Poor Man Survival
Self Reliance tools for
independent minded people…
ISSN
2161-5543
A Digest of Urban
Survival Resources
Trimming Home Expenses in 2018-Your
Money Sherpa
FOOD Prices are expected to climb 1% to 2% this year! While coupons and sales
help cut costs, it is time consuming to gather these deals. There are sites which do the hunting for you
such as LivingRichWithCoupons.com/grocery-price-comparison or MyGroceryDeals.com
Just
head to these sites and type in items from your shopping list and get a list of
local stores offering those products at a discount with prices.
If
you only do one thing to save on groceries try this: ONLY buy meat or chicken when it’s on sale
for 40% or more off the regular price.
Be sure to check your sales flyer each week and stock up on that
selection, filling up your freezer as much as possible.
If
you are an Amazon Prime member take advantage of it by shopping at Whole Foods
where members get even bigger discounts on many items. Even Walmart is now working with local
growers in order to supply consumers with fresh produce and better prices. It is worth a look.
If
you’re fortunate enough to live in the southwest where 99 Cent stores operate
you can find food bargains galore [and great deals on gourmet chocolates-which
we stock up on each time we fly out to visit friends]…items from fresh produce
to Greek yogurt and various bread items along with many name-brand items. Not long ago we found large jars of Planters
Dry Roasted nuts for 99 cents each!
I
know for us we keep expenses down by not using credit however bills for
utilities, insurances and other overhead have become increasingly higher over
the years. You can turn to a professional
haggler who negotiates these costs on your behalf such as BillCutterz.com or
BillFixers.com…they can save as much as 35% on average per bill and there are
no out-of-pocket costs. They split the
savings with you on a 50/50 basis for the first year…you keep all the savings
after that.
Where
we live the state has bungled auto insurance premiums so badly there’s nothing
the average person can do to save [which is why so many cannot afford it] and
as a result, we have the highest premiums in the entire country. For others located in more reasonable areas
give this a try to learn if you are paying more than you need:
Insurance.com/auto-insurance-coverage-calculator.html to take a survey
that pinpoints the kind of coverage that best suits your needs. [We’ve found if you are aged 55 or more that
insurance through AARP offers the most competitive rates].
Your Financial Sherpa
A mountain of debt is perhaps the most difficult mountain to climb. And procrastination never works in your
favor. So we created a plan to help you make a plan to
conquer that mountain — and you only need 13 minutes today to get started
Here’s the gist:
- Look
at your credit report. We’ve got a resource that makes it easy and
free.
- Consolidate
your credit card debt. A lending marketplace can help you get
started.
- Find
some hidden cash. Like refunds for your impulse buys!
- Manage
your money. We found an app that tracks your spending and can cut your monthly
bills.
- Automate
your savings. With an auto-savings app, you can stash funds so you don’t find
yourself in this debt-strapped predicament again.
Additional Resources:
Supermarketguru.com
CouponMom.com
What about
you? Got anything interesting to share?
Bruce, the Poor Man, free thinker, social critic
& cynic
A Final Note…
BONUS
MATERIALS
600 Free University Courses
Some 200 universities just launched 600 online courses free.
Here is the full list by subject
matter.
Contributors and subscribers enable the Poor Man Survivor to post 150+ free essays annually. It is for this reason they are Heroes and Heroines of New Media. Without your financial support, the free content would disappear for the simple reason that I cannot keep body and soul together on my meager book sales & ecommerce alone.
Additional
Resources
4 Ways to Cash a Check without
a Bank Account
No bank account? No problem. You can still cash that check.
No bank account? No problem. You can still cash that check.
How to Waste Sudden Wealth
Don't let 'found' money slip through your fingers.
Don't let 'found' money slip through your fingers.
Be Radical, Get Rich
Want to know how to get rich? Stop being average!
Want to know how to get rich? Stop being average!
Blemished Banking History? Try Second-Chance Checking Account
Don't let past mistakes prevent you from opening a checking account.
Don't let past mistakes prevent you from opening a checking account.
How to Survive the War on the Middle Class
14 of the best reports I’ve assembled on protecting your
freedom-Download link.
Support
our efforts by shopping my storefront…
>>Want to improve your brain? Learn how here:
Tumeric Safeguards Your Brain. Golden
turmeric has been long revered on Okinawa, helping explain why centenarians
there stay mentally sharp. It protects
the brain from inflammation say researchers and probably the most effective
known spice or herb in preventing Alzheimer’s Disease and dementia. The spice contains memory-enhancing curcumin,
plus a-turmerone, show to nearly double the rate at which new neurons are
produced in just 72-hours.
You Have a 16-Cylinder Brain-Learn How to Use it &
Re-Awaken the Genius Inside You!
I know everyone is short on time in this hectic world so I’ve kept this
PDF short and to the point with links to expert how-to articles and guides
including:
·
How to Increase Your Intelligence
·
6 Step Brain Exercise Steve Jobs Used to
Boost Creativity
·
6 Simple Habits to Boost Your Intelligence
·
The Best Vitamins to Increase Brain
Function
·
How a Harvard Brain Specialist Keeps Her
Brain Healthy
·
A Review of the Top 10 Brain [Limitless]
Pills
·
How to Protect Your Cognitive Function
A Smoking Frog Feature, Shallow Planet Production
3 comments:
It's getting tougher to find ways to cut expenses but thanks for the tips - you always do a good job.
These are wonderful tips for the New Year-thanks a bunch!
Judging how people spend money at Sam's Club [fights broke out at one that was closing] you'd think money grew on trees!
Post a Comment