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Tuesday, June 27, 2017

Making Money, Saving Money, Stopping Bill Collectors, Making Your Wife Happy & More Tips


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 


Tips of the Week: Making Money, Saving Money, Stopping Bill Collectors, Making Your Wife Happy & More

 


https://www.theladders.com/p/23080/work-from-home-salary?utm_swu=1054&utm_campaign=DNL90_06252017&utm_content=6FBIhostagetricks&utm_medium=email&utm_source=daily_newsletter_email

 

These five flexible work-from-home jobs let you work on your own schedule (and squeeze in naps when you need to). They also call for your skills and experience, so you can continue to flex your brain and do work you love while raising your little tykes.

 

1. Online tutoring: $20+ an hour

2. Remote or freelance writing and editing: $50,000-60,000 a year

3. Developer: $75,000 a year

4. Virtual recruiting: $30-40 an hour

5. Healthcare outreach: $25-30 an hour

 

For simpler, quicker ways to make extra money while you’re home with kids, try these 14 ways to cash in on naptime.

 



 

8 Easy Ways to Make Extra Money
These jobs can beef up your bank account, and you choose the hours you want to work.

 

Got Consumer Gripes? Here are High Level Company Contacts


Sometimes the regular customer service department of major companies won't help you with a problem despite your pleas. Here is a hand-curated list of top company executives in various industries compiled by Christopher Elliott, a leading consumer advocate/reporter best known for his travel writing.

http://elliott.org/company-contacts/

 

10 FREE date ideas your wife will love


Now that we have a newborn again, we are kicking ourselves for taking our weekly date-nights for granted.

And honestly we often just skipped them because "something came up".

As someone who is married (and wants to stay that way) I have learned that investing time in my marriage is ALWAYS time well spent.

So, if you are married, do yourself a favor and schedule a weekly date night - and stick with it!


 

Auto Loan Woes for Many Consumers…

 

"In the first quarter of 2017, the percentage of trade-ins on new-vehicle sales that had negative equity reached a record 32.8 percent. The average amount of negative equity, at $5,195, was also a high, Edmunds data show." Let me translate that to English, nearly 1/3 of people who buy a new car owed more on their old car than it was worth. By nearly $5,200!

The article went on to say: "Loans lasting 73 to 84 months have also increased, according to Experian, making up 32.1 percent of new-vehicle loan share in the fourth quarter of 2016, compared with 29 percent a year earlier. On the used-vehicle side, loans lasting 73 to 84 months accounted for 18 percent of the share, up from 16 percent a year earlier."

To put that simply, it means that to keep their payments low, 1/3 of new car buyers chose a loan of between 6 and 7 years! And even 18% of used car buyers chose a loan that long. That's an significant increase from past years, which means that the trend is getting worse!

What can you do about it? First, become informed. For instance, on a 3 year auto loan for $30k, after one year, the amount you'd still owe would be down to $20,300 (assuming a 3% interest rate). If you had a 7 year loan, it would only have dropped to $26,100.

 

Take action to make sure that you don't become a casualty of the auto loan debt trap. When you've been paying for a car for 3 or 4 years and you're still upside down, that's a sign that you're headed for trouble!

 


5 Free Letters Written by Government Attorneys To Stop Bill Collectors

Download Copies of Letters from This Link:


1) The "More Information" Letter

2) Dispute and Proof Letter

3) Don't Call Me I'll Call You Letter

4) The "Talk To My Lawyer" Letter

5) Drop Dead Letter



Download to Learn How Bill Collectors

Are Breaking the Law When They Call You


Download to Learn to Flex Your Rights with Bill Collectors



       
Learn How to Collect $1,000 from Debt Collectors

Who Don't Follow the Law


Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays & free reports that I provide annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.  You can make a donation at top of this page via PayPal.

 


Additional Resources

What Are You Willing to "Give Up" to Win Financially?

Sacrifice is the act of giving up something you value for the sake of something that's more important to you. What are you willing to sacrifice to improve your financial situation?

 
Flexible spending account (n) A special savings account you use for certain out-of-pocket health care costs like doctor’s office co-pays or prescriptions. You contribute pretax money. Similar to a health savings account, except FSAs can only be set up by employers.

