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Tuesday, March 6, 2012

Urban Survival Skills You Should Know, Startup America for Entrepreneurs


Bruce’s Poor Man Survival Bulletin

A Digest of Urban Survival Resources


For Independent Minded People!

ISSN 2161-5543

In This Issue:

1.       Startup America, Resources for entrepreneurs

2.       Urban Survival skills everyone should know

3.       Shire Silver Debit Cards

4.       Smarter coupon strategies

5.       Who owns your rain water?





Nobody talks of entrepreneurship as survival, but that's exactly what it is and what nurtures creative thinking.
Anita Roddick



Preventing Fires and other Disasters



     There’s not much one can do to prevent natural disasters such as hurricanes, earthquakes and flooding.  Our planet has witnessed an explosion of natural and man-made disasters during the past few years.  For most of us, it’s how we prepare in advance that helps us to survive such calamities.



First responders, the Red Cross, the Salvation Army and others have shown themselves invaluable for coping with the aftermath of disasters…our Federal government, not so much.



One tragedy we see all too often on the news are home fires.  Mobile homes in particular seem especially vulnerable to devastating fires, frequently with loss of life.  Most, but not all fires can be prevented.  We once lived in an area prone to lightning strikes and our home electronics were frequently fried by such strikes.  We always keep smoke detectors and fire extinguishers throughout the home in the event of such strikes.



Here are a few tips from Consumer Reports on preventing house fires:



Hire an expert.  If you own an older home, hire an electrician to inspect your home wiring.  He might suggest adding arc-fault circuit interrupter which detect electrical arcs caused by faulty wiring or damaged appliances – 30,000 fires a year are caused by this.



Monitor Appliance Recalls.  Register appliances when you purchase them so you’ll be notified of safety recalls.  For older appliances, check SaferProducts.gov or Recalls.gov



Live Clean.  Clean your dryer’s exhaust duct regularly to prevent lint buildup.  Grease buildup in range hoods is another fire hazard as are wires hidden under carpets and rugs.

Get rid of flammable debris near heaters, furnaces and other potential danger zones.

Stay safe with an ounce of prevention and hopefully, we won’t be watching you and your family on the evening news.


Duct tape is like the force, it has a light side and a dark side and it holds the universe together.



PM’s Compendium of Useful Resources


Startup America Partnership

The privately run Startup America Partnership started up itself just last year. It should not be confused with Startup America, a government initiative to accelerate small business growth that President Obama touted earlier this year, although it shares some goals. SAP is run by Scott Case (who helped found the name-your-airfare company Priceline) and Steve Case (who started AOL). They don’t share blood – just good business sense, which they want to share with you too.

SAP has a substantial business resource directory that includes offers for free advertising, preferred credit rates, analytics and research tools, payment platforms – all kinds of stuff. They host start-up business events and conferences across the country. And those who sign up for free membership get access to a lot of networking opportunities and experts who host webinars – check out the online learning sessions.




New-Useful online magazine for entrepreneurs, Free Subscription

Each month we will teach you the skills you need to

know to succeed online. You will Learn Conception, Creation,

Monetization, Socialization, Automation and Recreation




MacGyver, Survivalist, or Stockpiler: The Urban Survival Skills Everyone Should Know

The fantasy of an impending zombie apocalypse may inspire urban survival fantasies in the most level-headed of us, but zombie apocalypse or not, knowing how to survive the breakdown of social amenities we take for granted is a legitimate skill. Here's a look at the basic urban survival skills you need to know catered to your skill set.



To help get a good understanding of what's needed for urban survival, I talked with Dr. Arthur Bradley, author of The Handbook to Practical Disaster Preparedness for the Family and Disaster Preparedness for EMP Attacks and Solar Storms. He points to three types of survival skills people latch onto:

The Stockpiler: someone with a wide assortment of supplies but very little knowledge of how to actually do anything.

The MacGyver: someone who can jury rig anything with duct tape, a pencil, and a pack of chewing gum.

The Survivalist: someone who can find dinner in an old stump and keep warm using a roll of toilet paper and a rusty coffee can.



