Keep Our Service Free-Donate

Saturday, September 29, 2012

Who Will Save America? Debt-Free Tips, SpareOne Cell Phone

Bruce’s Poor Man Survival Bulletin

A Digest of Urban Survival Resources

For Independent Minded People!

ISSN 2161-5543

In This Issue:

1.       Becoming debt-free

2.      SpareOne cell phone uses a single AA battery

3.      Disable Facebook’s facial recognition software

4.      Best holiday layaway plans for 2012

5.      Traitors Among Us-Special Report


In a country well governed, poverty is something to be ashamed of. In a country badly governed, wealth is something to be ashamed of. — Confucius


Becoming  Debt-Free is not Impossible…


Here’s the cold, hard truth about debt: If you have it, then someone else owns your life.

You aren't a "homeowner" … you aren't a "car owner" … you don't "own" the clothes you're wearing or the things that fill your home. Not if you are still in the process of paying back money you borrowed from a creditor in order to get those things in the first place. Your creditors own those things. You're just renting them. And that leaves you extremely vulnerable, financially and otherwise.

The great news is, debt is NOT a life sentence

Debt can spell trouble for many people and often leads to severe depression. Ignoring debt can exact a tremendous toll psychologically as well as to your credit history.  You could easily lose your assets and property.  A bad credit rating also means higher borrowing costs, not being able to qualify for a mortgage, and in some cases, it could cost you a job as many employers review credit reports for jobs which pay $50,000 or more.

Finding financial freedom is not something that will comes easily to most.  Most of us grew up with a consumer mentality, getting a fix from the purchase of our next toy. The get it now, pay later syndrome is something which ‘built’ our economy.  We’re a consumer culture with 70% of the economy dependent on consumer buying (Wall Street won’t hire you at a decent wage, but they still expect you to buy, even if it means going into debt).  Although little reported in the news, suicides as a result of foreclosures and other financial havoc in a down economy have been escalating.


It’s been said most Americans are one paycheck away from bankruptcy and most of us have become dependent on a two-income earner scenario to stay afloat.  In Michigan, where I now live, it’s always been an unspoken joke that factory workers would go deeply into payment plan debt when overtime was going full steam so they can could buy that extra boat, motorcycle, jet ski, etc.  When times got tough, as they always did, “For Sale” signs popped like weeds along every neighborhood.


Once you’re deeply in debt, it can be virtually impossible to escape the bondage of high interest credit cards, upside down mortgages, one or more car payments – especially if one or more of your income streams stops.


Debt and your inability to keep your head above water can literally make you sick.  Stress related health problems have seen a significant boost in the number of depression-related prescriptions being written…indeed, American take more prescription drugs than anyone else in the world.


The first step in any debt reduction plan is to get a solid grasp of what your monthly expenses by keeping a diary.  Everyone in your family should keep one for 30 days, recording expenditures, even small ones such as a newspaper, cup of coffee and the like. Next compare this to your take home pay to find out how much in the hole you are each month.


Second, go on a spending reduction diet.  Eliminate expenses wherever possible…that means second or third cell phones, cable TV, eliminating insurance payments on recreational vehicles you’re not using, taking a lunch vs. buying one each day. Learn to buy second hand and to create at-home entertainment projects.


Third, renegotiate credit card interest payments with the card issuer and put that card into a lock box and gear up to paying off each credit card. 


Fourth, sell of those extra toys you don’t really need and use those funds to pay down the debt more quickly.


Fifth, everyone in the family should develop a sideline income with a goal of generating at least $200 a month.  Your children should pitch in too by cutting lawns, babysitting, selling off their designer clothing, etc.  This is a group effort and progress needs to be checked every 30 days.

Find tools for lowering property taxes, debt negotiation methods and at the Poor Man’s Financial Freedom-Self Sufficiency course at:


Use baking soda and a stiff brush to clean battery terminals then apply a coat of petroleum jelly to the posts to keep them clean for the winter.


PM’s Compendium of Useful Resources



5 Tips on Handling the New Job Economy
Middle class jobs are being replaced by low-income opportunities, like jobs in food preparation, retail sales, and office clerks. If you want to survive this shift away from middle-income jobs, here are a few approaches or strategies to consider. The goal is to move towards financial independence in a world where there is a wider gap between the rich and the poor.
Read more.


Disaster Preparedness: Training
A last step to having a disaster-prepared infrastructure is training all staff and sticking to regularly scheduled drills. While this may sound like a very simple step, planning training and drills is tougher to execute than you might think. There's no need to appear as an alarmist to your staff, but it is important to convey the importance of being trained on proper emergency procedures. Here are some suggestions.,2817,2409851,00.asp


SpareOne is the only cell phone in the world powered by a standard AA battery. This is a technological breakthrough! Smart patented power engineering allows users to take advantage of this widely available an inexpensive battery – A regular AA ! SpareOne won’t make you depend on an AC outlet.

A Battery Shelf life of 15 Years*. Talk Time for up to 10 Hours*.

We broke all records! The SpareOne can hold its charge, if stored unused, for up to 15 years or for the shelf life of the battery inserted. And when in use, SpareOne has a talk time of 10 hrs. This is all made possible by a single AA battery.


