a couple of unused upstairs bedrooms that face due west, bake in the summer, and radiate heat to the rest of the upstairs. I took a Mylar blanket ($1.27/each on Amazon.com) and covered the window of one room behind the curtain. When I went up there the next day, the room with the covered window felt air conditioned, while the other bedroom felt (as usual) baked. I'm going to cover most of the west-facing windows for the rest of spring, summer, and half of fall. I believe it will make a world of difference keeping the house cool.
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Yours in freedom,
Bruce ‘the Poor Man’
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