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Saturday, January 7, 2012

When in Doubt-Sue-Using Small Claims Courts

Bruce’s Poor Man Survival Bulletin

A Digest of Urban Survival Resources

ISSN 2161-5543

A Free Press is the Guardian of a Free People

In This Issue:

1.       When in doubt, sue

2.      Free email encryption

3.      Free legal, medical, schooling resources

4.      More, Legitimate, Earn at home resources

5.      Are you fed up yet?

In my many years I have come to a conclusion that one useless man is a shame, two is a law firm and three or more is a congress. - John Adams

Honda Sued Over Hybrid Mileage Claims

When in doubt, sue - Sometimes a good thing…

Heather Peters, a former corporate defense attorney, is urging other disgruntled Honda customers to opt out of a class action lawsuit over the mileage claims, and seek a larger payout in small claims court.

She launched a website "Don'" with the intention of taking her legal fight viral.

Peters said claimants could be awarded up to $10,000 in small claims court, as opposed to the $200 in cash and a rebate of $500 to $1,000 toward a new Honda vehicle that will be awarded in the class action settlement.

Small claims court is for the little guy and one doesn’t require the services of an attorney to file such claims.  Maximum award amounts range from a paltry $2,500 in AZ to as much as $10,000 in CA.  Below you will find additional resources to make use of.

Guide to maximum amount you can sue for in small claims-State by State breakdown

Use the court form "Small Claims Writ and Notice of Suit," JD-CV-40. Type or neatly print your information on the forms. ... Where do I go to file a small claims case?

Free PDF general guide to filing a small claims suit

Cola removes grease marks from your driveway or patio - pour directly from the can and let it sit overnight, then hose away.

PM’s Compendium of Useful Resources 

CONSUMER ASSISTANCE PROGRAM NEEDS ASSISTANCE- One of the consequences of Congress's 2011 budget showdowns could be the end of state consumer assistance programs: Texas is shuttering its one, The Washington Post reports. Funded through grants from the ACA, the consumer assistance programs need congress to fund future appropriations and "[w]hen the House and Senate failed to pass a budget last year, operating instead on a short-term fix that continued all existing appropriated programs, the consumer assistance program was shut out." The Texas hotline was staffed by nine people and received more than 6,000 calls from consumers needing help with insurance or claims, and the employees were able to hold events to help the public become more aware of their coverage options, WaPo reported. Thirty-four other states received initial grants to help support their programs, and it's now unclear how long they'll be able to operate them. The story:

Private email is sent across the internet in plain text, readable by anyone who routes the message and by dozens of other organizations. Email encryption is the only way to secure your private messages and it is not as technical, time-consuming, complicated or cumbersome as you might think. If you can use email you probably have the skill to set up encrypted email in about 15 minutes. Check out these simple steps to get email encryption.... and did I mention it is completely FREE!

Find Discounts on Car Rentals

Many major rental firms, including Alamo, Budget and Hertz,  offer coupon discounts.  Find them at:

Find Financial Help

For just about whatever challenge you might face, there seems to be a group willing to help.  Here are some resources to review.

Returning to School - Get government grants up to $4,000 a year at:

Medical Issues - Find free or low-cost health insurance via state social services.

Legal Advice-Find free help if you’re low-income at Legal Services Corp. at:

Starting a New Venture

Post a goal for starting a new business, funding an adoption, etc. - friends and donors can pitch in the help you become successful at:

Legit Ways to Make Money Online With Free Startup
At no other time in history have there been so many options for the low-budget entrepreneur to build his own start-up
business at very low or even no cost involved. The facilitator to this new business climate is the Internet. While scams and shady characters still inhabit this venue, there are several legitimate ways to make money online. Keep in mind that, generally speaking, the less money invested in the start-up, the more effort will be required to make it successful. Full story at:

Why do about a third of all U.S. states allow borrowers who don’t pay their bills to be put in jail?

The Nanny State Updates…

Folk singer Vance Gilbert says he was pulled off a flight from Boston to Washington by Transportation Security Administration agents and officers from the Massachusetts State Police and questioned about his reading habits. They apparently found it suspicious that he was reading a book about vintage aircraft while flying.

The government’s unconstitutional restrictions on our freedom to travel

Steve Bierfeldt, director of development for Ron Paul’s Campaign for Liberty, thought he was having a good day. At a regional Campaign for Liberty event in Missouri, Bierfeldt had sold thousands of dollars worth of conference tickets, bumper stickers, T-shirts, and books, and was now in the security line at Lambert-St. Louis International Airport, waiting to catch a flight back to Washington, D.C. But the federal government had other ideas.

After discovering a metal box with more than $4,700 in cash and checks inside Bierfeldt’s luggage, officials from the Transportation Security Administration (TSA) detained him for further screening.

TSA agents interrogated him for more than a half hour with a series of intrusive questions: “Where do you work?” “What are you planning to do with the money?” “Where did you acquire the money?”  More at:

Appears to be another example of abusive police – what do you think?

Why was the new Martin Luther King, Jr. Memorial on the National Mall made in China?

The Parting Thought – Are you fed up with government?

It’s a terrible thing to have to fear your own government…

Are you fed up yet?  The voracious appetite of the government…

The National Defense Authorization Act has been signed by the president. I imagine it will only be a matter of time before complaining about the tax burden becomes classified as an act of sedition...and punishable by seizure of all property and indefinite military detention.

As a candidate, Obama criticized the last administration for holding Americans as enemy combatants without trial. He faulted it for wiretapping citizens without a warrant. He rejected the Republican claim that the president has the "inherent power" to go to war without congressional consent…now look at him!

While the middle class continues to struggle on the crumbs left over in their paychecks, the government continues to grow and it continues to suck money from the public and from the future of our children in order to pay for “protecting” us from our enemies and to provide us with the basic services we all want.

As we all know, there are dozens of hidden taxes and fees each of are required to cough up into government coffers each day.  One look at your utility bills, property taxes, fuel bills and so on will convince you.  Despite a never ending gluttony for your money, government services have eroded over the years.  In most cities, roads and bridges are in desperate need of repair, while public transportation services in most cities are seeing cutbacks.

The creation of our so-called Homeland Security Agency saw more costs foisted on the public, especially in the area of transportation fees (have you looked at the fees tacked onto your airline ticket recently, for instance)?

I feel so more secure now, don’t you?

The self-employed get to see all the money they've earned in their hot little hands...before the government holds out one of its own hands in expectation and with a gun firmly held in the other.

An Internet search took us to a government website that warned that the self-employed have to foot the entire Social Security tax themselves. That's 13.3% up to $106,800. (And then there's the 2.9% or so for Medicare.) Employees see only half that tax because employers quietly pay the other half. The self-employed, however, see yet a bit more of their potential quality of life and future security stolen away.

That money isn't being put away for us by the feds after all. It's being used to pay current recipients of Social Security and Medicare, among other things. Social Security and Medicare represents nearly 75% of the total taxes actually collected by the U.S. government.

The rest of the government's expenses -- including protecting us from the enemies it creates -- is funded by deficit spending. That is to say the money was borrowed, adding to the already impressive $33 trillion in government liability. In its never-ending search for more revenue, the Fed and states have been looking to internet sales to grab your cash as described below…

Like a drug addict, tax collectors are always seeking their next fix

How The New IRS Form 1099K Impacts Your Tax Return

Online merchants will soon begin receiving new 1099-K forms from
Amazon, PayPal, Google and credit card merchant account providers.
What do you do with these forms, which are being forward to the IRS?
Tax guru Barbara Weltman explains.

 “Until the next revolution”, the Poor Man

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