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Tuesday, February 19, 2019

How to Buy Land with Little or No Money Saved


Poor Man Survival

Self Reliance tools for independent minded people…


 

ISSN 2161-5543

A Digest of Urban Survival Resources

 

Prepper Real Estate: How to Buy Land with Little or No Money Saved


 
You probably have considered buying acreage and thought it well out of your reach financially. Well, that would put you in a boat with many others who think that owning raw land is only for the rich. That couldn’t be further from the truth. Let’s talk about how you can become a landowner with no money saved.

Still, having a good piece of land sets you up with freedoms that most other people do not have, particularly in a suburban sprawl.

Skill Work


If you are currently living in a tight-knit neighborhood in suburbia, doing things like shooting arrows, making bow drill fires and building wilderness shelters might bet you some strange looks. If you get into things like trapping, you will likely get animal control called.

You are also limited in how well you can get to know the natural world. Great wild edibles like dandelion, wood sorrel, and common plantain are probably in your yard but beyond that, you could struggle to get to know different species of trees and wild edibles.

If you have your own plot of wooded land, you can do most anything you like on it, if it’s big enough. You can even manage it to have the plant and tree species that you prefer for survival needs.

Leisure


Sometimes its just nice to go take a camping trip. It doesn’t have to be about survival skills or methods, it doesn’t have to be about anything but getting out and enjoying nature. During peak camping season you might struggle to reserve a campsite at the more popular locations.

This won’t be the case if you have your own plot of land.

Bugout Location


The bugout is hardly about a bag or a location on its own. Its one of the most misunderstood skills in all of prepping. A well thought-out and practiced bugout plan is something that you should be very proud of. It takes a lot of thought and a lot of work.

All that said, one of the first things to consider is that bugout location. Where is the goal? If you own land that means you are going to have access to that location without question.

Bunker Location


Though the bunker has been synonymous with preppers the reality is that most of us don’t have the money or the space to accommodate a bunker. Furthermore, many preppers want no parts of going into a hole in the ground to escape the dangers above.

Still, if it’s a goal of yours and you have the means, having raw land is the best way to bury a bunker and keep it a secret. It will be near impossible to keep OPSEC in mind while burying one such bunker in your backyard!

Profits


By going through the raw land buying process, you might find that you have a knack for finding and buying properties for very little or even no money. This might become a side income or a method of making all your income from buying land.

I am sure you have never thought of yourself as a land merchant, but it can be a great side income or even a new career!

The year before I quit my job and started working freelance in the prepping and survival niche, I was exploring becoming a realtor in raw land. As an outdoorsman, it held a lot of appeal. I spent about 3 months really working hard and learning as much as I could about the business. However, my first sale went sideways, and I decided it might be better to wait for this career.

I was working a full-time job and I started the deal in a hurry and used some methods that the pros did not recommend. I didn’t follow the process and, well, it didn’t work out in my favor. Through that journey, I learned about some interesting ways that people make dirt cheap offers on raw land and walk away with their own land or properties for resale.

To get started you are going to need to understand what tax liens and tax deeds are. So let’s start with that.

Tax Liens


If you don’t pay those horrendous property taxes that come each year, you can incur a tax lien on your property.

Tax Lien is the first major step the IRS takes against individuals to collect back taxes. A Tax Lien gives the IRS a legal claim to your property as security or payment for your tax debt. It is used to protect the government’s interest in your assets. – www.irs.gov

Tax Deeds


If you decide to ignore the tax lien the government can take ownership of your property for not paying those taxes that caused the lien.

A legal document that grants ownership of a property to a government body when the property owner does not pay the taxes due on the property. A tax deed gives the government the authority to sell the property to collect the delinquent taxes and transfer the property to the purchaser. Such sales are called “tax deed sales” and are usually held as auctions where the minimum bid is the amount of back taxes and fees owed. – www.irs.gov

The interesting thing about all this tax deed and tax lien business is that our intrusive government will not only take your property if you don’t pay the taxes on it, it will also make your financial woes public to everyone around you.