The current purpose of Facebook's facial recognition technology is to assist users with tagging their friends in photos. Unfortunately, testing done by some reviewers has found the technology to be less than accurate... Read more


How To Create An Anonymous Website
Political activists need to be able to speak freely to challenge the ruling political party and dissent, without intimidation, imprisonment, or worse. There is a way to create an entire website while still remaining completely anonymous. Check out the article for more on how.



In recent years, the recession has influenced holiday layaway programs: After having discontinued layaway, Sears brought it back in 2008 and Walmart in 2011.

This year, the still-struggling economy continues to impact holiday shopping. While competitors JCPenney and Target still don’t offer a layaway program, some stores that do have slashed fees, making layaway free – assuming you pay on time and don’t cancel your plan.



Under Obama Care you’re supposedly covered for pre-existing conditions.  If you have such a condition and have been without insurance for at least six months, don’t wait until 2014 to shop for coverage.  Visit the government’s high risk pool now to find out if you’ll qualify for appealing rates now.



Homemade scouring powder for use inside and outside your home…mix 1 cup baking soda, 1 cup of salt and 1 cup of borax into a container you can close (like an old coffee can) and use.


The Nanny State Updates…


Why are governments so stupid?


You know you live in a Country run by idiots if....
An 80 year old woman can be stripped searched by the TSA but a Muslim woman in a burka is only subject to having her neck and head searched.


ATF to accept public comments prior to outlawing shotguns

The Bureau of Alcohol, Tobacco and Firearms is taking a rare step of allowing public comments prior to issuing a decision on a study that could result in outlawing certain types of shotguns currently available to citizens.

The ATF completed a study regarding the importability of certain shotguns. The basis for a possible ban is based on a loosely defined “Sporting Purpose” test. Using the vague definition almost all pump-action and semi-automatic shotguns could be banned as they are all capable of accepting a magazine, box or tube capable of holding more than 5 rounds.

Lost? According to the Magazine "Mother Jones," the U.S. government has lost at least ten nuclear bombs. Whether they are really gone or just misplaced in some government facility is anyone's guess.

State lottery programs have worse odds than most casinos – discover the odds for all games, as well as how many prizes are left for each one by going to your state lottery site or:

The Parting Thought-Traitors Destroying our Country


The most dangerous man, to any government, is the man who is able to think things out for himself, without regard to the prevailing superstitions and taboos. Almost invariably he comes to the conclusion that the government he lives under is dishonest, insane and intolerable, and so, if he is romantic, he tries to change it. And if he is not romantic personally, he is apt to spread discontent among those who are."
-- H. L. Mencken


Traitors Among Us: Who Will Save America?

How traitors in Congress are destroying our freedom, bankrupting the country & a few tools we can use to fight back.



HERE is the Oath of Office sworn by ALL CongressCritters…

“I do solemnly swear (or affirm) that I will support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; that I take this obligation freely, without any mental reservation or purpose of evasion; and that I will well and faithfully discharge the duties of the office on which I am about to enter: So help me God.”

Thomas Roberts of CNBC recently wondered if Congressional inaction around the economy (Congress hasn’t had a budget in three years) should be considered "an act of treason."

Speaking to Washington Post writer Ezra Klein on Tuesday, Roberts referred to a blog post one of Klein's colleagues had written, saying that Congress was doing nothing to stop the "bleeding" in the economy.

"Why don't people look at that as an act of treason?" he asked.

Our legislative process has been turned into a sloppy version of a WWF wrestling drama with the winners, losers and storyline pre-written in an effort to distract the sheeple with the illusion of choice, debate and discourse.  I’m so sick of hearing the term, “Compromise.” There is no such thing when it comes to the US Constitution. There is no room for it, it was never intended and it should be a non-issue. The job of the President, Congress and the People were clearly spelled out in black and white.

The government was to be the employee or the servant of the people. The people were to be the employer or master over the government that was proposed by the delegates.

The authority granted to government, are privileges that the people could revoke at anytime. The founders knew that if the government was unrestrained, abuse of power was inevitable. They understood that in order to secure our rights, it would be our responsibility to hold our government officials accountable. They knew that having a well informed and vigilant electorate was essential; ignorance and apathy would lead to the destruction of our Constitutional Republic.

With freedom comes responsibility and Thomas Jefferson once said "That a man that expects to be ignorant and free in a state of civilization, expects what never was and never will be."

Sheriffs, the Supreme Court long ago established that you are the supreme law enforcement Officers in your respective states and no Federal official or law enforcement officer has a greater power. Do your duties and do not let the Federal law enforcement types dictate to you. Arrest them if they interfere with your doing your duties.


Treason is defined as acting against the best interests of your own country. Hanging was the usual method for dealing with traitors in the not so distant past.


Go to our main page, scroll down a bit and click on the folders to get our hard hitting, actionable report about the Traitors Among Us…


“Until the next revolution”, the Poor Man


Follow us on Facebook




Keep our services free, visit our sites…

Check our Resources


New self sufficiency books added weekly


A Shallow Planet Production

No comments: