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Thursday, December 7, 2017

Preventing Holiday Overspending & Crippling Debt


 

Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 

 


Preventing Holiday Overspending & Crippling Debt

 

When it comes to financial preparedness, I recommend investing in gold and silver coins, as they may be the only things of value after a collapse. Next, I would establish an emergency fund with enough cash to cover six months' worth of living expenses. Even if the dollar loses value in the aftermath of an economic crisis, you still may be able to use cash to buy necessities — at least in the short term.

Of course, this is another reason I recommend building up six months' to a year's worth of food storage and emergency supplies. This will allow you to ride out almost any disaster. I also recommend owning a few acres of tillable land outside of any major city where you can grow your own food, drill a well and own some livestock to improve your self sufficiency.  [This, at least in our case, is a never-ending task since we do everything on a cash basis and local rules and regs make compliance a challenge in our rural area…but they sure like their tax dollars!]
Gold and silver coins also make for a wise and prudent gift for the holiday!

Holidays Present Spending Challenges-Keys to More Saving, Less Spending

Fun and Creative Ideas for Saving Money as a Family (U.S. News): "Whether you're setting a New Year's resolution, saving up for a vacation or simply trying to cut back on spending overall, these tips can help the whole family save money and have fun while they're doing it."

 
25 ways to save $250 a month that everyone is messing up (Mashable): "When it comes to saving money, not every way is the right way. A lot of it depends on your lifestyle and the goals that you’ve established. At the same time, there are plenty of mistakes we typically make when it comes to saving like the 25 ways listed below."

How to get out of the overspending trap (CNN Money): "Many Americans have an overspending problem. Credit card debt can be a heavy burden -- and a tough one to get rid of.  Here's what financial experts recommended to help get out of the revolving door of overspending."

Fun and Creative Ideas for Saving Money as a Family (U.S. News): "Whether you're setting a New Year's resolution, saving up for a vacation or simply trying to cut back on spending overall, these tips can help the whole family save money and have fun while they're doing it."
 
 

Something for the fun of it…

A History of Elves

 




 

I Wanna Hooker for Christmas


 

 

What about you? Got anything interesting to share?


Bruce, the Poor Man, free thinker, social critic & cynic

 

 

A Final Note…

License to Kill That Debt


 

Having student loan debt is stressful enough. Knowing the government could pull your driver’s license if you can’t pay it off? Way worse. And it’s real: These 20 states can revoke your licenses if you default on student loans.

 

 

BONUS MATERIALS

600 Free University Courses


Some 200 universities just launched 600 online courses free. Here is the full list by subject matter.

 

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 

Additional Resources

4 Ways to Cash a Check without a Bank Account
No bank account? No problem. You can still cash that check.

 

How to Waste Sudden Wealth
Don't let 'found' money slip through your fingers.

 

Be Radical, Get Rich
Want to know how to get rich? Stop being average!

 

Blemished Banking History? Try Second-Chance Checking Account
Don't let past mistakes prevent you from opening a checking account.


The Easy Budget
This trick makes budgeting so easy anyone can do it!

 

How to Survive the War on the Middle Class

14 of the best reports I’ve assembled on protecting your freedom-Download link.


 

Support our efforts by shopping my storefront…


 

 

 

A Smoking Frog Feature, Shallow Planet Production

 

Tuesday, December 5, 2017

NatGeo Survey Says Most Americans Think the End is Coming Soon


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources
 
 

NatGeo Survey Says Most Americans Think the End is Coming Soon: Tips on How You Can Survive in Place

   When the National Geographic Channel wanted to know whether U.S. citizens are really that worried about a civilization-shattering catastrophe, it conducted a survey that discovered Americans find the end-times scenario all too realistic.  Here’s a summary and some ideas on what you can use to survive:

>>How many years from now do you think it’s likely that the world will experience a major catastrophe?

16% said NEVER while 17% believe in less than a year!  12% though sometime in 1-4 years while 15% felt it could happen in 5-9 years.

>>If a major catastrophe were to happen in your lifetime, do you think it would be…

Natural, such as a hurricane or earthquake…..71%

Man-made, such as a terrorist attack……………29%

>>Which do you think is a smarter investment?

