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Sunday, February 28, 2016

Turning Sh*t Into Sugar & Other Useful Resources


Poor Man Survival

Self Reliance tools for independent minded people…


 

ISSN 2161-5543

A Digest of Urban Survival Resources

 

 
 
 


"The physical capacity to coerce others can never generate a moral obligation to obey the dictates of [government] power."
-- George H. Smith



Many economists are concerned about a global recession. China's economy is growing much more slowly than in the past. The European Union is struggling to cover debts from some of its member states. The U.S. economy is growing, but at a pace that's slow at best. Here's an article that explains it well.

In order to have a thriving middle class, we need good paying middle class jobs.  Unfortunately, our economy has been bleeding those kinds of jobs quite rapidly.  For example, Halliburton just announced that it is eliminating 5,000 more jobs after getting rid of 4,000 workers at the end of last year.

During the Obama years, good paying middle class jobs have been getting replaced by low paying service jobs.  At this point, 51 percent of all American workers make less than $30,000 a year.

Nearly half of all Americans believe the American dream is dead and the game is rigged in favor of the wealthy [it is] while 63% of all citizens do not have even $500 in their bank account to meet an emergency…yet Obama continues to beat his drum saying how wonderful a job he’s done and minorities in particular still swallow his Kool-Aid.

[Jobs are coming back, but pay isn’t. The median wage is still below where it was before the Great Recession. Last month, average pay actually fell

What’s going on? It used to be that as unemployment dropped, employers had to pay more to attract or keep the workers they needed. That’s what happened when I was labor secretary in the late 1990s.

It still could happen – but the unemployment rate would have to sink far lower than it is today, probably below 4 percent.

Yet there’s reason to believe the link between falling unemployment and rising wages has been severed.

For one thing, it’s easier than ever for American employers to get the workers they need at low cost by outsourcing jobs abroad rather than hiking wages at home. Outsourcing can now be done at the click of a computer keyboard.  http://robertreich.org/post/107998491550]

--Robert Reich, Former Secretary of Labor

And there is no way that you can support a middle class family with children on $30,000 a year.

We have an economy that is in the process of failing.  We can see it in the explosion of subprime auto loans that are going bad, [Time magazine recently reportedly most Americans cannot afford the cost of a new car even with six year loans, which frequently go bad, hence the large number of auto leases now offered to the public]  we can see it in the hundreds of retail stores that are shutting down, and we can see it in the tens of thousands of good paying energy jobs that are being lost.

During the Obama years, interest rates have been pushed to the floor, the Federal Reserve has created trillions of dollars out of thin air, and the size of our national debt is getting close to doubling. 


Recently I've been seeing articles about negative interest rates. The first time I heard of that I thought that it was a misprint. How could an interest rate be negative?  Here's a definition:


A negative interest rate means the central bank and perhaps private banks will charge negative interest: instead of receiving money on deposits, depositors must pay regularly to keep their money with the bank. (Investopedia.com)


Here's a report explaining how it's working in Sweden. So far the banks in Sweden haven't charged their customers for 'storing' their deposits. Mostly they've raised fees to cover their additional costs.

Janet Yellen, head of the Federal Reserve, recently stated that she wouldn't rule out negative rates here in the U.S. That would put domestic banks in a position that they either had to charge you for storing your savings or raise fees to cover the interest they pay to store reserves.   Something I predicted more than a year ago that might happen.

The reason that central banks would resort to negative interest rates is to stimulate the economy as they’ve pretty much run out of other rabbits they can pull from the hat. They've found that more government spending doesn't seem to work and they've already lowered interest rates to zero. The idea is to force banks to lend money. But even if that does work (which is questionable), there is a cost to be paid later. The money that you and I save is what banks loan to businesses to grow the economy tomorrow.

