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Tuesday, September 17, 2019

Understanding Car Power Inverters

Poor Man Survival

Self Reliance tools for independent minded people…

ISSN 2161-5543

A Digest of Urban Survival Resources




Understanding Car Power Inverters

    I just upgraded from a 200-Watt inverter to a 500-Watt inverter...we all want more power!

Before you can understand what a car power inverter is, it's important to understand the difference between AC and DC power. In very basic terms, AC power is what you get out of the outlets at your house, and DC power is what you get out of batteries.

Since car batteries provide DC voltage, and most consumer electronics work on AC, you need a device known as a car power inverter if you want to use AC devices on the road. With a car power inverter installed, you can take just about any electronic device from your home or office, plug it into your car, and use it as normal, with a few caveats.

Some of the most vital constraints to keep in mind whenever you use an inverter in your car include factors like the capacity of the car battery, rated output of the alternator, and output wattage of the inverter.

The fact is that the electrical system in your car can only put out a finite amount of power, and the battery can only provide so much before it goes dead, so all of these factors can all play a part in determining which devices can be plugged into a car power inverter and used on the road.

How Do Inverters Work?

Inverters function by using a unidirectional DC power source to mimic an alternating current (AC) power source. Electronic inverters are essentially oscillators that rapidly switch the polarity of the DC power source, which effectively creates a square wave.

Since most consumer electronics require something closer to a true sine wave, most inverters include additional components that create either a modified or pure sine wave.

Who Needs a Car Inverter?

Anyone who spends a lot of time on the road can benefit from some type of inverter. These devices are especially useful on long road trips, for camping, people who travel for business, over-the-road truck drivers, and other similar applications.

Some devices, like cellular phones and laptops, can be used with 12v attachments that plug directly into a cigarette lighter or accessory jacks. However, any electronic device that requires an AC input calls for an inverter. Some devices that you can run off a car inverter include:

  • Televisions
  • DVD and Bluray players
  • Game systems
  • Catalytic heaters
  • Cooking equipment
  • Power tools

What Are the Different Types of Car Inverters?

There are a number of different types of inverters, but the two main types that you’ll find in automotive applications are:

  • Modified sine wave
    • These inverters are the more affordable of the two. They produce a “modified sine wave” that’s perfectly fine for most consumer electronics, so they work well in a lot of different applications.
  • Pure sine wave
    • These tend to be more expensive, but they produce a sine wave that is much closer to the AC power available from the power outlets in your home. Some devices, like uninterruptible power supplies, may fail to work properly without a steady, pure sine wave, but most consumer electronics will work just fine without one. If you’re concerned, you should check with the manufacturer of your device before investing in an expensive pure sine wave inverter.

How Are Inverters Hooked Up?

In order to work, an inverter has to be hooked up to the car battery in some way. Some of the most common configurations include:

  • fuse panel
  • direct to battery
  • cigarette lighter
  • 12v accessory socket

The easiest way to hook an inverter up is to simply plug it into the cigarette lighter or another 12v accessory socket, but there are some limitations to that type of setup.

Since there may be other components hooked up to the cigarette lighter or accessory circuit, there is an inherent limitation on what type of devices can be hooked up to the inverter. Inverters that are connected like that are generally limited to a 5 or 10 amp draw.

In heavier duty applications, the inverter needs to be connected to the fuse panel or directly to the battery. Some fuse panels have empty slots that an inverter can be wired into, which will provide a dedicated circuit to the device. In other cases, the inverter can be connected directly to the battery with an in-line fuse. In either case, it is vital to use some type of fuse to avoid a potentially hazardous situation.

Additional Considerations

Since most cars and trucks aren’t really designed with inverters in mind, it’s important to avoid overtaxing the system. One vital factor to consider is the capacity of the battery. If an inverter is used when the vehicle isn’t running, it will tend to rapidly deplete the battery.

Some trucks have extra space under the hood for an additional battery, which can help reduce the impact of using an inverter when the vehicle isn’t running, but that isn’t always an option.

While using an inverter when the vehicle is running will allow the alternator to keep the battery topped up, it’s also vital to avoid overstressing the alternator. Since alternators are typically designed to provide enough power to run all of the electronics in a vehicle and keep the battery charged, they may not have enough additional capacity to run a powerful inverter.

