Poor Man
Survival
Self
Reliance tools for independent minded people…
ISSN
2161-5543
A Digest of Urban Survival Resources
Keep in mind that neither success nor failure is ever final.
- Roger Babson
- Roger Babson
A number of years ago I owned publishing
company which offered business oriented newsletters, newspapers and regional
trade shows. My banker was pretty good
in that he gave me a $25,000 line of credit and a credit card with a $50,000
spending limit.
Most
people starting a business usually tap such sources or what we call the “Hip
National Bank.” I employed many creative
means of finance too including a private raffle among family, friends and
business associates. The winners
received weekend package trips to Toronto including airfare, hotel and
entertainment venues. I had bartered
these trips with Air Canada and it worked well for me.
If
your need is smaller, or perhaps you’re involved with a school, church or
charity, you might consider these steps to secure financing.
Finding a Mini-Grant
Mini-grants, or small grants, are generally defined as
grants that are $10,000 or less. Those grants can often be made quickly, for
many types of situations, without a need for the recipient to fill out reams of
paperwork. Although not all foundations make small grants, there are
foundations of all sizes and types that do. To receive a small grant,
nonprofits generally have to meet well-defined criteria and have IRS 501(c)(3)
tax-exempt status.
Mini grants are highly sought after because it is often easier to
get and obtain several mini grants then it is to get one large grant to cover
costs. Not only is the process of getting a mini grant sometime easier then
getting a larger grant, they are usually easier to maintain. Most mini grants
are given in the matter of one lump sum and require little paper work after the
grant money is given.
Most often individuals
must partner with non-profit groups to qualify for grants of any kind. This can mean your church, service
organization [Rotary, Kiwanis, etc.], your school or other group.
Examples of Mini Grants
Available
·
The Captain
Planet Foundation offers several annual grants to elementary through high
school students for projects involving the environment. Projects the mini grant
may be able to fund include projects such as "Adopt A Stream",
organic gardening, community gardening and recycling projects.
·
Michigan Council
for Arts, Culture and Film Affairs offers a regional grant to promote
activities and events that will create a environment of artistic, creative and
cultural activity around Michigan. Mini grants are up to $4,000 but can add up
to no more than half the cost.
Read more here and find
other useful and free resources:
Some people,
myself included, use contributions to get their projects up and running on fund
raising sites such as Kickstarter. It
didn’t work for me in securing funding for our teaching farm [I’ve paid for it
out of pocket on a ‘as we can afford it’ basis] but this should not discourage
you from trying it. For the most part, these work best if you already have a
network of supportive people in place.
Grab some free printable coupons here:
Additional useful gems for making life better
With the rising prices of food, I found a great, easy way to make my own vegetable stock. I quarter a couple of onions, split several carrots and ribs of celery, crush several garlic cloves, and toss all of it into my slow cooker. I then cover the veggies with water and let the slow cooker do its thing overnight. In the morning, I have stock that took very little effort to make, and it's much cheaper than $3 a quart.
If you suffer from acid indigestion, skip the commercial antacids and try these easy home remedies:
http://www.naturalnews.com/046717_acid_reflux_home_remedies_apple_cider_vinegar.html
http://www.naturalnews.com/046717_acid_reflux_home_remedies_apple_cider_vinegar.html
Find DIY and Homemade ideas here:
Yours in freedom,
Bruce ‘the Poor Man’
Got a News Tip or Resource to Share With the Poor Man?
Send it to: PoorManSurvivor@Gmail.com
A Shallow Planet Production
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