Saving for retirement, such as through a 401(k)………59%

Preparing for a global catastrophe in some way……..41%

>>If all factors were equal, would you be more likely to purchase a home that had…

Brand new high-end appliances…….51%

A bomb shelter or safe room…………49%

Ironically, billionaires are stockpiling land for the apocalypse in record numbers…yet, the vast majority of people are blind to the looming threat posed by our out-of-control government.


Life Pod Shelters

8 ft. x 7 ft. 14 Person Underground Tornado Storm Shed-around $7800 at Home Depot [must be ordered]

 
   Everyday Items You Could Use For Survival

Whether you are experiencing a lengthy power outage, a natural disaster or apocalyptic event, your stockpile is bound to dwindle sooner or later. I’ll tell you one thing – the folks who get creative with everyday items for survival will definitely be in it for the long haul.

Everyday Items For Survival: Your Life Depends On It


Improvising with these items, which you may not consider for a survival situation on a normal basis, could potentially be the difference between life and death. Lucky for you, these items are already lying around the house. Improvise, adapt, and overcome! Check out these everyday survival items.


COFFEE FILTERS


You can use it as a disposable plate or bowl so you can just dispose of it after without having the need to wash. It’s a good way to eat on-the-go.  A few uses for coffee filters include:

·         Filter water or juice

·         Glasses cleaner

·         Emergency toilet paper

·         Potting soil

·         Gardening

More at:

 
 
Realistic Disaster Scenarios That Can Happen

What disaster scenarios are most likely to happen that people should definitely be prepared for? While global disasters are almost impossible to predict, the world that man walked on for millennia has always posed as being an obvious threat to himself.

Disaster Scenarios and Global Threats to Prepare For


Throughout the years, scientists have continuously been finding ways to predict natural disasters before they actually happen. There’s been a degree of success in this area, thanks to the growth of modern technology. However, nature can still be very unpredictable and can easily claim so many lives in a short period of time. At the same time, there will be personal and local threats you will also face alongside global disasters. To help you be more prepared, here is an emergency preparedness plan in case the situation gets way out of hand.  Learn more here:



Homemade Weapons for When SHTF

Any prepper or survivalist will tell you that the importance of having weapons can’t be stressed enough. It’s ingrained in each one of us; we must have one or a few (or a dozen) or else. When things get really ugly, we’re left to fend for ourselves. What would you do when there is no gun or ammo around? That’s when these essential homemade weapons come into play.
How to Craft These Essential Homemade Weapons

Although the chances of guns being banned in the future are remote to say the least, there might come a time when you have no firearms at home or you are trapped somewhere else when SHTF. That would be the time to conjure up your crafting skills and use all available tools to craft an improvised weapon.

The good thing about DIY weapons is that you can always improve them to make them better or more effective. Knowing how to use DIY weapons is also important. Take the time to learn the techniques. This will make the weapon safer and more useful.


Urban Survival Tactic: How To Become A Gray Man

Do you know what your most important survival skill in an urban crisis is? It’s not how well you shoot, how much you’re packing, or how many knots you can tie. Your survival could well depend on exactly how much you look like everyone else. Being a gray man means moving among the crowd undetected. This is an essential skill in a survival situation and a real survivalist needs must always be prepared when such event rises. So how does one become a gray man? What are the necessary things you have to consider to blend in perfectly with the crowd? How can you travel incognito? Scroll down to find out the answers to these questions.

Urban Survival Tactic: How To Become A Gray Man


This survival tactic is a form of urban camouflage called “gray man,” and in the middle of an urban crisis or martial law, it could be the only thing that keeps you from having a target painted on your back and a bullet in your brain. Being a gray man and having the ability to seamlessly slip in and out of situations unnoticed is an art form mastered by few. Do it wrong and you’re dead. Do it right and you’re home free. Do you think you have what it takes to be a gray man?

What is a Gray Man?


A gray man is someone who blends in where they go.  It is a person who does not stand out. They are wallflowers. Outside of a survival situation, this can be an incredible asset, especially for information gathering and improve your situational awareness if you don’t stand out you greatly reduce your risk of being targeted.  More at:


   Long time readers know I’ve urged folks to learn how to make living or at least a secondary form of income that does not depend on a single source, to develop a useful skill.  In a climate dominated by zero privacy  from both Big Brother and Big Business it is the wisest course of action…live life off the books wherever possible.