And, if I'm going to be charged for putting money into my savings account (or money market), you can bet that I probably won't do as much of it. Instead of encouraging the savings that will fuel tomorrow's growth, we'll be discouraging it. So the money that businesses need to grow the economy tomorrow won't be there. In effect, we've made tomorrow tougher just to get through today!

What does that mean for you and me? First, I don't want to be seduced into spending instead of saving. Just because our governments aren't smart enough to save for tomorrow doesn't mean that we need to be foolish, too. In a world where few people save, there will be a time when cash will be king. We may also need to consider other places to store our savings besides a savings account. (Could that be why gold is rebounding or why digital currencies such as bitcoin seem to be on the rise again?)

As I’ve said before, repeatedly, economics has become a crapshoot-usually mismanaged by greed and incompetence…no one understands it any longer as government[s] around the globe have screwed things up royally.



In the featured article below, written by blogger Saverio Valenti, you’ll be given excerpted insights gleaned from the book The 50th Law, written by 50 Cent and Robert Greene.  50 Cent, however, is usually in trouble with the law and specifically, with the bankruptcy court for having photos taken of him standing in front of piles of cash [which in itself doesn’t mean anything] but I thought it worth sharing a few of their ideas…

 
 If you haven’t read it, though, it’s a thought-provoking book…

Top 10 Ideas


By Saverio Valenti


1. THE FEARLESS APPROACH



Fear comes from our own misconception of the world. When we feel fear we are self-hypnotized. We believe that something unreal can exist. Fear is just an irrational feeling without connection to reality that prevents people to take action towards their highest potential. How many times what you feared the most has actually happened?

Fear hide itself everywhere, I would go as far as saying that all actions and thoughts of ninety-nine percent of people are fear based, be aware of what you are doing, and most importantly, know the reasons of your actions.

THE QUOTE:

You deliberately put yourself in difficult situations and you examine your reactions. In each case, you will notice that your fears were exaggerated and that confronting them has the bracing effect of bringing you closer to reality. (The 50th Law by 50 Cent and Robert Greene 22)

2. INTENSE REALISM



Nothing is inherently good or bad, anyone has the opportunity to interpret events as misfortunes or possibilities. What I have personally experienced is that life will bring to you everything you need at exactly the right moment to overcome you fears. This means that when something happen you have the chance to do a leap on a new level of consciousness, or you could easily refuse to accept what life has brought to you and never overcome that challenge. What you fear will keep representing itself in different forms, as long as you will not make the leap on the other side of fear.

You perceive reality through your beliefs and project it out on the world so you are watching the world through the lens of your thoughts. Do you want to see the world as a welcoming and peaceful place or you want to see it as a dreadful and dangerous place? The choice is up to you, is just a story; do you want to live in a good or a bad story? In the end though be aware that neither of them are real. Life is, and that’s it, nor good nor bad.

THE QUOTE:

The 50th law, however, states that there is one thing we can actually control-the mind-set with which we respond to these events around us. And if we are able to overcome our anxieties and forge a fearless attitude towards life, something strange and remarkable can occur- that margin of control over circumstances increases. (The 50th Law by 50 Cent and Robert Greene page 19)

3. TURN SH*T INTO SUGAR



Non-acceptance about the changes of life will never bring something of value, as soon as something unexpected and unwanted happen everybody has the choice to embrace it and do something proactively to turn into a positive event, negative energy and problems are necessary steps for everyone to become better. If you chose to go the opposite direction of the stream of life you will just be carried on anyway, life doesn’t wait for anybody. It would be like swimming on the opposite direction of a waterfall, you can’t win, you can choose to let go and see where you will be led.