We'll guide you along the path to applying each type of skill to the main factors of survival: shelter, water, food, and rescue. Before we go into the specifics for each survivalist, we're going to look at the most important skill that applies to everyone: Read more at:




Shire Silver Debit Cards - A new wave of currency?

New Hampshire has become a magnet for liberty-minded types. It's the home of the Free State Movement and also home to the use of precious metals as private currency via Shire Silver Cards.


Why New Hampshire? It is the "Live Free or Die" state without a sales or income tax. It has low population density, which increases the chances that the influence of the libertarians can be felt in the culture and the Statehouse. It has lower business regulations than the rest of the country, and wonderful homespun culture that turns out to be highly tolerant toward cultural and political eccentricity.


The lowest value card, the half gram silver card is, at current spot prices in $US, worth about $1.00. This puts it at levels that are similar to the values of one ounce of silver back at the start of the country


Each card is the same size as a standard credit/debit card, but contains actual value - not just a representation of value. With a simple yet beautiful design for each denomination, these cards will impress everyone you show them to.  We have instructions on this website to guide people in making their own versions of these cards. We plan to upload non-branded card graphics that you may add your own brand to.



Smarter Coupon Strategies

Those coupons from the Sunday newspaper circular will save you even more if you wait until the item goes on sale…most items go on sale every 6-8 weeks.  Always check the store brand before you buy; it’s usually cheaper.  You can donate coupons, even recently expired ones, to military families overseas at this site:





If the economy is slowing down, how come it's so hard for me to keep up with it?



The Nanny State Updates…



A Nation of Sheep Breeds a Government of Wolves!



What Inflation has done to our dollar-the cruelest form of tax

"It is a continual tax on every single dollar that you own. As your money sits in the bank, it is constantly losing value. Over time, the effects of inflation can be absolutely devastating. For example, if you put 100 dollars in the bank in 1970, those same dollars today would only have about 17 percent of the purchasing power that they did back then. In essence, you were hit by an 83 percent "inflation tax" and all you did was leave your money in the bank.”


Where your tax dollars go

The Obama administration plans to spend between 16 and 20 million dollars helping students from Indonesia get master's degrees.

According to USA Today, 13 different government agencies "fund 209 different science, technology, engineering and math (STEM) education programs — and 173 of those programs overlap with at least one other program."

 A total of $615,000 was given to the University of California at Santa Cruz to digitize photos, T-shirts and concert tickets belonging to the Grateful Dead.

 China lends us more money than any other foreign nation, but that didn't stop our government from spending 17.8 million dollars on social and environmental programs for China.

 The U.S. government once spent 2.6 million dollars to train Chinese prostitutes to drink responsibly.



The Economist, the London-based news weekly – and a supporter of President Obama’s candidacy in 2008 – highlights the problem in its latest cover story, “Overregulated America.” They note the irony: “The home of laissez-faire is being suffocated by excessive and badly written regulation…




A candidate is someone who gets money from the rich and votes from the poor to protect them from each other.



The Parting Thought – Does the government own everything?


Collecting rainwater now illegal in many states as Big Government claims ownership over our water…

 (NaturalNews) Many of the freedoms we enjoy here in the U.S. are quickly eroding as the nation transforms from the land of the free into the land of the enslaved, but what I'm about to share with you takes the assault on our freedoms to a whole new level. You may not be aware of this, but many Western states, including Utah, Washington and Colorado, have long outlawed individuals from collecting rainwater on their own properties because, according to officials, that rain belongs to someone else.

As bizarre as it sounds, laws restricting property owners from "diverting"
water that falls on their own homes and land have been on the books for quite some time in many Western states. Only recently, as droughts and renewed interest in water conservation methods have become more common, have individuals and business owners started butting heads with law enforcement over the practice of collecting rainwater for personal use
Learn more:
http://www.naturalnews.com/029286_rainwater_collection_water.html#ixzz1nrGqDcCA



If you think about it, what do all the Presidential candidates have in common?  None of them are addressing the real issues afflicting America, other than Ron Paul, they each seem to embrace more socialism.



