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Tuesday, May 23, 2017

Cutting Debt While Prepping


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 


Comment ça marche? Or Why Things Might Not Work Much Longer: How You Can Cut Debt While Prepping

It's a French phrase meaning "How does that work?"

Well, it doesn't really… especially when we're talking about politics or economics. The whole world is a mess... and you know it.

José Ortega y Gasset was from the old school in Europe. Think white suits and fedora hats. Maybe a glass of wine and some fine conversation among the ruins.

In his 1929 work The Revolt of the Masses, Ortega "traces the genesis of the ‘mass-man’ and analyzes his constitution en route to describing the rise to power and action of the masses in society" [from Wikipedia... I'm cheating a little here, but it's still good information for you].

Again from Wiki: “Ortega is throughout quite critical of both the masses and the mass-men of which they are made up, contrasting ‘noble life and common life’ and excoriating the barbarism and primitivism he sees in the mass-man.”

“The Fascist and Syndicalist species,” wrote Ortega, “were characterized by the first appearance of a type of man who 'did not care to give reasons or even to be right, but who was simply resolved to impose his opinions. That was the novelty: the right not to be right, not to be reasonable: ‘the reason of unreason.’"

Or as I see it among Democrats it has become the season of unreason...

Until you win the lottery, here are some items I recommend saving up to purchase [you’ll have to read a bit further]. One day, they just might save you. After all, our nation, our world may be headed for calamity and most either refuse to see it or refuse to prepare for it.  Consider the following:

Regular retailers, who have to staff each store can't possibly compete with Amazon. And the retail industry in America is falling off a cliff…

Credit Suisse says it's possible more than 8,600 brick-and-mortar stores will close their doors in 2017. That’s four times as many as closed last year, and would far surpass the former peak of 6,163 store closings in 2008.

Does this sound normal to you?

Does this sound good for the economy or America?

And here’s the critical question…

What happens when investors realize Amazon isn't ever going to make any real money? What happens when borrowing gets more difficult (and more expensive)?

What will happen when investors realize that Amazon's core competitive advantage is that it will never make a profit?

Of course, Amazon isn't the only company dramatically expanding their business with funny money…

I could show you dozens of companies whose entire business models are predicated on virtually free access to unlimited capital…

  • Revenues at Netflix have soared from $4 billion to nearly $9 billion in three years. Cash flows, however, have gone from a positive number to NEGATIVE $1.5 BILLION. And they’ve borrowed $3 billion to finance this growth… so they’re deep in debt and losing millions per year.

This is what happens when a country’s money has been destroyed, and borrowing unlimited amounts is basically free.

  • Deere &Co. (the farm equipment maker to the world) has seen its share price quadruple since the last financial crisis. But here’s the problem: Deere has taken the central banks' free money and loaned it to customers.

The company now holds $38 billion in loans and leases. Does it sound like a good idea to you that management is betting the company (founded in 1837) on the ability of farmers to repay $38 billion in tractor loans?

Keep in mind, the entire company is only worth $35 billion in the stock market. Does that sound “normal” to you?

The only competitive advantage these companies have is a central bank that's lost its mind, by printing money and manipulating interest rates to artificially low levels for more than 90 straight months…

 


Easy money policies have created an overcapacity in everything from new cars to TV shows… student loans and college degrees… consumer debt and corporate debt… and more.

The real world can only consume so much oil and watch so many TV shows. Consumers can only take on so much debt.

And now… it’s all beginning to fall apart. Capital One, a company that lends billions via credit cards and sub-prime (risky) auto loans, just reported that a critical threshold has been breached… more than 5% of borrowers are not paying back their loans.

The destruction of our money is primarily what’s caused stocks in the U.S. to soar more than 250% since the last crisis.

When savings pays no interest, it turns us all into speculators, chasing returns in the stock market.

All of this low-cost money borrowed from tomorrow simply bids up the price of so many existing assets today. It produces no new “learning” or value (which is what sound money should facilitate) and it leaves us with no way to pay back these debts.

This is why U.S. commercial real estate is up more than 100% since the last crisis. It’s why the average price of a house in San Francisco is now more than 50% higher than it was during peak years of the real estate bubble!

It gets worse: U.S. companies have borrowed more money than at any time in history. According to Moody’s, an all-time record $2 trillion worth of corporate bonds are coming due in the next five years.

