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Tuesday, July 19, 2016

Recession Busting Hacks-You Might Have a $1,000 in Your Pocket


 

Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 
"The trouble with most folks
isn't so much their ignorance,
  as knowing so many things that ain't so."
-- Josh Billings

 


Recession Busting Hacks – Turning Dimes into Dollars!

Could you have a penny worth $1,000 in your pocket?

   The Poor Man is always looking for ways to save money or to make money and because despite what government inflation figures show, we all know it’s tough to stretch a buck these days…

Save on tech & smartphones…

The trick is to buy them used and refurbished from a major electronics store or manufacturer, such as Apple.com/shop/browse/home/specialdeals/mac or BestBuy.com [click deals in the top menu, then Best Buy Outlet in the drop down menu] or Samsung.com

These firms take the newest versions of gently used gadgets and bring them back to fully working, like-new condition, then resell them for 15% to 60% less than their original price AND most come with warranties so there is little risk.

 

For free or low-cost credit counseling and help with debt consolidation, call the non-profit National Foundation for Credit Counseling at 800-388-2227.

The NFCC is funded by grants and donations and has a network of community based offices in every state.  Its website, nfcc.org, offers a lot of helpful advice and tools for coping with with debt.

 

Compare prices instantly…Before you buy an item you see on sale in a store or online, visit PriceGrabber.com and type the name, brand and/or model number of the item into the search box.  You’ll instantly get a list of stores where the item is being sold along with all the current prices it is being sold for – allowing you to find out instantly if you’re getting a bargain or you’re being duped into paying full retail price.

 

Get free price-drop alertsYou can get alerted to real sales by using the free website PricePnx.com – simply add their bookmark to your browser’s toolbar [just click and drag their link from PricePnx.com/getstarted.php]  Then, when you find a product you want to buy online, highlight its price, click the PricePnx  bookmarkelet in your toolbar and enter your e-mail when prompted.  The website will automatically monitor the item for you and send you an e-mail alert when the price of the item drops.

 

Look for price-tag clues…when shopping in stores, you might come across price tags that a ‘compare to’ or ‘suggested retail price’ printed on them that is higher than the price it is being sold for.  However, this doesn’t mean you’re getting a deal: it’s just a sales technique retailers use to fool you; typically, the item never sold for that price!

 

9 Money-Saving Hacks for Amazon Shoppers (Kiplinger): "For many online consumers, Amazon is a one-stop shop for everything from diapers to television sets. But even Amazon regulars may overlook these nine lesser-known ways to save big on purchases big and small."

 

 


Turning Small Change into Dollars…

You might have a $1,000 penny in your pocket!

 
   In response to Great Britain leaving the EU last week Gold and silver prices jumped with silver reaching about $20 per troy ounce, the highest it’s been all year.  So, those coins in your wallet could be worth some real money [my wife is an ace at spotting real silver coins in her change].

 
Remember when paper currency was a “silver certificate” and not a Federal Reserve Note?  Back in the day, currency was backed by silver that the US government had on deposit, dollar per dollar.

 When governments were operated as they were supposed to, our coins were minted with silver; anything dated 1964 or before is made of 90% silver and is usually worth a dollar or more based on its silver content alone [rare dates in good condition will go for even more].

 
 Another ‘golden oldie’:  wheat-backed pennies, which feature wheat stalks on the reverse, especially if they’re from 1913 through the 1920s…they’re more valuable as fewer were made.  A 1911 bright red wheat-backed one, depending on condition, could fetch as much as $1,000.

 
Newer coins can have value too.  1942 wartime US Jefferson five cent pieces are 35% silver and In 1984 and 1997 pennies that look like Abraham Lincoln has a second earlobe; and 1982 dimes that are missing a’P’ [indicating it was minted in Philadelphia] above the year all have value.

“Junk silver” [what I normally purchase] is a term to describe U.S. dimes, quarters, and half dollars that were minted in 1964 and earlier, as well as various other U.S. coins, because they are composed of between 35% and 90% silver, while newer and current coins are composed of the much cheaper base metals copper and nickel.  One of the great things about junk silver is you can get started for very little money, as a junk silver dime contains less than a tenth of an ounce of silver so they are very inexpensive.

 I live close to the Canadian border and we often find silver Canadian coins in our change [same years-pre-1964 but they’re 80% silver content.  Just this weekend we found a few dimes and a quarter in our change.  I also search for coins at area flea markets as they’re usually cheaper than auctions where buyers premiums have made them too expensive for me as I only buy what is known as well circulated or  ‘junk silver’ [coins that do not carry a high numismatic value].

 
Check Coinflation.com to review the value of coins or visit a local coin dealer.

 
It pays to check not only Grandpa’s junk drawer but your own pocket!

 

 


More Useful Resources – Please Share

 
How to Find Studies That Pay You for Participating
An easy way to earn some side income

Kids Cash In With Their Business Ventures
There are times when you can learn a lot by watching your kids. Could adults learn something about business from them?

 
27 Ways for Stay at Home Moms To Make Money



 
Yours for better living,
Bruce ‘the Poor Man’

 

Arm Up System-Defense Without Regulation
PM’s Guide to Home Defense


It is a crazy world out there with plenty of violence and everyone knows you that under most circumstances, police usually arrive after the fact. Your rights to defend yourself are often under attack, even for non-lethal self-defense tools…Includes book and 3 bonus CD ROMS

http://www.bonanza.com/listings/Guide-to-Home-Defense-Arm-Up-System-Defense-W-out-Regulation-Bonuses/370808566

 
{Note:  We also offer a Three Set CD-ROM-only version at a lesser price for those with limited budgets]

 


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2 comments:

DAR said...

I'll be scouring my change jar looking for that $1,000 coin!

Randyr said...

Good stuff, glad I clicked the link