“Until the next revolution”, the Poor Man



Remember, remember the 4th of November…

Get your “We don’t need another election” Protest T-Shirt Now




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Check our Resources



New self sufficiency books added weekly




A Shallow Planet Production

Saturday, March 3, 2012

Buy or Lease a Car-Which is Best? 10 Best Job Sites, DIY Tear Gas


Bruce’s Poor Man Survival Bulletin

A Digest of Urban Survival Resources


For Independent Minded People!

ISSN 2161-5543

In This Issue:

1.       Pros & Cons of buying vs. leasing a car

2.      10 Best job search sites plus more legitimate at-home work

3.      DIY Pepper Spray, tear gas, pyrotechnics

4.      Free Job training resources, 8 Odd ways to make money at home

5.      Six free issues of Working Mother (online edition)



"Liberty's view of the government could be summed up in a few short phrases:
If it works, work with it.
If it doesn't, work against it.
If it works you over, abolish it."

-- Angel Shamaya



Pros & Cons of buying vs. leasing your car


When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it or how long you keep it. Monthly payments are higher than for leasing. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company based on your credit score. You make your first payment a month after you sign your contract. Later, you may decide to sell or trade the vehicle for its depreciated resale or trade value.


When you lease, you pay only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. Leasing is a form of financing and is not the same as renting. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, called money factor, that is similar to the interest on a loan. You may also be required to pay fees and possibly a security deposit that you don't pay when you buy. You make your first payment at the time you sign your contract — for the month ahead. At lease-end, you may either return the vehicle, or purchase it for its depreciated resale value. You may be charged a lease-end disposition fee.


Buying a car with a loan is essentially like putting money into a declining-value savings account — you never get out as much as you put in. A portion of every payment you make is lost to depreciation and finance charges. What you have "to show" for your investment when your loan is paid off is only the part that is left over after depreciation and interest. A terrible investment.


Leasing, then, is similar to buying, but without the equity "savings account." You only pay for what you use and you don't put anything extra into "savings." It's true that you'll own nothing at the end of a lease; you'll have nothing "to show" for the money you've put into it. But... what you don't own is the same part of the car's original value — the depreciated part — that a buyer too doesn't own at the end of his loan. Again, a car's value depreciates the same amount whether it is leased or purchased. That money is gone forever, lease or buy.


Many people who lease a vehicle believe that their credit will not be a factor in being approved for a lease. Leasing a car means that you are subject to a credit check just as you would be if you decide to buy a car. If you lease a car and you make late payments, it also can affect your credit as well.


Because leasing is somewhat more complicated with residuals, money factors, acquisition fees, etc.; it shouldn't be undertaken quite as casually as you might with a simple loan. There are more opportunities to misunderstand and make mistakes. Therefore, leasing requires that you be more careful and more informed.


If you own a business or use your vehicle for business, there are additional tax factors to consider and you should consult with a qualified CPA.  On the surface, it seems to make more sense to lease a vehicle under your business name as there may be more tax deductions available



The crust on bread is the healthiest part as it contains eight times more pronyl-lysine, a cancer-fighting antioxidant.



PM’s Compendium of Useful Resources



Legitimate at-home work site recruiters

No matter your education or experience, the Internet can help. There are plenty of scams, but you'll find many legitimate work-from-home opportunities. I've rounded up some of the best. Find links to sites mentioned at www.komando.com/news.

Telecommuting

You don't have to be your own boss to work from home! You just need to find telecommuting opportunities.

Regular job boards often list telecommuting work. Use "telecommuting" as a keyword. Or, visit Telework Recruiting or FlexJobs. Membership starts at $15 monthly.

The National Telecommuting Institute helps individuals with disabilities find telecommuting opportunities. It offers listings and advice.

A warning...

Work-from-home scams abound online. Research any opportunity diligently. Be especially wary of get-rich-quick offers.

Check companies at the Better Business Bureau and on Google. Enter the company name along with "scam." This can alert you to others' bad experiences.

Except as noted above, don't buy kits or pay for opportunities.