The best way to avoid a problem in this area is to check into the rated output of your alternator and then buy an appropriate inverter. If that isn't enough, there may be an OEM option for a higher output alternator that you can swap in, and aftermarket units that provide even more power are sometimes also available.


It's far better to be a year early than a date late when preparing for crisis…



Disasters can and do strike without warning, and when they strike, most of the population is vastly underprepared. Truth be told, the vast majority of people aren't prepared at all, and hardly anyone has enough survival food to last them through the month.

 It’s for this reason that when a disaster occurs, hoards of people will swarm the grocery stores and supermarkets in order to get as much food as they possibly can. You could end up being one of those people if you don't start preparing right now.

 So take advantage of the comparatively small crowds and short lines you can find at grocery stores during the good times, because there could come a time when going to the store is like something out of a disaster movie...



Protecting Retirement Accounts from Creditors: With debt burdening many Americans, preretirees and retirees should understand the creditor protections for retirement accounts before raiding those accounts through loans or withdrawals. Those protections can help preserve hard-earned savings even after suffering a tough financial squeeze. Kiplinger


Yours for better living,

Bruce ‘the PoorMan’


News of Note

Exploring Civilian Body Armor Options For Prepping, Survival, and Beyond

 With all the recent violence, there is a lot of interest in civilian body armor. This is not something that you can just stroll down to the store and purchase. In fact, there is often a significant wait time to … Continued

A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

Useful Resources from our storefront-See new items!


You Can’t Buy Life Insurance After You’re Dead-Prepare NOW for Emergencies…

Finally, grab an emergency power cell or solar/battery radio weather radio!

Waterproof 600000mAh Dual USB Portable Solar Charger Solar Power Bank For Phone – New Product, Lower Price!

Are you looking for a lightweight backup power source that's tough enough for every day abuse and has enough storage to keep your electronics powered up?

How about a portable power source that can be re-charged directly from the sun to ensure you’re never left stranded?


 “The Cell is a workhorse of power — 600,000 mAh Battery/Water Resistant/2 LED Flashlight/1.5 Watt Solar Panel

Support our efforts by shopping my storefront…


Monday, September 16, 2019

Good Credit-Getting it, Keeping it, Improving it

Poor Man Survival

Self Reliance tools for independent minded people…

ISSN 2161-5543

A Digest of Urban Survival Resources


If you’ve got great credit — congratulations!

(If your credit score stinks, check out this article for how to get out of the doghouse. And if your credit is meh, this article will help you get it into the stratosphere.)

But with great credit comes great responsibility.

What I mean is you want to continue to do the things that built up your credit score in the first place. And in many cases, you’ll actually want to step up your efforts — because when you start wielding your great credit, you’ll take on responsibilities and debts that will drive it back down.

Once your credit score passes 780 or so (out of a possible 850), a whole world of possibilities opens up.

Great Credit Use #1: Big Purchases

Getting a good rate on large interest-based purchases is often the entire reason you want great credit in the first place.

With your powerful credit score, you can get the lowest rate on mortgages — and access to some mortgage options that aren’t available to those with bad credit.

Now’s the time to buy a house… or refinance one, if you bought it a while ago when your credit wasn’t as good.

Now’s the time to trade in your jalopy for a new car... or, even better, a lightly used one that already suffered the big drop in value when it was initially driven off the lot.

You only want to make these kinds of purchases — anything large that you’ll pay off over time — when your credit is north of 780.

Whether you’re getting a new work computer, a bedroom set or an investment property in Cabo... Great Credit Use #2: Get the Best Credit Cards it while your credit is high.

Great Credit Use #2: Get the Best Credit Cards

You don’t have to look very far to find great credit card deals touted across the internet.

The sorts of deals that come with a ton of perks, including (but not limited to) bonus points or travel miles and benefits like sponsored Global Entry fees, access to travel lounges or free upgrades at certain hotels.

Exactly which credit card perks appeal most is a personal choice — you’ll have to decide for yourself. But now’s the time to decide.

Because many of the best credit cards aren’t available to those with weak credit. When you have strong credit, though, you can get your pick of the litter.

It’s true — your credit score will take a minor dip when you apply for new credit cards. You’ll get a credit inquiry ping — which has a minor negative effect on your score — and the average age of your credit history will dip.

Offsetting that, you’ll be adding a new account and increasing your credit line — both of which have positive effects. And consequently, you’re likely decreasing your credit utilization — the percent of your overall credit that’s currently owed as debt.