THE QUOTE:

Life has a particular pace and rhythm, an endless stream of changes that can move slowly or quickly. When you try to stop this flow mentally or physically by holding on to things or people, you fall behind. Your actions become awkward because they are not in relation to present circumstances. It is like moving against a current as opposed to using it to propel you forward. (The 50th Law by 50 Cent and Robert Greene page 100)

4. BE COMPLETELY INDEPENDENT



We have to face the reality that in this world we are completely on our own. Nobody cares if we succeed or fail. When people help us they are usually waiting for something in return. The faster we understand this the faster we can start to work on our self, truly focused on what really matters the most to us, be ready to say no to unhealthy people, situations and influences. Probably one turns from a kid to a man when he truly understands  that nobody is going to take care of him forever. If you want something you need to work hard for it, nobody owes you nothing in this life.

THE QUOTE:

He quickly developed the habit of not depending on other people to protect or shelter him. (The 50th Law by 50 Cent and Robert Greene page 15)

5. HAVE CLEAR GOALS



If you are not planning your future in detail you are just floating through life without a particular goal. Like an arrow that is not aiming to his target, if you don’t know where you want to go how could you end up there?!

THE QUOTE:

The further and deeper we contemplate the future, the greater our capacity to shape it according to our desires. (The 50th Law by 50 Cent and Robert Greene page 42)

6. SUCCESS IS YOUR ONLY OPTION



There is something magic in committing yourself on one single goal, without the slightest doubt about it. Working with certainty on it, you cut all other possibility, even better if you don’t have other possibility, on your mind there is just success, you will give all of yourself to achieve it.

THE QUOTE:

Because he had no plan b, because it was either succeed at music or go under, he operated with a frantic bold energy that got him noticed in the rap world. (The 50th Law by 50 Cent and Robert Greene page 16)

7. BE WILLING TO WALK AWAY



If you deeply know that you will be fine with or without certain people, situations and jobs, you will be able to lead the rapport where you want it to be on your terms and conditions. When people sense that you are willing to walk away they will understand that you have other options and this will give you instantly more control and power over them.

THE QUOTE:

In his experience, whenever he felt as if he had too much to lose and he held on to others or to deals out of fear of the alternative, he ended up losing a lot more he realized that the key in life is to be willing to walk away. He was often surprised that in doing so, or even feeling that way, people would come back to him on his terms, now fearing what they might lose in the process. And if they didn’t return, then good riddance. (The 50th Law by 50 Cent and Robert Greene page 271)

8. FOLLOW YOUR PURPOSE


You have just one chance, one opportunity, one life and if you waste it, doing what others people want you to do, you are just squandering your time. You will always be frustrated and unhappy.

If you don’t follow your dreams you will never be realized in life. People will say every kind of things while on your journey, is up to you to understand if it is constructive criticism or just useless gossip, take what is worth considering and be ready to forget instantly all the rest.

[Ed. note: This article originally appeared at Saverio Valenti’s blog right here.]

More Useful Skills to Share…

 

 


Lock picking incredibly useful in emergency situations, it’s also just dang fun knowing you can out-maneuver a mechanism which most people just assume is resistant to all but brute force. Rather, with some finesse and know-how, the lock picker can keep his doors in a single piece and save the hassle and cost of calling a locksmith. Read our primer on picking common pin tumbler locks, and start practicing on the front door.

 


Hunting

For millennia, a man’s role in his family was to provide. For most of human history this was done through tracking down and killing wild animals. The hunt was a way that many cultures and tribes initiated boys into manhood and provided men with an opportunity to bond and connect in a completely male setting. Fast forward to today. The way most men get their meat is wrapped in a piece of paper that says “Big Mac” or packaged in plastic at the grocery store.  And usually the meat is injected with hormones and antibiotics. There’s a huge disconnect between man, his food, and nature.

If you’d like to reconnect with the “Circle of Life,” it’s high time you go on a hunt. The benefits of hunting are innumerable, but here’s just a few: First, it gives you a chance to give you and your family a source of quality, lean meat free from the antibiotics and hormones (and even ammonia!) that lurk in most factory farmed meat. Second, it gives you a chance to get back in touch with nature. Third, you’ll be supporting wildlife conservation, as your dollars spent on hunting licenses and equipment goes to fund state wildlife agencies. And fourth, even if you don’t kill anything, hunting provides an opportunity for male bonding and friendships, which is an important part of your overall happiness. We have a deer hunting primer, as well as getting started with bow hunting. Also check out our article on getting started hunting with dogs.