Just by contacting or visiting your local county treasury you will be able to get a list of tax liens on properties in your area. You can do this for any area, as well. While it might seem a little predatory, you will be able to sit down and really get a grip on who is going to lose their property to the local government.

If capitalizing on another’s misfortune makes you a little queasy, let me give you a little background on how many of these properties wind up in lien status and beyond. Every day people die. We are facing a wave of retiring baby boomers and that the aging population is leaving behind money and property.

Sometimes those who inherit land don’t want it. They may live states away from the land that was given to them. The last thing they want is an annual bill, and some can’t even afford it! They would rather it just go away. This land is often what gets eaten up by these tax deeds.

You can play the middle man and get between the government and the property owner. This comes down to present a cash offer to the owner for that land.

Your Tax Refund

About this time every year, even Americans who don’t save a penny, get a little bump in the finances. It comes in the form of a tax refund. This amount of money varies for every person but with the new tax laws, most everyone should see some sort of a return.

This is how you make your cash offer for that raw land. This is the money you use to go after that special piece of property that someone may just be trying to unload anyway.

Imagine having a burdensome piece of land that you want nothing to do with. Imagine you are letting the taxes pile up and then someone comes along and offers you $500 bucks to take the burden from you. Maybe they owe $200 in back taxes so you walk away with a property for $700! I know there are people who are gonna say:

“Even with a tax return, I don’t have that kind of money!”

Well, offer what you can for that land and maybe they will bite. The worst case scenario is that you go into an offer with no land and you leave with no land. At least you are back where you started.

Tax Deed Auctions

Another great way to get the most out of that tax refund, if you don’t want to make an offer directly to a landowner, is to attend local tax deed auctions.

When the government takes possession of a person’s land, they don’t want to keep it. The last thing they want to do is upkeep a piece of land and not collect taxes on it. So their motivation is to find a new owner of that land. Move it to the highest bidder and get it back on the books as taxable property.

They do this with tax deed auctions. You can get a list of the properties that are going to be auctioned from your local treasury. These auctions happen on varying basis depending on the locality but you can take your tax refund and go bid on some properties.

If you go this route be sure you show up with a set of properties that you already know, from the provided list, to assure you have clear goals and budgets for bidding. You don’t want to come home broke with a new property either! So you have to do some research and set hard limits on your purchase amount.

Researching your Land

Probably the most important part of this whole process is the research you do before contacting an owner or before attending an auction. You have to know what you’re after or else you are just shooting in the dark. Don’t wind up thinking you got a great deal and finding out you bought 5 acres of mosquito-infested swampland abnormally high in radon.

Property Type


If you are in the market for true raw land you are going to be looking for residential/agricultural land or just agricultural. These are the tracts of raw land that you want to buy and will be listed among other types of properties like residential and commercial.

Property Size and Lines


While the paper might say 15 acres you need to what the property lines look like. What is the shape of the property? What if its 15 acres but its only 50 yards wide. Just a pencil-shaped property that is very hard to take advantage of.

Some properties have no road frontage either or access! I know that sounds crazy but it’s true. You have to be aware of that or you might wind up owning one and having to invest in an easement to even get to your property.

Flood Zone


Is your property in the flood plain? A very important and very simple question to answer.

Location


Be sure that your location matches up with your needs. While you might get a great deal on a property that is 200 miles from your home, can you get there in an emergency?

Owner


This is one of the trickiest parts of the process and you might need to call the city or county to get more information on a property. A property location is not going to give you the address of a property owner. As we mentioned the property could be in Virginia and the owner might live in California

However, having a direct mailing address to them means you can send an offer for that land.

Conclusion


A piece of property gives you lots of options. Most preppers dream of having a piece of land to call their own. Whether that be the beginnings of a homestead or just a secure place to bugout is up to that person. I think we can all agree that some land is better than no land.

If you find that piece of land and you are closing a deal, remember, without a deed you have nothing. Be sure that when money changes hands there is a deed for that property present, or you trust that it’s coming to you. Without a deed on that property, you don’t own anything.

Contracts can be a big help when you are dealing with property owners. The state will have the proper paperwork if you go the route of tax deeds but buying from individuals will mean that you cover all your basis. Consult a realtor or lawyer to be sure you don’t get taken advantage of.