How to Survive the War on the Middle Class

14 of the best reports I’ve assembled on protecting your freedom…Here is the download link. http://1drv.ms/1d9kfiU

 

15 Ways Your Family Can Save Money This Holiday Season
If you try these tips, your family just might end the year with more money in the bank, a spirit of gratitude, and learn to enjoy the beauty of the season without spending any money.

 

Related posts:





 

A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 

Improve your brain & prevent Alzheimer’s

   Neuroscientists have pinpointed a few simple lifestyle changes which can protect your brain from Alzheimer’s and other diseases…

·         Stroll in the sun.  Walking outdoors for 10 minutes a day year-round is the top way to reduce the risk of Alzheimer’s as exercise increases blood flow to the brain and when combined with sunlight it boosts the benefit by ensuring you have plenty of vitamin D in your system.

·         Challenge neurons.  Study after study shows that keeping your neurons active is another essential strategy for keeping your brain healthy for life.  Solving puzzles or crosswords fit the bill as does taking a dance class or painting course.  Reading books is another positive way to keep your brain active.

·         Toast to your health.  Enjoying 1-1/2 glasses of red wine each day is another good way to help keep your mind sharp for folks over 65.  Resveratrol reduces inflammation in the brain which can slow cognitive decline in patients…grape juice will work too.

 

>>Want to improve your brain?  Learn how here:

 

You Have a 16-Cylinder Brain-Learn How to Use it & Re-Awaken the Genius Inside You!

 


I know everyone is short on time in this hectic world so I’ve kept this PDF short and to the point with links to expert how-to articles and guides including:

 

·         How to Increase Your Intelligence

·         6 Step Brain Exercise Steve Jobs Used to Boost Creativity

·         6 Simple Habits to Boost Your Intelligence

·         The Best Vitamins to Increase Brain Function

·         How a Harvard Brain Specialist Keeps Her Brain Healthy

·         A Review of the Top 10 Brain [Limitless] Pills

·         How to Protect Your Cognitive Function

 


 

Support our efforts by shopping my storefront…


 

 

 

A Smoking Frog Feature, Shallow Planet Production

 

Thursday, November 30, 2017

The End of the PetroDollar-Is It Finally Here & What Will it Mean for Americans?


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 

 

The End of the PetroDollar-Is It Finally Here & What Will it Mean for Americans?


 A new financial instrument gives oil-exporting nations their long-sought alternative to the petrodollar.


China will soon introduce a crude oil futures contract denominated in yuan and convertible into gold, the Nikkei Asian Review reported on September 1. Analysts say that since China is the world’s largest oil importer, the move could deal a major blow to the global influence of the United States dollar.

The contract will allow oil-exporting nations such as Russia, Iran and Venezuela to conduct sales in yuan, instead of in U.S. dollars, and to then change the yuan into gold on both the Hong Kong and Shanghai exchanges. It will also allow these countries, which often fall afoul of American foreign policy, to circumvent sanctions based on the U.S. dollar.

The Chinese government has been developing the gold-backed futures contract for years, and Oilprice.com reports that it is expected to launch this year. It will be China’s first commodities futures contract available to foreign entities. Analysts expect many oil-exporting nations and firms to find it appealing.

‘Black Liquid to Yellow Metal’


Leaders of oil-exporting nations, such as Russia, Iran and Venezuela, have often expressed the desire to bypass the U.S. dollar. But avoiding the greenback has proved challenging, largely due to the size of America’s economy, the dominance of U.S. markets, and the momentum of long-standing global finance practices. As much as these nations would like to close the curtain on the U.S.-dominated economic order, the Chinese yuan and other currencies have not garnered enough international confidence to be viewed as trustworthy alternatives.

But China’s new futures contract allays those fears by making the yuan fully convertible into gold.

“It’s a transfer of holding their assets in black liquid to yellow metal,” said Grant Williams, a finance expert who advises Vulpes Investment Management. “It’s a strategic move swapping oil for gold, rather than for U.S. Treasuries, which can be printed out of thin air” (ibid).

Alasdair Macleod of Goldmoney Inc. told the NikkeiAsian Review that the gold conversion option is “likely to appeal to oil producers that prefer to avoid using dollars and are not ready to accept that being paid in yuan for oil sales to China is a good idea either” (ibid).