While “preppers” sometimes get a bad rap in pop culture and mocked in reality TV shows, it can be a fun and useful endeavor for the man who wants to ensure his protection and survival when SHTF (sh*t hits the fan). Prepping not only means acquiring supplies for emergencies (though that’s part of it; see: bug-out bags, bug-in bags, emergency water), but also learning skills (we have a whole section for those) and acquiring new knowledge about survival strategy and methodology (see: the survival library). This can be an expensive hobby, but it certainly doesn’t have to be — especially if you focus on the essentials for supplies, then go about learning the skills (many of which can be practiced in the backyard).

A number of breakthrough techniques exist today for cutting ties with society and living life off the grid (though not all of these methods may be legal).

 

Step by step, we outline how to generate electricity using simple and advanced methods (includes video). You'll never look at life off the grid quite the same!


 

Yours for better living,

Bruce ‘the Poor Man’

 

 


Books, Art, Video – the saucy, the odd, the retro, even the practical…support our vices


                                                    

A Smoking Frog Feature, Shallow Planet Production

Tuesday, February 23, 2016

546 Reasons Apple Should Reject FBI Access


Poor Man Survival

Self Reliance tools for independent minded people…


 

ISSN 2161-5543

A Digest of Urban Survival Resources

 

 

"The way to crush the bourgeoisie is to grind them
between the millstones of taxation and inflation."

-- Vladimir Ilyich Lenin


546 Reasons Apple Should Reject FBI Access-Hell, Let the Chinese Do it

   All of us who follow politics and government feel that whole business has become nothing but crap and fakery – that politicians simply emit gas and whichever noxious person is in office will lie and break promises.

Most of already know we have too much government and we cannot afford more – government has broken our collective spirit and financial back which is why so few people pay attention.  Take for example the recent tug of war between the FBI and Apple over the encrypted smart phone belonging to the San Bernardino terrorists…the FBI wants Apple to write a new program to decrypt the phone and Apple is refusing citing its need to protect customer privacy and…

A fear that once it opens this Pandora’s Box, it will allow Russia and China easy entry to these phones. 

 


It will and our own government, which is infamous and treacherous for breaking its word, will use it to violate what little privacy remain for US citizens.

Think about it…your IRS files are no longer secret, your Social Security number is now required [thanks to Uncle Sam] required reading for opening ANY kind of financial account including a simple debit card which has led to the biggest increase Identity Theft crime and everyone else from schools, your dentist and doctor to utility firms seem to think they need this number…I don’t know about you but my card clearly states NOT TO BE USED FOR IDENTIFICATION.

The government also violates its own Privacy Act of 1974 and with the poorly named un-Patriot Act all Americans gave up their privacy allowing the terrorists a big WIN – thank you very much Uncle Scam!

So why would Apple or anyone else for that matter trust sensitive data to the government?  When I was in the Navy I had a Top Secret Security Clearance and worked with Crypto codes and other sensitive information…I had to sign a ton of documents stating I would never share this information [never seems to have affected Ms. Clinton] but that was military and times have changed, the government no longer honors its promises.

There are 546 reasons why America should reject encryption back doors [the number of devices and/or programs offering encryption that have been developed by foreign companies.  If the feds force tech firms to weaken your security – you and criminals alike will take your business elsewhere, further hurting our economy and privacy.

The government lost our collective trust years ago.

After all, just imagine all the fun the FBI and your local police could have accessing all your unsecure devices…maybe the FBI should ask the Chinese for help, they seem pretty good at hacking government and industrial databases!



NOTES & RESOURCES:

One safeguard you should use to avoid hackers is to avoid public Wi-Fi or use a virtual private network with an encrypted technology connection such as TunnelBear.  All you have to do is download it from their site, install it and surf the web as usual.