Does this sound like things are back to “normal” to you?

Free and easy money has made every spending decision easy for politicians too.

This is why Social Security, Medicare and other entitlement programs are bankrupting our nation… and are completely unsustainable.

As Barron’s concluded earlier this month: “Those who depend on the current system of elder-care entitlements face a potentially hellish future.”

 

U.S. household debt reached $12.7 trillion in the first quarter of 2017, topping the pre-recession level in 2008.

Let’s offer a few cautionary notes when comparing the debt totals. A few important things have happened since we hit the previous record level in 2008:

  • The population has risen.
  • The economy has expanded.
  • The number of households in the U.S. has increased.

The numbers aren’t adjusted for inflation. Greg McBride, CFA, Bankrate’s chief financial analyst, says it’s not an even comparison. “On an apples-to-apples basis, household debt has not exceeded the pre-recession high,” he says.  [However, wages in most industries still haven’t kept pace and prices for health care and tuition, for instance, have continued to rise].

The report notes that 11 percent of student loans haven’t had a payment in three months or more. That understates the real problem. The actual number could be twice as high because the loans are covered by grace periods, or deferments, allowing repayment at a later date.

Student debt is a major concern


At more than $1.3 trillion, student loan debt concerns me the most. The burden is rising as state governments provide less funding to their colleges and universities. Students and their families are paying the difference, often taking on thousands of dollars in debt. Many graduates carrying that debt are delaying other purchases, like homes.

This seems unsustainable, for the nation and for future students. The new figures indicate that student loan debt is rising at an annual rate of $83 billion. When it comes to funding education, the government is letting us down.

If you’re saddled with student loan debt, check out these tips for paying it off .




Now…Things you should be doing to prepare [you’ve been preparing all along, right?]

1) Food Storage: You’re probably thinking, I can build up food storage. That's not expensive. But I'm talking about building an entire year’s worth of food storage, which can be expensive, so I recommend building it up slowly.

Food storage is critical because not only will it save you in a survival situation, but it can also be a relief in times of financial crisis — like a job loss, medical emergency or other unforeseen circumstances that tighten your purse strings.

By accumulating an entire year’s worth of food, you can be confident in your ability to feed your family. Just remember to be mindful of expiration dates and rotate your food storage regularly so it doesn’t spoil.

2) Generator: When it comes to generators, there are a range of different options. For thousands of dollars, you can install a huge generator that will power your entire home. Another (cheaper) option is to buy a portable generator to power just the necessities.

Both choices have their advantages. A generator attached to your home, for example, has more juice to power more items. However, a portable generator can be taken with you in an emergency.

Either way, it’s worth spending the money to buy a quality generator in the event you are without power for an extended time. Personally, I prefer a portable propane generator, but that’s only one alternative. Do some research and find the option that best meets the needs of you and your family.

3) Guns & Ammo: Since I'm a big gun guy, I have more than a few guns in my home that I can use to protect my family. And since you never know how long a crisis situation will last, I have also stockpiled plenty of ammo — I strongly encourage you to do the same.

I recommend having at least 1,000 rounds for each caliber of firearm you own. If you own several guns of the same caliber — 9 mm, for example — you may want to increase your supply to 2,000 rounds. Remember, you may need to use your firearms to hunt as well as defend your family, and a gun without ammo is useless.

The Bottom Line

Of course, the items mentioned above can be purchased on a budget. But the more money you spend on stocking up, the bigger the benefit in the long term.

And while you’re at it, think like Randy Wagner and look for ways you can reduce damage to your home from natural disasters. For example, if you live in a hurricane-prone area, keep sheets of plywood on hand to cover your windows, and make sure your roof is in good shape. Or if you live in an area where earthquakes occur, look for ways to reinforce the structural integrity of your home.

I have always suggested stocking up on silver [more than gold] in the form of “junk” or circulated U.S. silver coins in various denominations along with items that you can use for barter including alcohol, extra ammo, food, medicines, tools, fuel, etc.

If you’re carrying debt, follow these tips to pay it off once and for all. If you have a balance on your credit cards, consider a balance transfer card to consolidate all of your credit debt onto one low-rate card. Consider joining Money Masters, a Facebook group, for personalized advice from Bankrate experts.