I hope you are inspired to use this information in this article to get your own piece of heaven. Remember, there are few resources that cannot be reproduced. Raw land is the most precious of them all.

Author’s Bio

James Walton is the host of the I AM Liberty Show (www.iamlibertyshow.com) a podcast about 21st-century freedom. He is a freelance writer in the prepping and survival niche and likes to keep a healthy balance between prepping and enjoying life.

NOTE:  My wife and bought and sold several properties over the years using creative financing methods which often included seller financing or land-contract deals and lease-option which were very lucrative to buyers in depressed areas in which we sold. I’m sure you can find examples of contracts for such financing online.




Here’s my idea for a new bill

 
Since term limits never seems to gain any traction perhaps we should entertain the idea of zero pay for elected officials after their third term in office…give them their office, expenses, health insurance while in office and a living allowance only=much like our Founding Fathers and see how many decide to remain in office.

 

Yours for a more secure future,

Bruce ‘the Poor Man!’


Final Notes…

Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 


This past November, the state of Washington did a foolish thing: It placed a matter of civil rights in the hands of voters. The voting public is very possibly the worst custodian of any human right, simply because it’s mob rule. In other words, whatever most voters select is forced upon everyone else.

 

Free:  Economics in One Lesson - Something the ‘new’ Democrats should read!


 


As you plan your finances, don’t forget about tax breaks. With the right approach, it’s possible to make the most of your money by including tax planning in your financial picture. Here's how to find out what tax benefits for individuals are available for you, and then use them to keep more of your money.


As fraudsters get sneakier about stealing personal data it's important that you protect your personal information. Enter FICO’s latest innovation, the Family Ultimate 3B plan. With this plan, you can stay up-to-date on credit data for your whole family.

People need to become more self-reliant, not more dependent on government.

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Have Outstanding Medical Debt? You're Not Alone: Americans of all ages have medical bills they've yet to cover. Here's how to manage those payments and avoid a similar fate going forward. The Motley Fool

 

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Additional Resources

 



 


 


 

Social Chaos Survival Guide: Savvy Precautions To Make You Self-Reliant


 
 

A Smoking Frog Feature, Shallow Planet Production

Saturday, February 16, 2019

Deep State Defeats the People, McCabe, The Wall


Poor Man Survival

Self Reliance tools for independent minded people…


 

ISSN 2161-5543

A Digest of Urban Survival Resources

 


Deep State Defeats the People, McCabe, The Wall

   Democrats and RINOS pulled the wool over the president and the nation with a last-minute BS budget that inserted several “bullets” that were hard to dodge but avoided a shutdown and had Speaker Pelosi smirking before cameras.

The bill provides lots of candy for illegals and not much for the American people but who really cares so long as it provides illegal votes for the Democrats and fresh meat…I mean cheap workers for the industries that support Democrats.  Perhaps that beats having to pay those Chinese workers assembling I-Phones a few bucks a day for Apple so Americans can shell out a $1,000 for a phone and Apple can continue supporting Democratic war chests!

After all, the Democrats have become the party of the rich, especially Silicon Valley…those limousine liberals must stick together.  Of course, what will they do with those gas guzzlers once the socialist greens finalize the take-over of their party?  Perhaps Silicon Valley will invent the electric limo by then.

President Trump’s declaration of a national emergency to build a wall on the southern border demonstrates how much power Congress has given away, how much extraordinary power presidents have amassed.  I look at the so-called “Patriot Act” as an example of what Pres. George Bush enacted with the collusion of Congress  and how it robbed America of its rights, especially the 4th Amendment which virtually eliminated all privacy in this nation…few in Congress defended those rights!

 


Trump invoked both coequal branches Friday, citing the National Emergencies Act passed by Congress in 1976 in support of spending more money on a wall than Congress chose to provide. At the same time, he predicted that the question of his power to do so will inevitably rest with the Supreme Court.

A historic decision, then, may be approaching. Despite at least 58 emergency declarations since 1976, the high court has yet to confront the issues raised by them and the laws authorizing them.