Decreasing credit utilization has a large positive effect. So though you might see a small dip from getting new credit cards, that will be offset in time.

To help speed up that process — and give you room to take advantage of the next credit use — call up your current credit cards and ask for an increase in your credit line. (In many cases, you can do this online.)

With a strong credit score, most cards will be only too happy to increase your credit line. That will help you keep utilization down — an important thing with our next move.

Great Credit Use #3: Leverage Your Credit

I want to be very clear — this is a great strategy, but only if you handle it responsibly.

If you aren’t sure you can trust yourself to keep track of everything, it’s a great way to lose money. So know your own abilities before you try this.

Caveat aside, here’s one of the most powerful ways to use a great credit score...

Take on some debt.

But not just any debt.

What you want to do is use a credit card that has a great balance transfer or cash advance offer.

With a great credit score, you’ll probably be able to find one that charges 0% interest for 12 or 18 months and a flat 3% transfer fee when you first take on the debt.

Then take that money and put it into a financial instrument you know will make more than 3%.

Here’s an example... Say you loan yourself $10,000 using a credit card advance offer with a 3% transfer fee. That $10,000 will cost you $300.

But if you take that $10,000 and invest it in tax liens paying 18%, you’ll earn $1,800 in a year.

Take away the $300 transfer fee and you’re still up $1,500. That’s money you’ve made — free and clear — for doing nothing more than wisely investing a personal loan.

Again, you have to be careful with this sort of move. Your credit card utilization will go up, which will immediately hurt your credit score (though it will return to normal once you’ve paid off the balance). So you don’t want to overuse this strategy.

Likewise, even though you won’t have any interest on your balance for 12 or 18 months, most credit cards will still require minimum payments on your debt. If you miss one, the penalties can quickly erase your earnings.

Not to mention — your credit score will plummet.

But if you pay the minimum each month… keep track of the loan you gave yourself... and make sure you pay it off before interest kicks in (and it usually retroactively applies interest for the interest-free months if you haven’t paid off your debt in full)… and wisely invest the money in something that more than covers your transfer fee…

Well, this is a completely free way to make money.

Once you’ve got that money, you can turn around and invest it in things that pay off even more, but over a longer period of time — like stamps, coins or other rare tangible assets.

It’s a no-lose situation. But only if you can be responsible. Miss your payoff date or get stuck with full interest and you’ll start losing money, not making it.

But having great credit suggests you can be responsible. So take advantage of your maturity and grab some free cash for yourself.

It will be well worth the temporary dip in your credit (as long as you don’t have any major purchases on the horizon). And once you’ve completed the cycle, you can do it again.

It’s a nice way to add a few thousand dollars to your pocket every year for nothing more than responsible calendar keeping.

And that’s a bargain if I’ve ever seen one.

Unconventionally yours,

Ryan Cole
Editor-in-chief, Unconventional Wealth

P.S. Not sure where to find the best credit cards for perks or balance transfers? Bearing in mind the advice I’ve given today is from me — and not from the banks that offer these credit cards — you can find a great list of the best offers today right here.

Mortgage lenders can use scoring models as old as FICO 2, while FICO 8 and 9 are the most commonly used FICO models, Rod Griffin, Director of Education at Experian, said. He considers the key score benchmark to be 750. “It depends on the type of score and the lender’s threshold,” Griffin said.

And just to add one more wrinkle to this whole situation, some scoring models have a top score that’s well into the 900s.



Cars, college, houses and medical care have become steadily more costly, but incomes have been largely stagnant for two decades, despite a recent uptick. Filling the gap between earning and spending is an explosion of finance into nearly every corner of the consumer economy.




The European Central Bank announced a bonanza stimulus package: interest rate cuts, money printing, quantitative easing, the whole nine yards.

Europe’s economic growth has ground to a halt. The German economy actually shrank last quarter, according to official statistics.

So the European Central Bank is throwing everything including the kitchen sink at this problem. Their stimulus package is like a monetary defibrillator trying to shock Europe’s economies back to growth.

It’s pretty amazing when you think about it: interest rates in Europe are already NEGATIVE. They’ve been cutting rates for years, and it hasn’t worked.

Back in July 2008, the European Central Bank’s main interest rate was 3.25%.

By the end of 2008, it was clear the global economy was slowing down, and the central bank had slashed interest rates to just 1%.

But they kept going.

By 2013, the ECB had reduced its primary interest rate all the way to zero.