The Asia Times said, “The new triad of oil, yuan and gold is actually a win-win-win” for China and the oil-exporting nations. “No problem at all if energy providers prefer to be paid in physical gold instead of yuan. The key message is the U.S. dollar being bypassed” (September 5).

The bypassing of the U.S. dollar would be a win for China and many oil exporters. For the American economy, it could represent a catastrophic loss.


Black Eyes for the Greenback


The dollar has dominated international markets since the end of World War ii in 1945. Since 1973, the Organization of the Petroleum Exporting Countries (opec) has priced, quoted, traded and settled oil sales in U.S. dollars, also known as “petrodollars.” The widespread conversion of these petrodollars into U.S. Treasuries has been a vital artery for the American economy and has helped finance the nation’s vast deficit expenditures. The Chinese contract could dry up the flow through that artery, withering or possibly even severing it.

“In addition to reducing a major source of funding for the U.S. government’s enormous deficit spending, the introduction of a gold-backed yuan oil futures contract is an important step toward removing the dollar as the world’s reserve currency,” wrote Investment Research Dynamics. “More significantly, it reintroduces gold into the global monetary system” (September 3).

After such a reintroduction of the precious metal into the world system, the anemia of America’s fiat currency would contrast starkly with the ruddy currencies of economies that are healthier and/or backed by something besides consumer confidence. This would rapidly fade the dollar’s global reserve currency status.

Bolt From the Blue?


The appeal of the new Chinese futures contract may go beyond the usual suspects on the list of American adversaries.

Back in July, the Trumpet called attention to reports saying that China would become the main investor in the forthcoming initial public offering of Aramco, Saudi Arabia’s state-owned oil company. Aramco will be worth about $2 trillion; it will be the highest-valued firm on the globe.

If this sale goes through as planned, Macleod said the Chinese would be in a position to switch the pricing of Saudi oil from dollars to yuan. “[I]f China can tie in Aramco, with Russia, Iran et al., she will have a degree of influence over nearly 40 percent of global production, and will be able to progress her desire to exclude dollars for yuan,” Macleod said (Nikkei Asian Review, op cit).

Such a dramatic and unexpected shift by Riyadh would also erode the very foundations of the U.S.-Saudi Arabia relationship.

Red Flags for the Status Quo


Whether the Saudis sign up for the Chinese futures contract or not, the development is expected to be a game changer for the global oil industry.

Investment Research Dynamics said China’s new contract “is a significant step in removing the global reserve currency status of the dollar and resetting the global economic and geopolitical ‘landscape’” (op cit).

James Corbett, founder of the Corbett Report, called the development “earthshaking” and said it is “potentially ominous for what it portends for the near future.”

Corbett said: “If this really is the shot across the bow, then those kinds of shots can turn into real shots very quickly. … Over the course of the next year, I think we are going to be seeing some pretty tectonic shifts taking place monetarily, geopolitically and, as a result, potentially militarily. And, well, that could kick off any day presumably” (September 6).
 
 

A Golden Age


For five decades, the Trumpet and our forerunner magazine the Plain Truth have warned that a catastrophic financial crisis centered in the U.S. will send deep reverberations across the planet and help recolor the entire geopolitical landscape.

If China’s new oil futures contract succeeds in pushing oil-exporting nations away from the dollar and toward the gold-backed Yuan option—as numerous experts believe it is certain to do—this development will precipitate the dollar’s demise and set the international stage for this prophesied siege to take place.

Yours for smarter living,

Bruce ‘the Poor Man’

 


Additional Resources

How to Survive the War on the Middle Class

14 of the best reports I’ve assembled on protecting your freedom…Here is the download link.

http://1drv.ms/1d9kfiU

 

The Poor Man’s Essential Survival Package

--The Doctors Protocol: Secrets of Survival

--How to Survive the Coming Economic Collapse

--Guide to Self Reliant Living

--Becoming Self Sufficient for Six Months

--How I Found Freedom in an Un-free World

http://1drv.ms/1d9kfiU

 


Whether you’re unemployed or just need a bit of extra cash, finding odd jobs online is a great place to start. These 11 websites can be good places to find odd jobs that make good money. 

Food Storage Inventory Spreadsheets You Can Download For Free


 

 


Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays & free reports that I provide annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.  You can make a donation at top of this page via PayPal.

Find survival related books here!

Support our efforts by shopping my storefront…


 

 

A Smoking Frog Feature, Shallow Planet Production