Wherever the court lands it will make history: If it strikes down Trump’s action or upholds it, the justices will redefine presidential power; if it refuses to consider the merits of the challenges, deciding instead that it is a “political question,” the court could foreclose challenges against future presidents who go even further.

The long-term importance of this case deeply worries some, even me.

“Frustrated with Washington, President Trump believes he has no choice but to take this action today,” Kay Coles James, president of the Heritage Foundation, said in a statement Friday. “While it is strictly constitutional ... this creates a dangerous precedent for future administrations.”

Much of the land he would need to build the wall is in private hands, and “the president can’t take private property to build something” without the permission of Congress, said Robert Turner, a conservative lawyer and member of the Federalist Society. The president, he believes, is on shaky legal ground.

I’m unsure if eminent domain would apply in this situation.

“My sense is this is going to be a hard fight for the president,” he said. “I can’t say I’m certain he’s going to lose. But it would surprise me if he wins.”

Personally, I feel President Trump should explore other methods including cutting off welfare dollars to who provide such to illegals, imposing strict health examinations for those entering our nation to stop disease, etc.
 
 

Why our border needs a wall:

“Coordinated smuggling of large numbers of Central Americans is taking place daily here in Yuma Sector,” Yuma Sector Chief Patrol Agent Anthony Porvaznik said in a written statement. “They show flagrant disregard for the laws of our country and are exploiting our need for improved border wall infrastructure.”

HEAVILY ARMED INDIVIDUALS CAUGHT ON CAMERA ENTERING COUNTRY ILLEGALLY THROUGH AZ RANCH



 

Traitors Who Should be in Jail

Instead of writing and profiting from books, former disgraced FBI [many might say traitors] James Comey and Andrew McCabe should be wearing handcuffs for their attempted coup.

Former FBI Deputy Director Andrew McCabe told CBS News' "60 Minutes" that he ordered obstruction of justice and counterintelligence investigations into President Donald Trump after a conversation with him immediately after he fired James Comey as FBI director.

McCabe, who was ousted from the bureau after becoming acting director last March following Comey's firing in May 2017, told CBS's Scott Pelley that he was concerned Trump would try to make the overall investigation into Russian election meddling go away.

"I was speaking to the man who had just run for the presidency and won the election for the presidency, and who might have done so with the aid of the government of Russia, our most formidable adversary on the world stage," McCabe said. "And that was something that troubled me greatly. 

 The Justice Department disputed McCabe's assertions in the interview, calling his recollections "inaccurate and factually incorrect."

"The Deputy Attorney General never authorized any recording that Mr. McCabe references," the department's statement said. "As the Deputy Attorney General previously has stated, based on his personal dealings with the President, there is no basis to invoke the 25th Amendment, nor was the DAG in a position to consider invoking the 25th Amendment."

The 25th Amendment was created in 1965 [stemming from Woodrow Wilson’s illness when his wife reputedly ran the government]*.  So to use this as a pretext to undermine Trump’s new presidency was a crock of crap launched by the Deep State as a coup and this man belongs in jail in my opinion…indeed, he whined about being fired, asking that his termination be held off until his pension would kick in.

I truly thought McCabe and his wife were already facing criminal proceedings-how this was overlooked shocks me…just as it does that Comey has managed to bypass any legal repercussions for his divulging confidential material to the media while holding down his job, a clear violation of his duties and an  offense he should have been arrested for.

Watch his interview on 60 Minutes Sunday evening.


Here’s my idea for a new bill

 

Since term limits never seems to gain any traction perhaps we should entertain the idea of zero pay for elected officials after their third term in office…give them their office, expenses, health insurance while in office and a living allowance only=much like our Founding Fathers and see how many decide to remain in office.

 

* In Case of the Removal of the President from Office, or of his Death, Resignation, or Inability to discharge the Powers and Duties of the said Office, the Same shall devolve on the Vice President ...