Need money? From writing messages on your lips to selling bodily fluids, these days there's almost no limit to the ways you can turn a buck.  Sell your body & more at:




The 10 Best Job Search Sites
The economy seems to be turning around, but by most measures, there are still way too many Americans out of work. Just about everyone uses the Web to looks for jobs these
days, but not all employment websites are the same. Here are our top ten picks to help you land a paycheck



 Free places to find work and training

4 Places for Free Job Training

Going without a job for that long can make it tough to get back on your feet. But if you're ready for some help, there's a lot out there. Money Talks News founder Stacy Johnson takes a look at three places to find free job training and leads. Check it out, and then read on for more.





A DIY site for projects of protest and creative dissent. Share what you know...




DIY-Home Made Tear Gas Instructions




http://www.weaponscombat.com/tear-gas-and-pepper-spray



Home made pyrotechnics




CFLs Save Money in Greenhouses

CFL light bulbs are becoming commonplace in the home and they help contain the ever rising cost of electricity.  Did you know they can be used in your greenhouse as well?  Growers who typically use incandescent find CFLs use four times less energy.  However, growers who switch completely to CFLs, may find a flowering delay in some of their plants.  Many are experimenting with alternating every other light bulb with CFLs and incandescent which seems to work well.

Get six free digital issues of Working Mother magazine


Jewelry can make you sick.  The bacteria that cause foodborne illness can hide under rings and watches, and linger even after you’ve washed your handles.  Remove jewelry prior to cooking to be safe.



The Nanny State Updates…



Your Child Could Be Arrested While At School For Just About Anything These Days

As I have written about previously, children all over the United States are being arrested by police in government school classrooms for some absolutely crazy things. Just check out the following examples....

*A 12-year-old girl named Sarah Bustamantes was recently arrested for spraying herself with perfume at a public school in Texas.

*A 13-year-old kid attending a public school in Albuquerque, New Mexico was recently arrested by police for burping in class.

*A 12-year-old girl at a school in Forest Hills, New York was marched out of her public school in handcuffs by police just because she doodled on her desk. "I love my friends Abby and Faith" was what she reportedly scribbled on her desk.

*When a little girl recently kissed a little boy at one Florida elementary school, it was considered to be a "possible sex crime" and the police were called out.



Chicago is the nation’s most corrupt city.  Since 1976, 1,531 public officials in the Chicago area have been convicted of corruption - the most in any jurisdiction.



I opened an emergency gasoline fund. It's simply a savings account that I have been putting $5 to $10 in each week so I can be fully prepared for the high gas prices that might come. While the money isn't much it will help a little and will at least offset some of the high gasoline costs should my budget not allow for it.  After all, my family can cut back on driving, but we can't stop altogether.



The Parting Thought – Most folks haven’t a clue


"When a well-packaged web of lies has been sold gradually to the masses over generations,
the truth will seem utterly preposterous and its speaker a raving lunatic."
-- Dresden James



One very famous author once wrote that "people are destroyed for lack of knowledge", and that is exactly what is happening in America today. Most Americans simply don't understand what is happening economically, politically, socially, morally or financially in this nation.


According to a new Politico poll, only 30 percent of all Americans believe that the next generation will be "better off economically" than the previous generation


The American future is shockingly grim. The national debt, the regulations that grow and grow, the intrusive and intense tax enforcement, the spying and police impositions, the broken banking system, the shocking level of sheer phoniness in the financial world -- all of it adds up to a dark picture.


It illustrates something very important: the smartest and wealthiest among the population no longer trust the future…which is why guys like Mitt Romney keep money in Cayman Island banks.


And compare to other countries! Contrary to what most Americans believe, other countries are freer, with lower effective taxes, less police intrusions, less spying, fewer regulations on small business (Canada is a good example).


"2012 is when many of the long-simmering socioeconomic and political trends that we have been forecasting and tracking will climax," Gerald Celente noted in his Top 12 Trends 2012 newsletter. In an interview he added: "When money stops flowing to the man on the street, blood starts flowing in the street."


“Until the next revolution”, the Poor Man



Remember, remember the 4th of November…

Get your “We don’t need another election” Protest T-Shirt Now




Follow us on Facebook




 Twitter




Keep our services free, visit our sites…

Check our Resources



New self sufficiency books added weekly




A Shallow Planet Production