For those of you who have the luxury of time, but not the luxury of money to store up emergency food, consider making your own MRE's.

Read
Cari's article here on how she makes her own homemade MRE's .

An important postscript:  Always keep in mind that all socialism involves slavery…

 

More Resources:


Yours for better living,

Bruce, the Poor Man

 

 

A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

Self Defense Training DVDs-New

 


Tactics for Self Defense III Defensive Mental Weapons Tactics DVD NEW


Tactics For Self Defense II (Tactical Edged Weapons I / Tactical Pistol II

Defensive Tactics Techniques Volume 2 Personal Protection Instruction DVD NEW


 

Defensive Tactics Principles Volume 1 Personal Protection Instruction DVD NEW


These items are brand new DVD Defensive Training Technique. Learn from a veteran instructor through this DVD series you will benefit from David's decades of operational and training experience.

$14.95 each- Media mail shipping included.  Find these & other useful items at:


 

Support our efforts by shopping my storefront…


 

 

 

A Smoking Frog Feature, Shallow Planet Production

 

Thursday, May 18, 2017

Clever Survival Hacks Anyone Can Use: Hot Wire a Car, Catch a Fish, Create a Strong Cell Signal, More


 

Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 

 Survival Hacks Anyone Can Use-Hot Wiring a Car, Catch a Fish, Etc.

 
 



Catching fish in a survival situation is not as easy as you might think it is — even if you regularly fish for pleasure.

This piece from True Prepper runs down 13 technique to try. As this article points out, different methods will be more effective depending on the region and the type of fish you’re hunting. But keep in mind that a few of these options are not legal in certain places.

The article above also features a video showing you how to make a fish trap out of a very common household item. Check it out.


Obviously, I am not advocating criminal activity. But in a survival situation, there’s no telling what skills may come in handy. And one of those skills just might be how to hot-wire a car for a quick getaway.

Take a look at the post above from our friends over at Ask a Prepper. You’ll learn how to hot-wire a car in four steps, the types of vehicles on which this technique will work, the four tools you’ll need to do it and why it’s important to practice this skill before you need to use it in a survival situation.

The best part about this tutorial? It includes pictures with each step, so you can confidently master this skill in no time.




Create a Strong Cell Signal with this Unusual Hack

While doing the latest of online stunts – the bottle flipping challenge – Jordan Random happened across a useful phone hack. Many of history’s great inventions happened by unplanned chance, such as Velcro, X-rays, and the microwave. Jordan’s is right up there.

He poses the question: have you ever been stuck with 3G and without the 4G LTE icon? Why yes, I have. No one deserves to have choppy service considering the rates for some of these plans, yet sometimes we just accept it. But 3G, you are killing us softly with your unreliability. Delayed texts, dropped calls, broken up voices, and no internet is not what we want.

In this clip, Jordan shows us how to rig up one possible solution. An ordinary bottle of water became a cell phone signal booster by doing absolutely nothing but standing still.


 

The 5 Best Ways To Get Well Water Without Electricity

Water is the key to survival. At least 60 percent of the adult human body is made of water, and we can live no more than three days without it.

Since most modern water pumps use electricity to obtain well water, you may wonder how you would access well water in the event of a long-term power outage on the homestead. Here are five methods:

1. Manual pump – With a hand-operated pump, you can obtain five to 15 gallons of water per minute, depending on the make and model of the pump.

Manual pumps, which can be used with or without electivity, require quite a bit of effort, but they are an economical and easy way to get water during a blackout.  The story continues here:

 


You’ll Want to Keep this Emergency Can Opening Tip


 

Everyone should have a few survival skills up their sleeve just in case emergency strikes, even if it’s something you think you’ll never need. Weather disasters, wilderness mishaps, and sharknados can hit when you least expect, and you could be stuck without essentials.

With this in mind, should you ever find yourself without a can opener but with plenty of canned rations, the hack below could be useful. You might not even be in a survival scenario. You might have a broken opener, you could be visiting someone’s house who lacks this basic tool, or you just hate can openers (wink-wink lefties). Whatever the case, if you’re confident, have a little upper body strength, and a good dose of common sense, this should work fine.

http://tiphero.com/can-opening-hack/?ref=wn


 


How To Use Vicks VapoRub in 11 Unique Ways

A classic, Vicks VapoRub has been around for over a century and is a staple in many households. What began as a home remedy to combat colds, flu, and other common ails shot into popularity during the early 20th century. Bought by Proctor & Gamble in the ‘80s, the use of Vicks spread globally.