Free Wi-Fi for the Taking


Your library almost certainly has free Wi-Fi, as well as most other government buildings, such as city halls, courthouses and some public parks.

Some cities are developing city-wide Wi-Fi, called Muni Wi-Fi. Widely touted as the next-best-thing a decade or so ago, municipal Wi-Fi has not expanded as expected, largely due to cost, security issues and the advent of common 3G and 4G networks. However, there are renewed efforts to work out the kinks, and free Wi-Fi may be coming to a city near you sometime in the future.

Finding Free Wi-Fi


Multiple websites and smartphone apps can help you identify free Wi-Fi in your area, and the list will surprise you — it also keeps getting longer. You need to perform some advance research if your goal is to hang out wherever you can get some free downloads.

Use one of the many websites or smartphone apps that provide free Wi-Fi listings:

Websites:


Smartphone apps:


Fast


Free Wi-Fi is one thing, but free and fast Wi-Fi is harder to find. The Internet abounds with analyses of a wide range of free and paid Wi-Fi connections. One excellent report from Open Signal analyzes various public Wi-Fi speeds in the U.S., focusing on restaurant and hotel chains. The upshot: Starbucks' switch from AT&T to Google almost doubled its Wi-Fi speed, while McDonald's and Best Buy trump Target, Lowes and Dunkin' Donuts for fast downloads.


Ultimate Privacy Guide/161-pages:Free


 

 
Yours for better living,

Bruce ‘the Poor Man’

 

 

Books, Art, Video – the saucy, the odd, the retro, even the practical…support our vices


                                                    

A Smoking Frog Feature, Shallow Planet Production

 

Thursday, February 18, 2016

The Non-Stop Conflict Between the Common Man & the State


Poor Man Survival

Self Reliance tools for independent minded people…


 

ISSN 2161-5543

A Digest of Urban Survival Resources

 

"A government that is big enough
to give you all you want
is big enough to take it all away."

-- Barry Goldwater


 
 


The Misuse of Police and Resources Against Citizens is Bad Now-It Will Only Get Worse

On last night’s news I heard a SWAT team in Texas raided a man’s home to deliver a warrant for an outstanding student loan of $1500 from 1987 – and you wonder what the hell is wrong with America?!

Using a SWAT team to deliver a minor warrant is bad enough and such stupidity has increased from an average of 100 such raids per year to 100 per month in our so-called free society.  I guess local governments have massive amounts of [our] cash to waste so their boys can play commando!

For the past 20 years Washington, much like Nazi Germany did,  has been enacting laws which exert much tighter controls on cash and its citizens…allowing zero privacy, for instance, on the opening of any kind of financial account domestically or overseas [FINCEN laws, IRS searches of American Express card holders, the new Obamacare laws, cancelling passports without notice on delinquent tax citizens, etc].

No doubt you’ve heard the phrase that “freedom isn’t free.”  That’s because the state is continually trying to rob the common man of freedom.

There is a non-stop conflict between the individual and the state.

Governments around the world have demonstrated that they are willing to trample on individual liberties with no thought to the larger implications.


The following is observed by Gary Gibson…[Read to the end about our Recession Rescue program]

“What holds society together is not a bunch of strict laws and a brutal police force -- it’s basically peer pressure, moral ‘suasion, and social opprobrium. Look at a restaurant. The bills get paid not because anybody is afraid of the police, but for the three reasons I just mentioned.”

[What’s your take? Could we survive without a state? Is the complete absence of government superior to limited government? Are you, as they say, a “minarchist” who believes in limited government?

Americans long ago settled for convenience over freedom: Paved roads and more commercial space per capita than any other nation on earth… to go along with various prohibitions on personal behavior, expanded domestic spying by police, the TSA and the biggest prison population per capita in the world.

