Poor Man Survival
Self Reliance
tools for independent minded people…
ISSN 2161-5543
A
Digest of Urban Survival Resources
Preventing
Holiday Overspending & Crippling Debt
When it comes to financial
preparedness, I recommend investing in gold and silver coins, as they may be
the only things of value after a collapse. Next, I would establish an emergency
fund with enough cash to cover six months' worth of living expenses. Even if the
dollar loses value in the aftermath of an economic crisis, you still may be
able to use cash to buy necessities — at least in the short term.
Of course, this is another reason
I recommend building up six months' to a year's worth of food storage and emergency
supplies. This will allow you to ride out almost any disaster. I also recommend
owning a few acres of tillable land outside of any major city where you can
grow your own food, drill a well and own some livestock to improve your self
sufficiency. [This, at least in our
case, is a never-ending task since we do everything on a cash basis and local
rules and regs make compliance a challenge in our rural area…but they sure like
their tax dollars!]
Gold and silver coins also make for a wise and prudent gift for the holiday!
Holidays Present Spending
Challenges-Keys to More Saving, Less Spending
Fun and Creative Ideas for Saving Money
as a Family (U.S. News):
"Whether you're setting a New Year's resolution, saving up for a vacation
or simply trying to cut back on spending overall, these tips can help the whole
family save money and have fun while they're doing it."
25 ways to save $250 a
month that everyone is messing up (Mashable): "When it comes to saving money, not every
way is the right way. A lot of it depends on your lifestyle and the goals that
you’ve established. At the same time, there are plenty of mistakes we typically
make when it comes to saving like the 25 ways listed below."
How to get out of the
overspending trap
(CNN Money): "Many Americans have an overspending problem. Credit card
debt can be a heavy burden -- and a tough one to get rid of. Here's what
financial experts recommended to help get out of the revolving door of
overspending."
Fun and Creative Ideas
for Saving Money as a Family (U.S. News): "Whether you're setting a New Year's
resolution, saving up for a vacation or simply trying to cut back on spending
overall, these tips can help the whole family save money and have fun while
they're doing it."
Something for the fun of it…
A History of Elves
I Wanna Hooker for
Christmas
What about you? Got anything
interesting to share?
Bruce, the Poor Man, free thinker,
social critic & cynic
A Final Note…
License to Kill That Debt
Having student loan debt is stressful enough. Knowing the
government could pull your driver’s license if you can’t pay it off? Way
worse. And it’s real: These 20
states can revoke your licenses if you default on student loans.
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Additional
Resources
4 Ways to Cash a Check without
a Bank Account
No bank account? No problem. You can still cash that check.
No bank account? No problem. You can still cash that check.
How to Waste Sudden Wealth
Don't let 'found' money slip through your fingers.
Don't let 'found' money slip through your fingers.
Be Radical, Get Rich
Want to know how to get rich? Stop being average!
Want to know how to get rich? Stop being average!
Blemished Banking History? Try Second-Chance Checking Account
Don't let past mistakes prevent you from opening a checking account.
Don't let past mistakes prevent you from opening a checking account.
How to Survive the War on the Middle Class
14 of the best reports I’ve
assembled on protecting your freedom-Download link.
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shopping my storefront…
A Smoking Frog Feature, Shallow Planet
Production
4 comments:
Too late-I've already overspent :)
Despite my best intentions, I still go over my limit every year. These are some mighty nice resources however. Good posting. My first time here.
Mission accomplished! Excellent posting.
I like the piece about the Elves-nice touch!
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