Made with a combination of menthol, camphor, and other ingredients such as oils of thyme, eucalyptus, and nutmeg, the salve cools and soothes at the same time. Individually, these items have specific uses including pain relief, itch reduction, anti-fungal, increasing circulation, and acne fighting.


 

The Poor Man’s Essential Survival Package - FREE!

The Doctors Protocol: Secrets of Survival

--How to Survive the Coming Economic Collapse

--Guide to Self Reliant Living

--Becoming Self Sufficient for Six Months

--How I Found Freedom in an Un-free World

 

Download link:


 

Yours for a productive 2017,

Bruce ‘the Poor Man’

 

P.S.  As always, I urge my friends and readers to stock up on food, items for barter and silver.  Personally, I never fully trust our economic picture or North Korea [they too have EMP capabilities while working on their nuclear program… so stock up on batteries as they are not affected by an EMP blast…neither are two-way radios.  Your cell phone on the other hand will be kaput.

Additional Resources


Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 

 


Self Defense Training DVDs-New

 

Tactics for Self Defense III Defensive Mental Weapons Tactics DVD NEW


Tactics For Self Defense II (Tactical Edged Weapons I / Tactical Pistol II

Defensive Tactics Techniques Volume 2 Personal Protection Instruction DVD NEW


 

Defensive Tactics Principles Volume 1 Personal Protection Instruction DVD NEW


These items are brand new DVD Defensive Training Technique. Learn from a veteran instructor through this DVD series you will benefit from David's decades of operational and training experience.

$14.95 each- Media mail shipping included.  Find these & other useful items at:


 


THE ESSENTIAL PACKAGE for all survival-minded individuals

Emergency “Save Your Ass” DVD/CD, Reports Package

Essential package for today’s uncertain world…protect yourself and your family.  Includes:

  • Advanced how-to DIY home evacuation and barter pack-DVD
  • Instructional DVD on how to make your own EMP-resistant solar powered home energy backup supply
  • Build Your Own Mini-Hospital DVD
  • How to Survive the War on the Middle Class

And much more…


 

 

 

Support our efforts by shopping my storefront…


 

A Smoking Frog Feature, Shallow Planet Production


 

Tuesday, May 16, 2017

Your Emergency DIY Backup Plan-Do You Have One? Plus More Brilliant Hacks You Can Use.


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

>Your Emergency DIY Backup Plan-Do You Have One?

>NEW-69 Free Resources You & Your Family Can Use

>Brilliant Hacks for Common Household Items
 

 

 


In The Prepper’s Cookbook, Tess Pennington highlights key strategies for building an emergency pantry. This takes planning, so if you haven’t already done so, start today. Ideally, you want to store shelf stable foods that your family normally consumes, as well as find foods that are multi-dynamic and serve many purposes. These are the 25 foods she suggests that preppers should have in their pantries.

Have a Back-Up Plan For the Grocery Store


If you end up having to rush to the grocery store during an emergency, you should be prepared to employ a different strategy for finding food. If, when you arrive at the store, there are already a lot of people grabbing the low hanging fruit like canned foods, bread, etc., don’t join them. You’re probably only going to find the scraps that they haven’t gotten to yet. Instead, move immediately towards the food items that won’t disappear as quickly, and can substitute the foods that everyone is going to fight over first.

To employ this strategy properly, you only need one thing. Something to cook with that doesn’t require the grid, such as a camp stove with a few fuel canisters. You’ll need something like that, because many of the food items that disappear later in the game, tend to need some preparation.

 

These Four Emergency Food Alternatives Can Keep You Alive


So with that said, what kinds of foods should you go after when you arrive at a grocery store later than everyone else?

·         Instead of bread, go straight for the flour. Don’t worry if you can’t find any yeast. You can always make hardtack, tortillas or naan. You might also find that the sacks of dried rice and beans won’t disappear until after the canned foods go. When combined, these two make a complete protein and are perfect for emergency food meals. Keep cooking times in mind with the beans and go for small beans like navy or lentils.

