Bruce’s Poor Man Survival Bulletin
A Digest of Urban Survival Resources
For Independent Minded People!
ISSN 2161-5543
In This Issue:
1.
Dealing with fraudulent buyers
2.
Do’s & Don’ts
of buying in bulk
3.
Emergency
preparedness on a budget
4.
Debt-even a
little can rock your world
"Be wary of strong drink, it can make you shoot
at the tax collector...and miss."
--Robert Heinlein
Fraudulent buyers on eBay-What to do
There’s been an increase of fraudulent buyers, slow or no pay buyers
and other problems with buyers on eBay and as any seller will tell you, eBay
and PayPal usually take the side of the buyer first and can tie up your funds
for weeks.
Because of the growth in fraud for online transactions, the FBI and
government have set up a website to help…it’s worth using as it is free and it
can certainly send a nice scary notice to these ‘buyers.’ Here are some resources to use:
The primary government agency to receive, develop, and refer complaints
to regarding the rapidly expanding area of cyber crime.
>>The Internet Crime Complaint Center
PM’s
Compendium of Useful Resources
The Dos and Don’ts of
Buying in Bulk
Every budget-conscious shopper knows bulk shopping can
be either your
best friend or your worst enemy — the difference is in
knowing what
to buy and what to avoid. Here are 10 tips for getting
the most out
of your next shopping trip from Jackie Warrick, president and chief
savings officer of CouponCabin.com.
6 Things to Always Buy in Bulk:
Paper goods. Demand has been known to
exceed supply for paper towels and
toilet paper at crucial times in everyone’s life.
Stock up and minimize
those moments.
Coffee. Buying your favorite
brand of coffee in
bulk saves money. “You can put it in the freezer
to extend the shelf life,” she says.
Feminine care products. “You know you’ll need
them every month, so why (make) constant trips to the
store? Stock up and
save money,” Warrick says.
Razor blades. If you know you’re going
to need them sooner or later, buy
them sooner and use them later. “Those are pricey, and
they do get dull
pretty often,” Warrick says. “So buying in bulk
definitely makes sense.”
4 Things to Never Buy in Bulk:
Cleaning products. They lose their
effectiveness over time, so buy what you
need, use it up, then buy what you need again.
Diapers. “You don’t know how
quickly your baby will grow, so you might need
a different size before you use them up,” Warrick
explains. Instead of
buying in bulk, use coupon codes at stores like
Target.com and Diapers.com.
Produce. It makes more sense to
buy only a few days’ worth of fresh
produce at a time to avoid spoilage.
Vitamins/medicine. They carry expiration
dates on the label for a reason.
“If you take expired products,” Warrick says, “you
could get sick.”
Emergency Preparedness on a Budget
A major part of disaster relief efforts are making sure people are fed.
After Hurricane Irene hit, towns as far north as Vermont were cut off from
supply trucks for a week or more as roads and bridges were washed out. By
having food on hand, you not only ensure you have something to eat in an
emergency, but also that those around you can eat as well (assuming you're
feeling generous). Every person with their own food is one less person that
relief workers need to feed! Here are a few simple steps you can take to get ahead
of the curve without causing a disaster of your own.
Leon Pantenburg of SurvivalCommonSense.com says that their
hardtack recipe is among their most popular pages and for good reason. The main
ingredient is flour. Not only is flour a key component in a wide variety of
edible foods, but also it can be consumed all on its own in the form of
hardtack. Hardtack is a tough, crunchy flour biscuit that if stored properly,
keeps nearly forever. In fact, the National Civil War Museum in Pennsylvania
actually has hardtack in storage that's still good today.
Eighty percent. That’s the number of Americans who spend at least part
of
their week working to pay the bank because of
accumulated credit card and
loan debt, according to AmericanDebtAdvisor.com.
The Federal Reserve tells us that 98 percent of the
nation’s revolving
debt is made up of credit-card balances, steadily
accruing interest at an
average 13.44 percent interest rate as of March 2011.
Total U.S. revolving
debt stands at $796 billion, or $14,743 for each
household with credit
card debt, according to CreditCards.com. It doesn’t
take a financial
whiz to see what a heavy burden those figures
represent to the average
American family.
Even people who advocate living within their means by
eschewing credit
cards tend to carry some kind of debt, usually in the
form of home mortgages
and car payments. In these weak economic times, that
means most of
us are left in a precarious financial position,
balancing on a razor-thin
margin that leaves no room for job losses, medical
bills, or even miniature
household disasters. See our Debt Reduction page and
more:
Long term? Buy a farm.
One way to counterbalance a declining dollar is to buy producing U.S.
farmland,
says Mitch Kasper, founder of Midwest Ag Investors, a farmland fund.
The global population just rose past 7 billion and diets are improving
in
emerging markets, with more demand for rice, wheat, corn, and oils, in
part
to feed livestock.
We have seen revelations out of the US dating back to 2007 that HSBC,
Britain's biggest bank that forces ordinary citizens to jump through hoops to
transfer small amounts of currency abroad has been engaged in systematic money
laundering for the Mexican drug cartels to the tune $7 billion with potentially
far worse across the world as HSBC affiliates apparently did business with
rogue nations and terror organizations.
politicians are choosing not to investigate / hold them to account.
Compared to the master market manipulators such as JP Morgan and Goldman Sachs,
the likes of Barclays is just a mere amateur. The reasons why US politicians
are looking the other way are the same that UK politicians and the Bank of
England have ignored the crimes of Britain's biggest banks in that the
politicians are in the back pockets of the bankster's and that the truth risks
shaking the confidence of an already fragile financial system.
One possible answer may be found in the records of campaign donations
They were told to do it -- both implicitly and explicitly -- by the central banks that are supposed to regulate them (as is the case with the U.S. Federal Reserve Bank) and provide a safety net that facilitates capital formation and commerce on a global scale.
Suffice it to say that global credit expansion due to artificially low
interest rates caused the build up of leverage in a yield-starved investment
environment and led to the housing bubbles that burst from sea to shining sea.
Who orchestrated the low interest rate environment? That would be the Federal Reserve Bank and central banks across the globe.
Who orchestrated the low interest rate environment? That would be the Federal Reserve Bank and central banks across the globe.
There's only one way to do it. Dismantle all the big banks and limit the size of banking institutions so that any one or two or five or six that fail won't implode the global financial system. Let them fail and resolve ring-fenced fiascoes under existing bankruptcy laws.
If we get banks down to a sensible size, we won't need central banks. Sure, we can still have them, but they should be run by academics (not bankers) with a singular mandate, price stability, that's articulated in advance and achieved with total transparency.
The truth is that central banks are shills for the banking behemoths.
There is a reason even staunch Partisan democratic super
wealthy are defecting from the USSA: the slow crawl towards socialism and The End
Of The Monetary System As We Know It. http://www.poormansurvival.com/Pages/Brucebulletin.aspx
Source: Capital Wave
Strategist & other inside sources
“Until the next revolution”, the Poor Man
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1 comment:
Remarkable insights but keep in mind, the majority of citizens don't have the intelligence to deal with anything above the mentality of Dancing with the Stars...
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