And in 2014, they took the unprecedented step of cutting rates even further-- to NEGATIVE 0.10%.

European rates have been negative now for FIVE YEARS. Yet Europe’s economies are still in the dog house.

These results completely defy prevailing economic wisdom.

According to the ridiculous playbook that nearly all central bankers use, cutting interest rates is supposed to stimulate economic growth.

If interest rates are lower, it makes it easier and cheaper for people to borrow money. If it’s cheaper to borrow money, people buy more stuff… which creates more economic growth.

They’ve been cutting rates, even below zero, to the point that you can actually get PAID to BORROW money in Europe. Yet those economies are still stagnating.

So the central bank’s solution? If what you’re doing isn’t working, do more of the same!

It’s astonishing how these economists cling their ridiculous theories...

Unsurprisingly, the European prices of both gold and silver shot up this morning.

Gold is now selling in Europe for nearly 1,400 euros as I write this letter--- an ALL-TIME high.

That’s because precious metals are a refuge from keeping your savings held hostage by unelected central bankers who can slash interest rates to negative levels and conjure unlimited quantities of paper currency out of thin air.

It’s not just Europe either.

Across the water in the United States, the central bank has already indicated that they’re going to start cutting rates as well… plus they’re facing pressure from the Tweeter-in-Chief to make interest rates negative, just like in Europe.

That’s a big reason why precious metals prices have been climbing so rapidly; in the past two months alone, the silver price is up 22%.

I’ve been talking about this for months, encouraging you to buy gold and silver. But this isn’t over. There’s a lot more monetary insanity to come from the United States and Europe… so gold and silver prices likely still have a lot of room to rise.

(Silver could actually triple in price, and it still wouldn’t beat its previous record high.)

One big driver of gold demand is actually coming from foreign central banks and governments. They can see what’s happening to the US dollar and euro, and they’re keen to diversify their reserve assets away from negative interest rates.

Russia has been on a gold-buying spree lately, gobbling up more than 18 metric tons of gold in the month of June alone, and nearly 100 metric tons since the beginning of 2019.

China has also added 100 metric tons of gold to its foreign reserves since the beginning of 2019.

Even the central bank of Poland has acquired 100 metric tons of gold this year, nearly doubling its gold holdings from last year.

This is a powerful trend that could continue sending prices higher. So it’s still a reasonable time to buy physical gold and silver.


A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

Useful Resources from our storefront-See new items!

You Can’t Buy Life Insurance After You’re Dead-Prepare NOW for Emergencies…

Finally, grab an emergency power cell or solar/battery radio weather radio!

Having a Solar Power Cell on-hand for emergencies keeps your essential electronics up and running in case you need to call for help. 

In stock again!

Support our efforts by shopping my storefront…



Thursday, September 12, 2019

911 an Excuse to Erode Our Rights-The un-Patriot Act

Poor Man Survival

Self Reliance tools for independent minded people…

ISSN 2161-5543

A Digest of Urban Survival Resources

Another year has come and gone, and it's September 11th again.

 That date has NEVER been the same -- not since 2001, when terrorists attacked the World Trade Center in New York City and killed thousands of people.

Our government eventually designated today, officially, as "Patriot Day."
don't feel good about it.

Now, don't get me wrong...

Every September 11th, I look back and truly value those who perished.

I feel deeply for those left behind to mourn the loss of loved ones.

 I'm inspired by the First Responders who ran toward danger to save anyone they could... as well as those brave citizens who fought back against the terrorists attempting yet another deadly plane crash.

 But I also mourn for the United States...

 That's because I believe we really turned a corner when it comes to our rights as Americans on September 11th.

Ever since the towers fell on 9/11, the American public has turned on each other...

...and people within our government and "Big Tech" have been more than happy to take advantage of our pain.

While pretending to "do something" to keep us safe, our administration(s), "intelligence" community, the tech Bigwigs who run "social media" and determine what you can and can't say, and even the upper echelons of law enforcement have turned their targeting inwards to our own citizens.

 They've collected our data without permission.
They've banned us for "wrongthink" whenever we step out of line.

They've spied on us, tracked us, scanned us, and even called us "terrorists" without due process of law -- all because of what we think and what we say.

Every time you turn around, there's some new scandal involving Google and Facebook manipulating us.

Everywhere you look, politicians are doing an end-run around the Constitution, infringing on our rights in the name of the "greater good."


Lately, they're all excited about using "red flag" laws to take away your guns -- again, without due process.

 All it takes is somebody accusing you of "thoughtcrime" and then you're guilty until proven innocent.

 The Feds even demanded recently that Apple and Google hand over the names of their app store customers, so the government can investigate anyone who downloaded a gun scope app.

 That's right: They're targeting gun owners in the name of "keeping us all safe," because they claim the app developer violated export restrictions.

 I'm sure it's just a coincidence that they'll be able to use the app data to make a list of anybody who owns a rifle with a scope on it (who also used the app).


Remember, it wasn't that long ago that official government documents labeled the most patriotic of our citizens -- people like you and me -- as "enemies of the state".

The sad fact is, on this truly awful day, our government and our Big Tech overlords are STILL treating us, the American public, as the real threat to their power.

 In the name of protecting us from future terror attacks, or stopping "bad people" from doing "bad things" here at home, they're scanning our emails... tapping our phones... and collecting our personal data without our knowledge.

In fact, just a few days ago, Google and YouTube were fined $170 MILLION DOLLARS by the Federal Trade Commission for collecting your kids' information without permission.

 To your government and to giant corporations like Google, hundreds of millions of dollars are just a drop in the bucket.

 With nothing to stop them, they're going to keep on spying on youmanipulating you, and violating your Constitutional rights...

...all while telling you that it's for your own good!

And thanks to government initiatives like The Patriot Act and all the new laws they're passing now, you can be "red flagged," rounded up, and held against your will as a potential "home grown terrorist" because of your beliefs -- things like:

  • Believing in the 2nd Amendment
  • Storing away "survival food"
  • Buying more than 2 guns
  • Purchasing "excessive" amounts of ammo
  • Even comments you make on Facebook and Twitter!

And that's not even the worst of it...

Your neighbors will actually be financially REWARDED to turn you in as a "suspect" if they know (or even THINK) you are doing any of these actions, because the government has set up "tip lines" so they can squeal on you.

If you see something, say something... right?

 Please hear me now...

Things continue to get worse out there.

And with the presidential elections coming, it's going to start getting that much more terrifying... that much faster!
But you already know that, don't you?

What you might NOT know are the simple steps you should be taking... no wait... that you MUST be taking... in order to protect yourself from these attacks on our rights and freedoms.
Don't tell yourself that there's nothing you can do.

 Don't just give up, or try not to think about it.

 There are things we can do to stay off the radar.

We need to STOP giving our information to the government and to Big Tech.

It isn't actually difficult to stop them from spying on you.


But you've got to start now.

 Don't make more mistakes.

Don't make it easier for these people to invade your privacy and attack your rights.

 We need to start living as "underground patriots."

The country needs people like us.

 A "new world" of threats calls for a new kind of "patriot".

 But we can't be there for our country and for those we love and protect if we're sitting in jail after getting red-flagged as "domestic terrorists."

 It's time to stand up for both our country and our rights as Americans.

 Prepare. Train. Survive.

Jeff Anderson  


MCS Magazine


Most people want security in this world, not liberty. > H. L. Mencken



If The Economy is so bad, how do you explain this?

Retailers and shipping companies have begun gearing up for the holiday shopping season. UPS is hiring about 100,000 seasonal employees "to support the anticipated annual increase in package volume that will begin in November and continue through January 2020."

Amazon is hiring tens of thousands of seasonal workers in the coming weeks "to meet increased demand for the holiday season," as well as holding Career Day in six US cities on September 17 to fill 30,000 permanent full and part-time jobs.


Fedex will be hiring and has ordered five new jets.



As a homesteader, you strive to be prepared for emergencies. You have an extended food supply, a well-stocked first-aid kit, and back-up plans for loss of power.

However, when a disaster strikes, even the best-laid plans can go awry. You may be in a place where those supplies are not accessible, for example. However, by keeping a level head and using a combination of what you have and what you know, you can survive under many life-threatening circumstances.

Here is a list of ordinary items that could save your life in an emergency...


A Final Note…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

Useful Resources from our storefront-See new items!


You Can’t Buy Life Insurance After You’re Dead-Prepare NOW for Emergencies…

Finally, grab an emergency power cell or solar/battery radio weather radio!

Having a Solar Power Cell on-hand for emergencies keeps your essential electronics up and running in case you need to call for help. 

Support our efforts by shopping my storefront…