 

Even though you’re contributing the money, FSAs help you save money on medical expenses, because you don’t pay taxes on those dollars. You might not realize you can use your FSA for a host of things not often covered by traditional insurance — like sunscreen, lead-paint removal in your home, service animals, abortions, condoms, sunglasses and more. Here are 26 surprising things you can buy with your FSA.

 

Find resources for making money and more here:

Support our efforts by shopping my storefront…


 

 


A Smoking Frog Feature, Shallow Planet Production

 

Thursday, June 22, 2017

Easy Enhanced Home Security Measures


 

Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 


Easy Enhanced Home Security Measures

One of a preppers’ (or any homeowner’s) greatest fears is an intruder breaking into their home, whether it’s while we’re comfortable in our own bed or away at work or on vacation. Securing the home perimeter is essential to keeping your home and family safe. If s***t hits the fan, you better hope your home defense system features several well thought out lines of defense.

There are many ways that the home can be secured, ranging from small changes in your daily life to high-tech security systems and cameras. Whether you live in a rural area or in the middle of NYC, protecting your home is a priority. Choosing a safe location is a great way to secure your home, from there, there are many things you can do to make sure your home is intruder-proof.

First Line of Defense:


  • Fences, Gates, Bushes
    • Define and defend the boundary of your property. While man-made fences and gates are a great way to keep people out, they may signal to intruders that you have something they want. Bushes and shrubs offer boundary definition that also serves to block an intruder’s view of what you might have that they want, while adding aesthetics to your landscape as well! While bushes and shrubs add a barrier, they can also serve as a hiding place for intruders, so make sure you keep them neat and trimmed, forcing any intruder into an open area on your property that can be seen from the home.
    • Thorny plants such as holly or roses near entrances into the home also add a deterrent. Keeping these near ground-floor windows adds an extra thorn in any intruder’s side.
  • Dogs
    • Dog, a man’s best friend, is a great guard! While his barking may be annoying to you at times, he sure is loyal to you and your home. Any intruder would be afraid of climbing over a fence of a guarded property. If you are really serious about keeping your home secure, get both an indoor and an outdoor dog. Put interconnected bells on the strategic points of the fence around your property so if an intruder tries to climb over, he will set off your makeshift alarm, which will surely wake up your dog.  [Some experts say a small, ‘yippee dog’ works best]

  • Lights
    • I can’t stress enough how important lights are! Don’t be stingy when “shedding light” on possible intruders. Make sure you get motion sensor lights for strategic areas around your home, shed and garage. When you’re not home, keep a light on outside and look into timed lights for the inside to create an illusion that someone is home.
    • Use large house numbers and place them where they are easily seen if the cops, ambulance, or firefighters have to come. This could be on the home, high enough to see from the road and with a light shining on them at night. If you live in a rural area, far off of the road, make sure your house numbers are large on your mailbox, tree, or post on the road and be sure that they’re reflective or have a light shining on them.
  • Neighbors
    • Get to know them. They may or may not be a resource for keeping an eye on your house. Keep in mind that they may also be a threat. This is where the “keep your friends close but your enemies closer” proverb comes into play.

High-Tech Defense:


  • Security Systems
    • There are plenty of companies to choose from: ADT, Honeywell, LifeShield. If you live in an urban area, the alarm is more likely to bring the authorities to your home in time to catch the intruders. Even in a rural area, the alarm itself could deter an intruder and the authorities could catch them at their next target. Do keep in mind that these systems require batteries and cables to work, as well as personnel that monitor your security system. If they don’t show up at work due to a disaster – you are on your own.
  • Cameras
    • A camera system is something that you can spend a lot of money on, or you could do it cheaply by rigging it yourself. Make sure they can see the entirety of your property: around the house, along the driveway (maybe you have to put them in the trees or make-shift shelves). A camera system could also help keeping the kids in line—try sneaking out now! You can set up live feed on a secured web address and be able to check what each camera sees from your phone, tablet, computer or directly on a screen in your command center (safe room is a great place to have a screen that runs on a generator).
    • We use window and door jambs – wood and/or metal bars cut to size which prevent windows and doors from being opened and added to the we’ve included battery operated sirens which go off when a window has been tampered with [you can find these on eBay].  Some folks place trays of marbles on floors below windows inside their homes.  Burglars stepping inside onto the floor will slip on these causing a commotion.
    • Install a safe room in your home if you are in a position to afford it.
    • Keep weapons handy at convenient spots throughout the home and ensure each person knows how to use them [not always advisable if young children are present].  Even loud boat air horns can prove a deterrent however.

 



·         Perimeter alarms and trip wires have come up a lot in prepper circles, so after I read this post from The Survivalist Blog, I knew I had to share it with you.

·         This piece covers some inexpensive alarm systems you can purchase as well as those of the DIY variety. Some of these alarms provide visual confirmation of an intruder and some give you an audio warning. A few of them are single-use, while others can be used over and over again.

·         While there are certain precautions everyone should take when it comes to home security, perimeter alarms aren’t a one-size-fits-all type of thing, because it all depends on the area you want to secure. Click on the article above and take a look at the options to see what would work best for you.

    • Many folks use mounted cameras and for larger areas camera bearing drones!

Did you come up with a creative DIY security rig or alarm idea? Send it to us so we can share it with fellow preppers.

To your survival,

 

Thanks to fellow contributor, Richard Marshall

 


BONUS POINTS:

Prepare Your Survival Plan for All Five Phases of a Disaster

Yes, there are five phases of a disaster that you need to prepare for.

Most people aren’t preparing for ANY of the five phases… and even experienced preppers are only looking at one or two.

But these recent evacuations show that isn’t enough.

What if you’re forced from your home? What if your vehicle gets stopped? What if you only have mere minutes to make an escape decision that will mean the difference between life or death for you and your family?   [Here are a few primary ways of getting out of Dodge]:

1) Major power-line paths — These typically run in very wide, straight paths out of town and can have access roads along them.

2) Waterways — Depending on where you live, a boat can get you out of Dodge faster than any highway can. Look at your local map to see what paths are options for you.

3) Railroads — They’re meant to travel across the entire country and can be a lifesaver in a forced evacuation. However, you may not be able to drive the entire way as you reach water crossings or run out of vehicle access paths.

The last thing you need to have your mind on is what stuff will I need?

Have your plan and all your survival gear already prepped for all five survival contingency plans and you’ll never have to worry about how to prepare.

I highly recommend you use the survival plan we lay out in our survival gear guide you can get for free right here…

Look… don’t be one of those people who puts off planning for these emergencies to the last minute.

That’s what victims do.

Now is the time to put together your “five-phase plan” so you’re not scrambling around like everyone else trying to think about what to do… where to go… and what to pack.

It’s not hard to prepare for… but if you put it off until the flames (or floods, chemicals, winds or whatever) are headed toward your door, you’re going to get caught in the trap with all the others who didn’t prepare.

Additional Resources


There are plenty of reasons and economic collapse could happen. A lot of people assume that this is political but there are plenty of other reasons a collapse could occur. Cyber Terrorism Unfortunately we live in a world where the banking system is very susceptible to cyber attacks. It has been proven all too many. . . Read More   The post The Best Barter Items For Economic Collapse first appeared on Backdoor Survival.



The key word in that question is the word “need.” The word “need” implies that you have a goal. Is your goal to: Lose weight? Survive for a long period – say a month or longer? Power your body so that you can do more? Sustain your current weight? The reality is that the amount. . . Read More


The Poor Man’s Essential Survival Package


The Doctors Protocol: Secrets of Survival

--How to Survive the Coming Economic Collapse

--Guide to Self Reliant Living

--Becoming Self Sufficient for Six Months

--How I Found Freedom in an Un-free World

 

Download link:


 

Yours for a productive 2017,

Bruce ‘the Poor Man’

 

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 

Support our efforts by shopping my storefront…


 

A Smoking Frog Feature, Shallow Planet Production


 

Wednesday, June 21, 2017

Clinton's NAFTA Agreement Backfires: Drug Cartels Love it-US Loses 800,000 Jobs


Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 


Clinton’s NAFTA Agreement Backfires:  Mexican Drug Cartels Bring More Drugs into US While We Lost 800,000 Jobs

I’ve been watching the History Channel’s documentary on our ass-backward drug war and it has demonstrated how the feds have robbed citizens of their rights while spending over a trillion dollars on a failed “drug war.”  Mexican Cartels are the primary opponents of the southern border wall but US protestors fail to see this.

