Poor Man Survival
Self Reliance tools for
independent minded people…
ISSN
2161-5543
A Digest of Urban
Survival Resources
Finding Low-Cost Loans or Grants to
Finance Your Homestead
We were fortunate to have saved up a good
portion of the cash we needed to finance our mini-farm. We also made use of local labor, our own
sweat equity and pre-fabricated construction of some of the outbuildings.
If spring ever arrives [it
was 17 degrees this morning as I made my way to the health club at 5:30 am] we
do plan to begin our annual summer list of chores to restore painted surfaces
and flowers and gardens again…a never-ending cycle.
Unfortunately where we
live is also a backward area in that the township, realtor and county do not
list their building or living specs and requirements online. In fact, they only recently started a web
site and that is mostly to post their fees [the primary interest of government
is of course, to collect money].
As a result, we learned
after the fact of certain deficiencies which will require [what else] more
money and materials. My heart attack and
recuperation put a dent in our finances which led to even higher prices as new
regulations led to even higher building costs.
However, here are some
avenues you might explore which could conceivably save money in your pursuit of
a suitable homestead, perhaps even one that is off-grid:
Farmers Market Promotion
This promotion program was created to give an affordable way for
farmers to market their produce and support regional and local agricultural
sources. The funds may be used to create new or improve existing products’
sales opportunities.
FSA Operating Loan
The FSA low or no money down loans provides up to $35,000 to
farmers for startup expenses. These expenses can be utilized for the
purchase of supplies like livestock, seeds, crops, fencing and machinery and
fertilizer.
USDA Beginning Farms Loan
Farm loans and grants may be awarded for the purpose of
converting wild acreage into pasture land and repair roads for better access
and to lower stormwater run-off.
USDA Rural Development Loan
The Rural Development loans program are awarded for the purpose
of agricultural land purchases.
Fannie Mae Home Ready Loan
This loan allows a
borrower to have a debt to income ration higher than 45%, making it easier to
receive a loan even if your credit record isn’t the best. The loan requires a
3% down payment and features reasonable interest rates. It also allows
the borrower to use funds from other government programs to pay the
down-payment.
Minority and Women Farmers and Ranchers Grants and Loans
As the title implies, these homesteading grants and loans are
focused on assisting Women and Minority residents. The grants can be used
for property clearing for residential use by the borrower or commercial
farming.
Applicants for the loans must meet the 640+ credit score
required for all farm loans.
Missouri Beef Grants
If you are an existing farmer or rancher in the state of
Missouri, you can apply for a $20,000 grant. The funds must be used for
enhancements to existing agriculture endeavors for the purpose of expanding the
business or modernizing the current operation.
National Sustainable Agriculture Commission Down Payment Assistance
This Commission program provides funds specifically for the
purpose of making down payments. Qualifying applicants must be beginning
and socially disadvantaged farmers and ranchers.
Socially disadvantaged loan applicants are categorized as at
least one of the following demographics:
·
African Americans
·
Alaskan Natives
·
Asian Americans
·
Native Americans
·
Native Hawaiians
·
Hispanics
·
Pacific Islanders
·
Women
Applicants must show at least three years of farming or similar
experience as well as other requirements to receive this down payment
assistance.
Organic Farming Research Foundation Grants and Loans
If you are experimenting with
non-traditional crops or growing operations, there are funding opportunities to
help you along.
These small grants to help organic
farmers to improve their operation and property are available in all 50
states. The size of your homestead or your income is not a factor in
awarding funds.
Rosefield is
a classic traditional cabin, which can be built for less than $6,000. The
cabin is open plan, which has the advantage of making it far easier, cheaper
and quicker to build than more intricate cabins with separate rooms. This
particular plan also includes a detailed cabin assembly diagram and
step-by-step instructions which includes a foundation guide. [282sf’]
Tractor or small car stuck in
the mud?
Sprinkle the area with powdered hydrated or quick lime [not
agricultural lime]…road builders use this to dry out and stabilize muddy
soils. Make sure to thoroughly rinse the
machine off afterward. Otherwise, the
lime and dirt will harden into a cement-like deposit!
Your Free Middle Class Survival Kit
SAVE
& MAKE Money
Researched by our editors and
include 100s of tips, tricks and insider methods of saving money, earning extra
money [many from the comfort of your home], the best places to live, How
to find little-known freebies, discounts and other benefits-over 2,000
programs!
or…
28 Creatives Uses for Baby Oil
Mineral
oil or baby oil is good for
dozens of applications that have nothing to do with babies. In fact, having
baby oil on hand can spare you from needing to buy an array of single-purpose
products — from shave gel to paper-shredder oil — that are generally more
expensive.
Bruce,
the Poor Man- philosopher, social critic
& cynic
P.S. I need some guidance…I’m thinking about
hosting a “MEGA” Father’s
Day Prepper contest loaded with a huge variety of supplies ranging from
a portable weather radio to a mini-fishing kit, mini-survival kits, survival
books, hunting knife, backpack and so…worth roughly $500. There won’t be any strings attached except
you must be a subscriber to this blog.
Let
me know if you think I should make this available…otherwise, I’ll post it on
eBay & donate a portion of the proceeds to disabled veterans. Either post your thought below in the
feedback section or email me at: bedavid@yahoo.com
BONUS REPORTS
How to Survive
the War on the Middle Class
14 of the best reports I’ve assembled on protecting your
freedom…Here is the download link. http://1drv.ms/1d9kfiU
Related posts:
- Things
You Can Do To Be More Self-Sufficient
- Small
Scale Self-Sufficiency
- Top
10 Tips For Urban Homesteading
- Get your
free credit score
- Cost cutting tips and tricks
- Sources of extra cash
A Final Note…
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2 comments:
Highly useful-thank you, we'll be sharing this with our network.
Gimme money! Good, useful post hon!
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