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Tuesday, April 23, 2013

Become broke on purpose-Your black belt in frugal living!






Bruce’s Poor Man Survival Bulletin

A Digest of Urban Survival Resources


For Independent Minded People!

ISSN 2161-5543

 

In This Issue:

1.       Get your black belt in frugal living

2.      New materials to capture methane gas

3.      DIY blow guns & steel darts

4.      Saving Seeds, 32 Ways to save on utilities

5.      Overkill: the rise of paramilitary police in the US

 

 
If you want to feel rich, just count all the things you have that money can't buy.
- Unknown



Being a Black Belt in Frugality – Become broke on purpose!

I suffered some great financial losses in 2011 and 2012.

A triple bypass open heart surgery without medical insurance wiped us out.

We had been living frugally in comparison to many people, but not frugally enough to counteract that personal economic disaster.

Looking back, I’m not sure if any amount of frugality could have really made a difference.

It was a devastating blow, and it came right on the heels of the loss of both my parents and my wife’s parents. To top it off, my brother-in-law cheated us out of $12,000.

We became even more thrifty out of necessity, and I resented the need to do so every single time I wanted to invest in my internet activities, purchase groceries, or having to empty my bank account to keep the utilities on and a roof over our heads, with nothing extra left over for fun, or even secondary needs.  I’m thankful we had a bit of a nest egg and no loans…no mortgage, no car loans, etc.

We own but one vehicle and during all of this our transmission went, depleting our resources even more and things like auto and home insurance and utilities are among the highest in the nation where I live.

When my depression began to lift, I saw that not having a mountain of debt had actually provided me with a gift of enormous freedom. I realized we were better off than many others who had lost their home and/or were forced to live in one of many homeless camps which have sprung up around our nation.

 I began to embrace my cheap side and my entrepreneurial side as no firm would hire someone of my age or with my health conditions (I take 14 prescriptions a day and am not allowed to drive for any kind of real distance).


Become broke on purpose…

 

By creating a monthly budget or spending plan, your goal should be to become broke on purpose.  That means living below your means, giving each dollar which comes into your home a purpose and direction so that income minus savings and expenses equals zero.

Start by creating a budget.

Figure out what you have and maybe give up some things.  Use separate budget lines for recreation and dining out.  Account for every penny – your number one goal:  Pay off Debt First.

 

Being a black belt in frugality takes creativity and an optimistic outlook.

 
Becoming wealthy and staying that way takes a certain level of discipline. Sure, an occasional splurge won't put you in the poor house, but frequent frivolous spending on things that aren't necessities can quickly put a serious dent in your wallet. The frugal habits necessary to achieve financial success and maintain it are often lessons learned early on.


 

Learn how you can Benefit from the Poor Man’s Self Sufficiency program…


 

Problem squirrels?  Sprinkle a mixture of cayenne pepper and 1 tbsp. of dish soap in 1 qt. of water around the problem area and adios!
 
 
 
 
 
 
PM’s Compendium of Useful Resources

Want to be a stay-at-home mom? Try this 6 month plan
read more here

 


Enhanced geothermal system (EGS) projects capture power from intensely hot rocks, buried thousands of feet below the surface, which lack the permeability or fluid saturation found in naturally occurring geothermal systems. The Energy Department the other day announced the U.S. first commercial EGS project which supplies electricity to the grid.


 

 


Scientists have discovered new materials to capture methane, the second highest concentration greenhouse gas emitted into the atmosphere. Unlike carbon dioxide, the largest emitted greenhouse gas, which can be captured both physically and chemically in a variety of solvents and porous solids, methane is completely non-polar and interacts very weakly with most materials.


 

 

 Saving Seeds

A good resource and guide to learn about storing, saving and life span of seeds can be found at:


 

 

Blowguns & Cold Steel Darts…Make your own and learn more at:



 

Learn about edible wild plants in your area…by going to YouTube and look for Eat the Weeds or go to:


 


RecordsKeeper helps you keep records of practically anything. It is a repository for anything that you should or might want to keep a record of, either for reference or for historical purposes. Home inventory items, hobbies and collections of virtually anything, personal and medical information, just about anything you can think of.
http://www.fileguru.com/The-RecordsKeeper/download

 

 

32 ways to save money on your utility bills
read more here

 

The Nanny State Updates

 

Fall of the Republic HQ full length version

I have read in the Bible that near the end, there would be no place to run. Well that sure rings a bell. -MaryAnn


 

Need a pick-me-up after gardening on a hot day?  Make this cooling energizer:  Mix ½ cup lemon juice, ½ cup lime juice, 5 or 6 drops of lemon extract in a bowl (if you have hard water, add ½ cup of baking soda)…pour the mix into tepid bathwater and soak for a spell.

 
The Parting Thought:  Paramilitary images in Boston





Americans have long maintained that a man's home is his castle and that he has the right to defend it from unlawful intruders. Unfortunately, that right may be disappearing. Over the last 25 years, America has seen a disturbing militarization of its civilian law enforcement, along with a dramatic and unsettling rise in the use of paramilitary police units (most commonly called Special Weapons and Tactics, or SWAT) for routine police work. The most common use of SWAT teams today is to serve narcotics warrants, usually with forced, unannounced entry into the home.

These increasingly frequent raids, 40,000 per year by one estimate, are needlessly subjecting nonviolent drug offenders, bystanders, and wrongly targeted civilians to the terror of having their homes invaded while they're sleeping, usually by teams of heavily armed paramilitary units dressed not as police officers but as soldiers. These raids bring unnecessary violence and provocation to nonviolent drug offenders, many of whom were guilty of only misdemeanors. The raids terrorize innocents when police mistakenly target the wrong residence. And they have resulted in dozens of needless deaths and injuries, not only of drug offenders, but also of police officers, children, bystanders, and innocent suspects.




 
“Until the next revolution”, the Poor Man

 

Join others striving for Financial Independence in the Poor Man Survival community on how to take back control of your money. Updated for 2013 and now includes a Will Kit & Simply Money, a software CD that helps make sense of your finances.

 

Get the No BS – Ready for Anything Survival Files Download-Now includes…

Home Prepping Database Program

This software will assist you and your family in what and how many supplies you will need when you will need to lockdown in your home until things settle down

 




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1 comment:

escapeartist said...

You're such a clever ladd...thank you for the sage advice and we hope you continue to recover!