Free Money, Save Money, Make Money Resources

First, it was In God We Trust;
Then it was in Gold We Trust;
Then, it was in Oil We Trust;
Then, it became the Information Economy We Trust;
Then, it was the Credit Markets We Trusted…and finally, it’s
Back to In God We Trust!
--Bruce David

Isn't it strange? The same people who laugh at gypsy fortune-tellers take economists seriously.
Cincinnati Enquirer

Poor Man Bulletin-Money-Saving, Money-Making Resources

States Where the Unemployed Are Giving Up

In some U.S. states, nearly half of the job seekers who have stopped looking for work have done so because they simply don't believe they'll find anything. Indeed, the number of discouraged workers nationwide has more than doubled in the past year. This trend won't be reflected in the widely publicized unemployment rate, as discouraged workers aren't included among the unemployed. Still, in states as diverse as Mississippi, South Dakota, and New York, the span of this often invisible slice of workers signals a population losing its hope.

Most jobless people who have stopped looking for work are otherwise engaged--they're back in school, taking on family responsibilities, or too sick to search. They, along with workers who have stopped because they're discouraged, make up a group that the Labor Department calls the "marginally attached." They're included in some of the broader measures of unemployment, but they're officially not part of the workforce. While discouraged workers make up about a third of the marginally attached nationwide, their numbers have been increasing.

Nationwide, the average difference between the unemployment rate and the rate of unemployed plus discouraged workers was about 0.4 percentage point. Michigan and New York also ranked high by that measure.

In other states, the situation may be more obvious. In Michigan, the demise of the domestic auto industry has brought job destruction far outpacing the national average. Michigan's unemployment rate for June topped 15.2 percent, compared with 9.5 percent nationally. Across the country, Florida has been hit hard by the housing bust, and unemployment in the state reached 10.6 percent in June.

NOTE: Have you filed for unemployment in your state and your claim seems to be bogged down? It’s not uncommon for claims to take eight weeks to process before you get your first check. Most UE office phones are in a non-stop busy mode…try contacting your state representative for help. One of our readers reports that within 12-hours of emailing their rep, their claim was resolved and the money was on its way!

Source: By Liz Wolgemuth US News & World Report July 23rd.

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Create a job…how it works: select an aspiring entrepreneur with few resources, then lend him/her a modest amount of money to start or expand a business, or micro enterprise. Check out the Kiva group for how they do it. 415-358-7512 or their site:
www.kiva.org

Found – Your Lost Money!
The US Treasury is holding $16 billion in unredeemed bonds and millions of them have reached full maturity. Find out if any of them belong to you free of charge by going to:
www.TreauryDirect.gov

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Online Odd Job Resources to Earn Extra Cash


Two years ago, when The Rat Race Rebellion began tracking at-home jobs, there were 30 scams for every legitimate opportunity. Now, with 4,500 to 5,000 work-at-home job ads screened weekly, the Web site finds 57 phonies for every one that's for real, says Christine Durst, CEO of The Rat Race Rebellion.

A growing number of employers appear to believe telecommuting is a good deal for them as well. It reduces overhead expenses, allows access to talented workers who may not be available locally, provides off-hours support and helps retain employees, says Sara Sutton Fell, CEO of FlexJobs.com, a Web site that aggregates hand-screened telecommuting/work-at-home jobs. "We've seen a real broadening of the audience of both employers and job seekers."


Put your talent to work…are you a web designer, an expert at cooking, etc.? Answer people’s questions at this site and get paid for it. First, create a profile listing your qualifications. Set your own fees once you’re approved (work is performed via email or phone).
www.liveperson.com

If you enjoy researching the net, consider becoming a guide and get paid for it at:
www.chacha.com

Work-at-Home Scams and Legitimate Opportunities
http://www.workathomenoscams.com/2009/07/30/new-work-at-home-leads-for-07-31-09/


At home income really can be made from legitimate survey sites. The following are sites that check out! Payment varies by site and survey.
www.mysurvey.com
www.inboxdollars.com
www.epollsurveys.com
www.buzzback.com

www.quickrewards.com

Save Money and Get Rebates when shopping online!
At rebatetracker.com you can browse rebate offers for popular products and keep track of claims. Many banks, such as Bank of America, now offer rebate programs. Others you might wish to review include:
www.ebates.com
www.fatwallet.com
www.extrabux.com
www.rebateshare.com

Sign up with this site for daily updates on offers for free groceries, fast food, beauty products and more.
www.heyitsfree.net

Encourage out of town friends to visit by using this free site.
www.PleaseVisitMe.com
Sends out invitations on your behalf. Fill in some basic data AND it will also send you’re the cheapest airfares.

The San Francisco Really, Really Free Market Web site, www.reallyreallyfree.org, lists nearly 60 such markets around the country where stuff is free. Slightly different than freecycle.org where individuals post free items, these postings last longer.

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German film/commentary on what will happen if the dollar collapses.
Do we live on a bubble? Is it possible for the heavily indebted American economy to collapse and take all of us down in a free fall with it? Have the days of the dollar been counted? Is it really u...
http://www.youtube.com/watch?v=AuPgdZeAFjA
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Is Hiding Your Social Security Number Worth It?
Consumers who have spent hours locking up their passports, shredding their billing statements and filing away their tax returns may soon learn they’ve wasted a great deal of time. Their efforts to shield themselves from identity theft by guarding their Social Security numbers are being undermined by government officials and social networking sites. More at:
http://www.smartmoney.com/spending/rip-offs/should-you-bother-hiding-your-social-security-number/?cid=1108

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Oh & by the way, Ed Begley sent me an email yesterday about the start of his new season… LET THE COMPOST FLY!
Actor and environmentalist Ed Begley, Jr. and wife Rachelle are back with new adventures, new friends and a to do list that would make Al Gore proud –
www.PlanetGreen.com


Yours for better living,
Bruce ‘the PoorMan’
http://www.poormansurvival.com