Why be concerned with the prison population? Because the state is caging a lot of people who have neither killed, nor raped nor stolen. According to Wikipedia:

Perhaps the single greatest force behind the growth of the prison population has been the national “war on drugs.” The number of incarcerated drug offenders has increased twelvefold since 1980. In 2000, 22 percent of those in federal and state prisons were convicted on drug charges.

But don’t drugs get to the end user by criminal means that often involve violent cartel conflict somewhere along the line? Absolutely, but only because the state makes drugs illegal, resulting in extralegal black markets. The state says it’s for own good, but we can’t help but notice that it also serves to increase the power of the state to monitor and to police.

It’s bad enough that inflation-fueled nationalizations have become the norm in the U.S., that the government crowds out real job growth by stifling small business while bailing out failed big ones.

But what about the other legal indignities, all the other ways the authorities remind you that you and your property aren’t really yours?

Why can’t we drink on the sidewalk? Or smoke in bars? They manage to do it in other parts of the world without civilization collapsing around their ears…or even an increase in violence or cancer rates!

In Acapulco at night the streets are crowded both with parents, their young children, the elderly and tipsy young men holding bottles of Corona. It is lively but peace reigns. Perhaps people are just nicer when they aren’t constantly stressed out by being over-regulated.

People smoke in restaurants and as long as the air is circulating, no one else seems to be bothered.

Since 2006 it has been legal to possess varying amounts of “hard” drugs for personal use -- though, comically, selling these drugs technically remains illegal.

Prostitution is also technically illegal, but pretty open. Every strip club doubles as a bordello, and of course there are the actual bordellos!

A mark of true civilization is civility. The people peacefully seeking their own enjoyment are able to mingle with people raising their families, all without discomfort or conflict. Sure their officials are all probably thieving criminals -- this is still Latin America -- but the people of Acapulco themselves live blissfully free of the state’s heavy handed interference in their personal goings-about.

“All well and good for the rest of the world,” says the American conservative who claims to love “freedom” (as long as it’s done his way), “but I don’t want to be surrounded by drug use and prostitution!”

But, dear conservative control freak, you already are! This stuff goes on all around you anyway. It’s probably going on in at least one house within a couple miles of yours as you read this. And it manages not to bother you because it really isn’t any more your business than other habits and pleasures your neighbors may have.

No amount of “war” on the arbitrarily declared vice crimes (alcohol is okay, but marijuana is not?) by the state with your blessing will end practices you don’t like… unless maybe you turn the joint into a theocratic tyranny of the Middle East variety.

Criminalization just drives the behavior underground while giving the state the authority to regulate more and to seize property and cage any of us in an effort to fight “wars” against personal practices. Such laws are just prejudices backed by guns.

And in the U.S. we get it with both barrels, both financial and personal interference a la the state. They overtax us, steal from us by means of inflation and then tell us what we can do with willing partners and with ourselves. The liberals cheer on the seizure of property for redistribution while the conservatives cheer the government’s ownership of our bodies.

Yet Americans are still convinced that they love freedom. Personally we scarcely know anyone in the States who has a clue what that particular word means. And most of that small number who do are heading for the exits so they can experience it.

When they leave they leave the white, white world of Western Civilization entirely. They head for Asia…or Latin America. The latter seems to be especially popular.

Maybe it’s something just basic to the essence of the West. It’s the West after all that prides itself on being the birthplace of democracy. As if that’s something to crow about!

Democracy is just a system of mass mutual slavery. Everybody owns everybody else and this power of ownership is represented by the vote. Woe be to the people -- and their property -- in the minority group when it’s time to count those votes.

Maybe it’s genetic. The typical American comes from European stock and though he reflexively yells “liberty” and “freedom”, he has a hard time letting go of slavery. He stopped thrusting it on imported Africans, but seemed to miss it so much that he started inflicting it on himself and his kin.

He enslaves the unborn to debt, the worker to the unproductive, the hedonist to the moralist, and so on.

