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Wednesday, October 16, 2019

How Americans Spend Their Monthly Income

Poor Man Survival

Self Reliance tools for independent minded people…

ISSN 2161-5543

A Digest of Urban Survival Resources


How Do Americans Spend Their Monthly Income?

LendEDU compared each generation's average monthly budget and found boomers spend a lot on credit card debt, while millennials save quite a bit for retirement despite larger student loan payments.


After taxes, what is the average American’s monthly income? And, perhaps more importantly, how is that income spent? Finally, how does this differ from generation to generation?

LendEDU looked to answer these questions by surveying 1,000 adult Americans about what their monthly take-home pay is and how those dollars are spent on things like mortgage or insurance payments, and living necessities like groceries.

The results produced some data points that you would expect; for example, millennials are paying the most each month towards student loans, while that debt is nearly nonexistent for baby boomers.

But there were also some surprises that go against the traditional narrative, including millennials being the most actively involved in everyday investing, while also still equaling Generation X’s monthly retirement contribution percentage.

Let’s get into the data.

The data: how Americans are spending their monthly income, including a generational breakdown

(Results are based off an online survey of 1,000 adult Americans that was commissioned by LendEDU and conducted online by Pollfish. Generational breakdowns were done according the latest information from Pew Research Center. Silent generation respondents were grouped with baby boomers, while Generation Z respondents were grouped with millennials due to a limited sample size for the silent generation and Generation Z.


Reverse Age-Related Frailty With These Five Nutrients Targeting Key Deficiencies Can Keep You Strong and Robust As You Age

Getting older is one thing. Feeling and looking older is something entirely different. I’m 66 years old, but I’ve never let that stop me from doing the same things I loved doing at 56 or 46. But as many as 25% of adults over 65 are at risk of losing their ability to do the things they love… and their independence.

Using data from the Irish Longitudinal Study on Ageing, researchers found that low levels of five specific nutrients are associated with frailty. This was the largest study to date to show the connection.

 These are the five key nutrient deficiencies:

 • Lutein • Zeaxanthin • Vitamin D • Vitamin B12 • Folate.

If someone had low levels of more than one of these nutrients, they were likely to have more severe frailty. It makes sense that these particular compounds would impact something like frailty.

 For example, lutein and zeaxanthin are important for eye and brain health. Vitamin D impacts muscle strength, bone health and mood. And B vitamins like B12 and folate are critical for DNA repair and energy metabolism.

I’m always encouraged when I read studies like these. They show that a condition like frailty — something that impacts a quarter of elderly people — is not inevitable. You can make sure you stay strong and robust by getting more nutrients like these in your diet and through supplementation. Reverse Age-Related Frailty With These Five Nutrients Targeting Key Deficiencies Can Keep You Strong and Robust As You Age by Dr. Richard Gerhauser Natural Health Response Dr. Richard Gerhauser has been practicing medicine for over 35 years and is the editor of Natural Health Response.


Yours in Freedom,

Bruce ‘the PoorMan’



If you listen to the bubble-headed malcontents who prattle on about current events in the national media — William Safire's "nattering nabobs of negativism" — and the socialist Democrats vying for the presidency, you likely think that the Ku Klux Klan is making a comeback, a Grand Kleagle is whispering in the president's ear, and white supremacists are on the verge of taking over American institutions.

President Donald Trump rode to the presidency on a wave of pro-America-first, anti-immigration and anti-Hillary Clinton sentiment. Clinton was promising to destroy jobs by destroying the fossil fuel industry — coal and natural gas jobs in particular — and to usher in a new wave of wage-suppressing, nation-diversifying immigrants.

A foreign super-government now has the power to regulate what you can and can’t see on the internet.

Following a controversial court ruling that garnered almost no major media coverage in the United States, foreign bureaucrats won the power to censor free speech on social media sites.

And, things are only going to get worse from here…

~ Conservative Zone



 $261m: How much money members of the entertainment industry have contributed to candidates and political action committees since 1990.

81%: How much of that has gone towards Democrats

13: Amount of gold Chinese police discovered in the mansion of Zhang Qi, a corrupt ex-mayor. The unit here is tons. 80

116%: Increase in knife crime in England and Wales since 2014.

Sources: Los Angeles Times, New York Post, BBC


More Free Resources:

Do You Want a Bigger Nanny State; to Give Up More Freedom?


Using a Soviet strategy called the ‘Popular Front,’ American Communists [during the Depression] tried enhancing their image pretending to be average Americans; ingratiating themselves w/ Hollywood stars, involvement as populists in gov’t at all levels-they’re replicating that strategy now w/ help of Justice Democrats-More at:


In a bugout scenario, you are likely to spend a lot of time in your vehicle as you travel from one destination to the next.

This means a vehicle well-stocked with survival supplies is one of the most important components in a bugout plan – and food is the most essential supply that you can stockpile.

 Before you start tossing groceries into the trunk of your car, it’s important to note that not all foods are great for storing in vehicles. For example, chocolate protein bars are great meal replacements, but the chocolate is likely to melt and get all over the place.

 A food that is good for vehicle storage needs to have a long shelf-life, have lots of nutrition, and be easy to prepare. With those qualifications in mind, here are 17 emergency foods that you should keep in your vehicle...


How to start a neighborhood barter club


A Final Note…

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William said...

Bills, booze and cable TV! :)

Sam said...

Bills, dog n cat, not much else.