Ironically, former President Bill Clinton signed a detrimental set of laws known as NAFTA [North American Trade Agreement] which loosened border regulations for free trade and “unwittingly” unleashed hoards of Cartel smuggling operations via semi-loads of drugs into the United States.  The Cartels loved it…the American worker-not so much.
 
 

Clinton, going back to his governor days of Arkansas, he was often suspected of being linked to cocaine smuggling and a former CIA informant/cartel smuggler [Barry Seal] began flying tons of cocaine from South America into Arkansas during the years Clinton was governor.


 


Also, Clinton enacted the toughest anti-drug laws in the land at the time, despite his announcement that he famously “smoked, but never inhaled,” which, of course, was a lot of BS.  During his presidency more people went to prison for mere pot possession than at any other time.

During those same years, interviews with Arkansas state troopers surfaced of Clinton dalliances with female ‘floozies’ at area motels arranged for by these troopers.  Hush money was later paid to these women and many others by Mrs. Clinton.

Once the Clinton’s were in the White House rumors [afterward in a book by a former Secret Service agent assigned to them] circulated how the Clinton staff used cocaine and pot rather openly in the White House.

During my years in service during Viet Nam Air America ran a secret drug smuggling operation bring heroin into the United States.  The Black Panthers seemed to know about this and protested that the CIA was killing their community…no one paid attention.  However, as we know now, crack cocaine nearly destroyed the Black community.

We also learned from the program [I knew this from my days in the service] the CIA introduced LSD to America and experimented in servicemen and even on housewives in hopes of finding a way to combat communism!

Watch the series at:


Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays & free reports that I provide annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.  You can make a donation at top of this page via PayPal.

 

Additional Resources

Sacrifice is the act of giving up something you value for the sake of something that's more important to you. What are you willing to sacrifice to improve your financial situation?

 

Flexible spending account (n) A special savings account you use for certain out-of-pocket health care costs like doctor’s office co-pays or prescriptions. You contribute pretax money. Similar to a health savings account, except FSAs can only be set up by employers.

 

Even though you’re contributing the money, FSAs help you save money on medical expenses, because you don’t pay taxes on those dollars. You might not realize you can use your FSA for a host of things not often covered by traditional insurance — like sunscreen, lead-paint removal in your home, service animals, abortions, condoms, sunglasses and more. Here are 26 surprising things you can buy with your FSA.

 

Find resources for making money and more here:

Support our efforts by shopping my storefront…


 

 

 

 

A Smoking Frog Feature, Shallow Planet Production

 

Tuesday, June 20, 2017

Moonlighting Online for More Money




Poor Man Survival

Self Reliance tools for independent minded people…


ISSN 2161-5543

A Digest of Urban Survival Resources

 


Moonlighting for More Money Online

We have already been through the worst economic times in modern history. It’s still debatable as to whether the current economic strife--kicked off in 2007--is worse than the 1970s, although it can’t be many more months of recession until that era is certainly surpassed.

Does anyone see the light at the end of this tunnel?

The simple answer is no.  As I have suggested in previous issues…the economic outlook [starting as soon as this fall] does not appear to be very good given the damage former President Obama did and the current obstructionists in Congress are preventing the current President from proceeding from pursuing much of an economic policy such as his domestic reconstruction policy [which America desperately needs – both roads & electrical infrastructure].

With the euro crisis dragging everyone down and with the BRICs countries crashing, the bottom of this slump still seems well into the future. If this is the case, the agenda for many of us is survival. Another four years of this economic environment will be a harsh road

Economic survival doesn’t sound as “sexy” as the aforementioned, but by ignoring it we set ourselves up for a world of pain.

So, how to we prepare for a Depression?

First things first, find more income. Develop circles of income for every member of your family – from babysitting to raising chickens to sell eggs!

As most of us live up to our incomes, money from occasional work and opportunities act as ‘windfall money’. In the end, most peoples’ discretionary income is a very small fraction of total income, so a few hundred dollars out of the blue from other activities does amount to a big win.