·         If you find that the produce section is stripped bare, go to the supplement aisle instead. There you’ll find all of the vitamins and minerals that are normally found in fresh produce. Look for food based or whole food vitamins. You’ll also find protein powders that can at least partially substitute fresh meat. As well, look for seeds to sprout. Sprouts provide the highest amount of vitamins, minerals, proteins and enzymes of any of food per unit of calorie. Enzymes are essential because they heal the body, cleanse the body, prevent diseases, enhance the overall functioning of bodily organs, aids in digestion, and removes gas from the stomach.

·         If fresh meat or canned meat is gone from the shelves, a substitute for is dog food. Though this may disgust most people, desperate times call for desperate measures. It’s really cheap and packed with protein. The only downside, of course, is that pet food usually doesn’t face the same health standards as human food. If it can be helped, go for the wet food instead of the kibble. Though you’ll probably be fine eating any dog food for a couple of weeks, dry dog food isn’t as safe as wet food. Plus, the cans of wet food will be much more hydrating.

·         And finally, instead of trying to find butter, which will be one of the first food items to disappear, try looking for alternatives. Remember, you needfats in your diet. Healthy oils like coconut oil or avocado oil provide healthy nutrition and canI be used for cooking, added to coffee, oats, beverages, and other foods. In addition, one of the most nutrient dense foods that are often forgotten during emergency food planning is in the health aisle. Look for granola and nuts. Nuts are calorie dense and full of fiber to help you stay full longer. Due to the high protein count of this natural food, it can be an efficient meat replacement too. Look for non-salted nut varieties to keep you hydrated longer. It’s packed with calories and can go weeks without spoiling when it’s not refrigerated.  Read more about the ideal bug out meal plan here. Alternatively, if all the healthy oils and nuts have been taken, look for some lard. It’s sometimes labeled “manteca.” It will probably be overlooked, but has just as many calories as butter, and lasts a really long time.

Of course, many of these items aren’t the best tasting or the most healthy. They’re certainly not ideal. But then again, neither is being caught in a disaster without your food preps. If you arrive at the grocery store before everyone else, by all means, go after the good stuff. However, if you aren’t lucky enough to beat the crowds, now you know what kinds of foods you should grab first.

This information has been made available by Ready Nutrition

 

Additional Resources


A Home-Built Biomass Gasifier for Producing Wood Gas

 
http://www.instructables.com/id/A-Home-Built-Biomass-Gasifier-for-Producing-Wood-G/

 

 


69 Things You Can Get for FREE!

Only one thing beats getting a good price on something, and that’s getting it for free.

Our list of freebies is packed with 69 something-for-nothing deals. We don’t allow any useless junk on our list—only quality goods and services that you would happily pay good money for (perhaps you're already doing so). From free food to free investing and financial services to free technology and entertainment, we have something here for everyone.


11 Brilliant Hacks Using Common Household Products

 


 

Free Live TV For Cord Cutters

PlutoTV is a neat option for cord cutters or those who just want more cool stuff to watch on TV. You can watch online at http://corporate.pluto.tv/ or download the free app for Windows, Android, or Apple devices. It also works with Roku, Apple TV, Amazon Fire Tv, Chromecast, Google Nexus Player, and Android TV and some smart TVs.

If you download the app to a smartphone, you may be able to use it as a remote to control Pluto TV when you’re watching it on your streaming device.

Pluto TV offers nearly 150 live channels of programming including news, comedy, music, and sports.

Under the news category you’ll find NBC News, MSNBC, CNBC< NewsmaxTV, Bloomberg, Sky News, and more.

Yours for better living,

Bruce, the Poor Man

 

 

A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.




Self Defense Training DVDs-New

 

Tactics for Self Defense III Defensive Mental Weapons Tactics DVD NEW


Tactics For Self Defense II (Tactical Edged Weapons I / Tactical Pistol II

Defensive Tactics Techniques Volume 2 Personal Protection Instruction DVD NEW


 

Defensive Tactics Principles Volume 1 Personal Protection Instruction DVD NEW


These items are brand new DVD Defensive Training Technique. Learn from a veteran instructor through this DVD series you will benefit from David's decades of operational and training experience.

$14.95 each- Media mail shipping included.  Find these & other useful items at:


 

Support our efforts by shopping my storefront…


 

 
 
A Smoking Frog Feature, Shallow Planet Production