Yet it’s this same set of hypocrites who gave us a higher standard of living due to technological innovation in robust free markets. It was their European ancestors who gave the world most of the advances in the hard sciences in the first place.

We’re not entirely sure what to make of it. It warrants further consideration. We suspect this would best be undertaken on beach somewhere south of the U.S. border.

Gary Gibson
Managing editor, Whiskey & Gunpowder





Post Script

The Federal Reserve and US Government Have Warped the American Economy

In just the past decade, the Federal Reserve’s balance sheet has grown from roughly $800 billion to over $4 trillion. Our central bankers engaging in massive asset purchases to pummel interest rates downward is not news to anyone. We’ve been living in a world of falling interest rates since the 9/11 terrorist attacks. Yet, few mainstream economists have taken a good look at the destructive effects of this unprecedented monetary expansion. The calamitous distortions Fed policy has created for actors on both Main Street and Wall Street since 2008 have laid the groundwork for yet another crash.

 

Low interest rates stemming from a growing money supply are the only reason the US government has managed to service its gargantuan debt in recent years. The Congressional Budget Office itself has pointed out that even a slight rise in interest rates could potentially result in anywhere from $700 to $900 billion in annual tax payments just to service the interest on our debt. At this pace, paying the republic’s creditors will become our largest government program in no time. Future Americans might go to work and have 50 percent of their paychecks seized not to pay for government services, but simply to service debt forced on them by central planners.

 

But public debt is far from the only distortion artificially low rates have wrought. Mortgages, auto loans, credit cards, and student loans have ballooned total consumer debt to $12 trillion, and this number is only trending upward. 

 

The easy credit economy manufactured by central bankers has obliterated American savings and replaced them with debt. The average American consumer has less than $1,000 in his bank account. He lives praying for no car trouble or a broken arm. There was a time when Americans were rewarded for saving their earnings with double-digit interest rates but this is a distant memory. If Americans want to earn a return nowadays they must play the central-bank sponsored stock market casino…or the state sponsored lottery where the odds are even worse!
 
 
 
 

JP Morgan: 92% chance of recession...

Recession Rescue: Surviving the Coming Debt Crisis- Prepare Now while you still can!

Many trusted financial analysts are advising their clients that another recession is about to hit…well known advisor Peter Schiff says it will be worse than the 2008 financial crisis and will be harder on Americans because debt levels are so much higher today!

According to The Urban Institute 35% of Americans have at least one debt in collections. Typically for a debt to be in collections it has to be at least 6 months past due! The 77 million Americans with debt in collections owed an average of $5,200.

Although some might not see it but our nation is facing another recession, investors are being warned by analysts to brace for a ‘cataclysmic year’ akin to the Lehman crisis of 2008-This year saw the worst opening month for the stock market EVER and most Americans are unprepared with little or no savings.

If that describes you, please consider getting yourself a copy of our special CD ROM containing [here’s a sampling] these reports:

·        Sideline income strategies

·        Surviving a job loss

·        How to build a financial safety net

·        How to thrive in a bad economy

·        67 firms that will pay you to work from home

·        Debt beaters report

·        Super simple money saving tips

·        Re-financing tips

·        Solving the money puzzle

·        How to live dirt-cheap

·        Recession Rescue – finding emergency cash

·        Surviving a debt crisis

·        Budget plans for a recession

·        Bankruptcy Recovery Report

·        28 credit secrets they don’t want you to know

 

·        Plus, I’ll include a link where you can download 3,612 Legal Forms & Docs as a bonus…also, I’m always working on updated information and will send new reports to you as I complete them AT NO additional charge.

 Go here to learn more and to order:

http://www.bonanza.com/listings/Recession-Rescue-Surviving-the-Coming-Debt-Crisis-Prepare-Now-while-you-still/322957094

 

Yours for Survival,

Bruce ‘The Poor Man Survivor’

A Smoking Frog Feature, Shallow Planet Production