This provision is ambiguous as to whether, in the enumerated circumstances, the vice president becomes the president, or merely assumes the "powers and duties" of the presidency. It also fails to define what constitutes inability, or how questions concerning inability are to be resolved.[3] The Twenty-fifth Amendment addresses these deficiencies. [Wickipedia]

 

Finally:

California’s new governor made two announcements this week:  Its high-speed rail system is broke, being halted after spending billions and taxpayers are once again left holding the bag on another huge flop.  Within the same breath nearly, he then announced his government did however, have enough cash to launch a lawsuit against the Trump Administration if he should decided to declare a State of Emergency and forge ahead with emergency dollars to build a wall on the southern border in CA.   So many of these flatworms must be drinking the same Kool-aid, wasting our time and tax dollars.  It’s a never-ending story of stupidity.

More than 44% of Americans pay no federal income tax



Yours for a more secure future,

Bruce ‘the Poor Man!’


Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.

 


New Youtube channel called Bear Independent. This channel is interesting because it's run by people who don't prep as a hobby but actually live an off-grid lifestyle--and love it!

 
In this video, Bear tells new preppers exactly what they should do. This list is amazing because it perfectly outlines everything there is to preparing for the end of the world. Obviously, each list item is incredibly complicated when you get into it, but this is a great overview worth checking out...



 




 



 

Free:  Economics in One Lesson - Something the ‘new’ Democrats should read!


 

 


Job openings have outpaced hiring since December of 2017, which shows that employers are having a difficult time finding enough workers to fill all the positions they have available. There have been more open jobs than unemployed people since March 2018.


People often prioritize car loans because many need to drive to get to work and earn a paycheck, The Washington Post's Heather Long reported. The fact that a record number of Americans aren't making those payments is "usually a sign of significant duress among low-income and working-class Americans," Long wrote.


The most direct way of discussing 4GW is to say that it describes any war between a state actor and a non-state actor. This is also known as asymmetrical warfare, but it’s not the only difference between 4GW and other, earlier forms of conflict. Asymmetrical warfare does, to be sure, blur the lines between combatants and civilians. This is in part what made the Bush-era “war on terror” so difficult and complicated: The war was against a set of ideas rather than a nation or even an extra-national army.


The Federal Reserve is supposed to maintain the value of the currency and encourage full employment. They proclaim their importance while they extract wealth from savings and transfer that wealth to the financial and political elite. Lobbyists and congresspersons are supported by the Fed, so the Fed is protected.

 



Support our efforts by shopping my storefront…


 

 

Additional Resources

 


How to Survive the War on the Middle Class

14 of the best reports I’ve assembled on protecting your freedom-Download link.


 


 


 


 

Social Chaos Survival Guide: Savvy Precautions To Make You Self-Reliant



The 75 most populous cities’ total unfunded debt is approximately $330 billion. Most of this debt comes from unfunded retiree benefit promises, such as retiree healthcare debt and pensions. Unfortunately, one of the ways the cities help make their budgets look balanced is by shortchanging public pension funds.

 



Gold’s move come as the Federal Reserve is expected to strike a dovish tone in its monetary policy statement and in central bank chair Jerome Powell’s ensuing press conference. Central bank officials, including Powell, have been hesitant to signal further tightening in monetary policy following its December hike. In two events at the start of the year Powell said that because of low inflation pressures, the Federal Reserve can be “patient” on interest rate hikes. According to media reports, the central bank could also signal a slowdown in its balance-sheet reduction program, which Powell has previously described as on auto-pilot.


When asked what his current top commodity pick is, Global Head of Commodities Research in the Global Investment Research Division at Goldman Sachs Jeffrey Currie doesn't hesitate: "Long gold."


Many workers assume that Social Security will suffice in retirement because their living expenses will go down once they stop working. The reality, however, is that things like housing and transportation tend to only drop modestly, if at all, during retirement. The reason? While many seniors enter retirement with their mortgages already paid off, as homes age, they tend to require more repairs and maintenance, the cost of which can be enough to offset an absent mortgage payment. The same holds true for owning a car -- though retirees don't have commuting costs to contend with, they still have to worry about insurance and auto maintenance, which can be far more expensive than filling up a vehicle's tank twice a week.

 

 

A Smoking Frog Feature, Shallow Planet Production