Whether it’s selling stuff on eBay, or offering B and B, you can’t have too many strings to your financial bow, especially when dark economic clouds are looming.

Also, keep your job. In the ‘good old days,’ many people could walk out of a job and straight into another. Long gone are the days you could get a job simply by driving into a different corporate car park and go knocking.

Of course, most sensible people know that staying employed is now more important than ever

 

 


Got a Passion for Design?  Cash in!

   Even if you can’t sew, you can break into the fashion business.  Thanks to sites such as Spreadshirt, Zazzle and CafePress which let you upload your own designs for tees and tanks, hoodies, pajamas and more, then sell them online.  Use the following resources to get started:

 

·         Start-up is simple AND FREE!  Simply visit Spreadshirt.com and click on “Open Your Own Online Shop,” click “Create Your Own” on Zazzle.com, or “Design Your Own” on CafePress.com.  The sites take care of manufacturing and shipping goods to customers and you get a cut of the profits every time someone buys an item you designed.  Whichever platform  you choose, you’ll be guided  through the steps to creating your designs.  It’s as simple as uploading a digital image and choosing the items – tees, leggings, pajamas, etc. on which you’d like your design to appear.  Hit a snag?  The sites offer tech assistance to walk you through the process in many cases, you can even email you file and they’ll convert it into a printable template for you.

·         Price it Right.  The sites set a base price for each product, which is the amount they’ll earn for each sale.  The RETAIL price is what you set and that difference is what you keep [your profit]!  Determine prices by seeing what your competition is charging for comparable styles keeping in mind the more intricate or clever your design, the more you can charge.

·         Rev up Profits.  Tapping into trends will help you to score more sales [I often include a related bonus which doesn’t cost me much in order to boost sales but enhances perceived value] and if you can develop a strong niche that corners a specific market that will help you set apart from your competition such as a geographical focus, local sports team focus, featuring your community, etc. all will pump up sales and don’t forget to make use of your social media pages or create a dedicated social media page such as a Facebook or Pinterest area with photos to display your wares.

 

 

 


6 Tips to Get a WAH Job Without Experience

Getting a job is hard. Getting a work-at-home job when you have little to know experience can seem impossible. Fortunately, there are some things you can do to increase your chances of getting a home-based job, even if you don’t have experience. Here are six tips to help. Don’t miss tip 6, which includes resources to work-at-home jobs that don’t require experience.


 

Leslie Truax has been helping folks with work-at-home resources for 20 years…she’s probably the best resource online.  Sign up for her free newsletter and make use of many resources…

 
Need help getting started? Here are the steps to finding and getting your home-based career started.

 

We Bought a Gumball Machine
Ever wonder where your quarter winds up after you’ve impulsively bought a gumball before leaving a store or restaurant? No… you’re probably just enjoying a gumball.
 
If you ever thought about it, you might learn the money often goes to some genius who’s cashing in on passive income.
 
We talked to passive income expert Brad Hines, who had a sweet side gig with gumball machines for a while. He got to keep 80% of the profits. Aside from occasional refills and maintenance, he didn’t have to work for the extra income.
 
Plus, “I own a gumball machine,” is about the coolest brag ever.
 
Want more surprising ways to earn passive income? Check out our full guide here.

 

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays & free reports that I provide annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.  You can make a donation at top of this page via PayPal.

 

Additional Resources

What Are You Willing to "Give Up" to Win Financially?
Sacrifice is the act of giving up something you value for the sake of something that's more important to you. What are you willing to sacrifice to improve your financial situation?

 
Flexible spending account (n) A special savings account you use for certain out-of-pocket health care costs like doctor’s office co-pays or prescriptions. You contribute pretax money. Similar to a health savings account, except FSAs can only be set up by employers.

 

Even though you’re contributing the money, FSAs help you save money on medical expenses, because you don’t pay taxes on those dollars. You might not realize you can use your FSA for a host of things not often covered by traditional insurance — like sunscreen, lead-paint removal in your home, service animals, abortions, condoms, sunglasses and more. Here are 26 surprising things you can buy with your FSA.

 


Find resources for making money and more here:

Support our efforts by shopping my storefront…


 

 

 

 

A Smoking Frog Feature, Shallow Planet Production